HomeCompareSMAL vs MO

SMAL vs MO: Dividend Comparison 2026

SMAL yields 2.43% · MO yields 6.36%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 SMAL wins by $152.87M in total portfolio value
10 years
SMAL
SMAL
● Live price
2.43%
Share price
$58.00
Annual div
$1.41
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$152.95M
Annual income
$141,745,669.47
Full SMAL calculator →
MO
Altria Group Inc.
● Live price
6.36%
Share price
$65.99
Annual div
$4.20
5Y div CAGR
22.6%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$80.1K
Annual income
$30,159.17
Full MO calculator →

Portfolio growth — SMAL vs MO

📍 SMAL pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodSMALMO
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, SMAL + MO cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
SMAL pays
MO pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SMAL
Annual income on $10K today (after 15% tax)
$206.64/yr
After 10yr DRIP, annual income (after tax)
$120,483,819.05/yr
MO
Annual income on $10K today (after 15% tax)
$540.99/yr
After 10yr DRIP, annual income (after tax)
$25,635.29/yr
At 15% tax rate, SMAL beats the other by $120,458,183.76/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of SMAL + MO for your $10,000?

SMAL: 50%MO: 50%
100% MO50/50100% SMAL
Portfolio after 10yr
$76.51M
Annual income
$70,887,914.32/yr
Blended yield
92.65%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on MO right now

SMAL
No analyst data
Altman Z
-0.3
Piotroski
7/9
MO
Analyst Ratings
16
Buy
9
Hold
1
Sell
Consensus: Buy
Price Target
$61.25
-7.2% upside vs current
Range: $47.00 — $68.00
Altman Z
3.2
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SMAL buys
0
MO buys
0
No recent congressional trades found for SMAL or MO in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricSMALMO
Forward yield2.43%6.36%
Annual dividend / share$1.41$4.20
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR100%22.6%
Portfolio after 10y$152.95M$80.1K
Annual income after 10y$141,745,669.47$30,159.17
Total dividends collected$152.08M$74.5K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: SMAL vs MO ($10,000, DRIP)

YearSMAL PortfolioSMAL Income/yrMO PortfolioMO Income/yrGap
1← crossover$11,186$486.21$10,570$780.30+$616.00SMAL
2$12,986$1,016.60$11,381$1,032.90+$1.6KSMAL
3$16,101$2,205.89$12,535$1,392.73+$3.6KSMAL
4$22,340$5,112.17$14,193$1,920.91+$8.1KSMAL
5$37,162$13,258.32$16,618$2,723.68+$20.5KSMAL
6$80,988$41,224.20$20,263$3,993.80+$60.7KSMAL
7$254,582$167,925.67$25,936$6,098.36+$228.6KSMAL
8$1,259,076$986,672.62$35,166$9,775.01+$1.22MSMAL
9$10,468,217$9,121,006.02$51,026$16,597.78+$10.42MSMAL
10$152,946,662$141,745,669.47$80,113$30,159.17+$152.87MSMAL

SMAL vs MO: Complete Analysis 2026

SMALStock

Summit Bancshares, Inc., through its subsidiary, Summit Bank, provides commercial credit and other banking services in California. It offers checking and savings accounts, and certificates of deposit. The company also provides commercial real estate, land development and construction, and commercial and consumer loans, as well as letters of credit. The company offers its products and services through three branches to small and mid-sized businesses and professionals, including professional firms of physicians, attorneys, accountants, real estate developers, retailers, service firms, wholesalers, and distributors, as well as individuals. Summit Bancshares, Inc. was founded in 1982 and is based in Oakland, California.

Full SMAL Calculator →

MOConsumer Staples

Altria Group, Inc., through its subsidiaries, manufactures and sells smokeable and oral tobacco products in the United States. The company provides cigarettes primarily under the Marlboro brand; cigars and pipe tobacco principally under the Black & Mild brand; and moist smokeless tobacco products under the Copenhagen, Skoal, Red Seal, and Husky brands, as well as provides on! oral nicotine pouches. It sells its tobacco products primarily to wholesalers, including distributors; and large retail organizations, such as chain stores. Altria Group, Inc. was founded in 1822 and is headquartered in Richmond, Virginia.

Full MO Calculator →
📬

Get this SMAL vs MO comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

SMAL vs SCHDSMAL vs JEPISMAL vs OSMAL vs KOSMAL vs MAINSMAL vs PMSMAL vs BTISMAL vs PG

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.