Is SMAYF or SCHD a better dividend investment in 2026?

SMAYF currently yields 4830.92% with a 5% 5-year dividend growth rate. SCHD yields 3.46% with 13.05% growth. The better choice depends on your goal: SMAYF offers higher current income.

What is the dividend yield difference between SMAYF and SCHD?

SMAYF has a forward dividend yield of 4830.92% ($2.00/share annually). SCHD yields 3.46% ($1.06/share annually). The yield gap is 4827.46 percentage points.

Home › Compare › SMAYF vs SCHD

SMAYF vs SCHD: Dividend Comparison 2026

SMAYF yields 4830.92% · SCHD yields 3.46%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 SMAYF wins by $44551764001637.36M in total portfolio value

INVESTMENT

TIME HORIZON10 years

SMAYF

● Live price

4830.92%

Share price

$0.04

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$44551764001637.39M

Annual income

$42,808,596,533,984,760,000.00

Full SMAYF calculator →

SCHD

Schwab U.S. Dividend Equity ETF

● Live price

3.46%

Share price

$30.48

Annual div

$1.06

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$29.0K

Annual income

$425.95

Full SCHD calculator →

Portfolio growth — SMAYF vs SCHD

📍 SMAYF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	SMAYF	SCHD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, SMAYF + SCHD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

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May

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Jun

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Jul

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Aug

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Sep

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Oct

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Nov

—

Dec

—

SMAYF pays

SCHD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SMAYF

Annual income on $10K today (after 15% tax)

$410,628.02/yr

After 10yr DRIP, annual income (after tax)

$36,387,307,053,887,050,000.00/yr

SCHD

Annual income on $10K today (after 15% tax)

$294.40/yr

After 10yr DRIP, annual income (after tax)

$362.06/yr

At 15% tax rate, SMAYF beats the other by $36,387,307,053,887,050,000.00/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of SMAYF + SCHD for your $10,000?

SMAYF: 50%SCHD: 50%

100% SCHD50/50100% SMAYF

Portfolio after 10yr

$22275882000818.71M

Annual income

$21,404,298,266,992,380,000.00/yr

Blended yield

96.09%

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SMAYF buys

SCHD buys

Politician	Chamber	Ticker	Type	Amount	Date
Virginia Foxx	🏢 House	$SCHD	▼ Sell	$50,001 - $100,000	2023-03-08
Steve Cohen	🏢 House	$SCHD	▲ Buy	$50,001 - $100,000	2022-07-29
Hakeem S. Jeffries	🏢 House	$SCHD	▲ Buy	$15,001 - $50,000	2021-04-12
Mikie Sherrill	🏢 House	$SCHD	▲ Buy	$100,001 - $250,000	2020-02-21

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricSMAYFSCHD

Forward yield	4830.92% ✓	3.46%
Annual dividend / share	$2.00 ✓	$1.06
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$44551764001637.39M ✓	$29.0K
Annual income after 10y	$42,808,596,533,984,760,000.00 ✓	$425.95
Total dividends collected	$44433688445733.77M ✓	$3.9K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: SMAYF vs SCHD ($10,000, DRIP)

Year	SMAYF Portfolio	SMAYF Income/yr	SCHD Portfolio	SCHD Income/yr	Gap
1← crossover	$493,792	$483,091.79	$11,226	$346.36	+$482.6K → SMAYF
2	$22,822,447	$22,294,089.46	$12,572	$357.38	+$22.81M → SMAYF
3	$987,415,612	$962,995,594.08	$14,046	$367.84	+$987.40M → SMAYF
4	$39,994,953,434	$38,938,418,729.32	$15,660	$377.73	+$39994.94M → SMAYF
5	$1,516,802,256,261	$1,474,007,656,086.66	$17,425	$387.07	+$1516802.24M → SMAYF
6	$53,867,376,758,349	$52,244,398,344,149.53	$19,354	$395.86	+$53867376.74M → SMAYF
7	$1,791,652,954,016,468	$1,734,014,860,885,034.00	$21,461	$404.13	+$1791652954.00M → SMAYF
8	$55,818,103,185,460,410	$53,901,034,524,662,790.00	$23,762	$411.89	+$55818103185.44M → SMAYF
9	$1,629,128,474,441,714,000	$1,569,403,104,033,271,300.00	$26,272	$419.15	+$1629128474441.69M → SMAYF
10	$44,551,764,001,637,390,000	$42,808,596,533,984,760,000.00	$29,010	$425.95	+$44551764001637.36M → SMAYF

SMAYF vs SCHD: Complete Analysis 2026

SMAYF — Stock

SIMEC Atlantis Energy (or Atlantis), is a diversified energy Company focusing on marine energy, waste-to-energy and hydro power. This global developer of sustainable projects currently has more than 1,000MW in various stages of development. These assets include MeyGen, the world's largest tidal stream power project and Uskmouth, one of the UK's largest waste to energy conversion projects. In addition to project development, SAE's turbine and Engineering Services division designs, supplies and maintains world leading tidal turbines and subsea connection equipment. Atlantis' aim is to become the UK's leading independent sustainable power generator. The company has offices in Edinburgh, Bristol, ...More

Full SMAYF Calculator →

SCHD — ETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.