Is SMMCF or QYLD a better dividend investment in 2026?

SMMCF currently yields 24.05% with a 5% 5-year dividend growth rate. QYLD yields 11.92% with -2.1% growth. The better choice depends on your goal: SMMCF offers higher current income.

What is the dividend yield difference between SMMCF and QYLD?

SMMCF has a forward dividend yield of 24.05% ($4.15/share annually). QYLD yields 11.92% ($2.04/share annually). The yield gap is 12.13 percentage points.

Home › Compare › SMMCF vs QYLD

SMMCF vs QYLD: Dividend Comparison 2026

SMMCF yields 24.05% · QYLD yields 11.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 SMMCF wins by $67.9K in total portfolio value

INVESTMENT

TIME HORIZON10 years

SMMCF

● Live price

24.05%

Share price

$17.27

Annual div

$4.15

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$93.3K

Annual income

$10,170.36

Full SMMCF calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

11.92%

Share price

$17.15

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.4K

Annual income

$5,659.31

Full QYLD calculator →

Portfolio growth — SMMCF vs QYLD

📍 SMMCF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	SMMCF	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, SMMCF + QYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

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Jun

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Aug

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Sep

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Nov

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Dec

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SMMCF pays

QYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SMMCF

Annual income on $10K today (after 15% tax)

$2,044.59/yr

After 10yr DRIP, annual income (after tax)

$8,644.81/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,013.51/yr

After 10yr DRIP, annual income (after tax)

$4,810.41/yr

At 15% tax rate, SMMCF beats the other by $3,834.39/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of SMMCF + QYLD for your $10,000?

SMMCF: 50%QYLD: 50%

100% QYLD50/50100% SMMCF

Portfolio after 10yr

$59.4K

Annual income

$7,914.84/yr

Blended yield

13.33%

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SMMCF buys

QYLD buys

Politician	Chamber	Ticker	Type	Amount	Date
Tim Moore	🏢 House	$QYLD	▼ Sell	$15,001 - $50,000	2025-05-02
Tim Moore	🏢 House	$QYLD	▲ Buy	$15,001 - $50,000	2025-04-07
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2022-11-14
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2020-10-29

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricSMMCFQYLD

Forward yield	24.05% ✓	11.92%
Annual dividend / share	$4.15 ✓	$2.04
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$93.3K ✓	$25.4K
Annual income after 10y	$10,170.36 ✓	$5,659.31
Total dividends collected	$58.1K ✓	$27.1K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: SMMCF vs QYLD ($10,000, DRIP)

Year	SMMCF Portfolio	SMMCF Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1← crossover	$13,105	$2,405.40	$10,352	$1,192.36	+$2.8K → SMMCF
2	$16,969	$2,946.15	$10,830	$1,347.57	+$6.1K → SMMCF
3	$21,722	$3,565.12	$11,460	$1,539.07	+$10.3K → SMMCF
4	$27,508	$4,265.15	$12,275	$1,777.84	+$15.2K → SMMCF
5	$34,481	$5,047.83	$13,323	$2,078.95	+$21.2K → SMMCF
6	$42,808	$5,913.54	$14,667	$2,463.34	+$28.1K → SMMCF
7	$52,666	$6,861.38	$16,396	$2,960.57	+$36.3K → SMMCF
8	$64,242	$7,889.19	$18,631	$3,612.97	+$45.6K → SMMCF
9	$77,732	$8,993.65	$21,548	$4,482.15	+$56.2K → SMMCF
10	$93,344	$10,170.36	$25,398	$5,659.31	+$67.9K → SMMCF

SMMCF vs QYLD: Complete Analysis 2026

SMMCF — Stock

Summit Industrial Income REIT is an unincorporated open-end REIT focused on growing and managing a portfolio of light industrial and other properties across Canada. Summit II's units are listed on the TSX and trade under the symbol SMU.UN.

Full SMMCF Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.