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SMMU vs QYLD: Dividend Comparison 2026

SMMU yields 2.80% · QYLD yields 11.85%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 QYLD wins by $1.3K in total portfolio value· pulled ahead in Year 10
10 years
SMMU
SMMU
● Live price
2.80%
Share price
$50.38
Annual div
$1.41
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$23.9K
Annual income
$335.23
Full SMMU calculator →
QYLD
Global X Nasdaq 100 Covered Call ETF
● Live price
11.85%
Share price
$17.25
Annual div
$2.04
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.2K
Annual income
$5,580.19
Full QYLD calculator →

Portfolio growth — SMMU vs QYLD

📍 QYLD pulled ahead of the other in Year 10

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodSMMUQYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, SMMU + QYLD cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
SMMU pays
QYLD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SMMU
Annual income on $10K today (after 15% tax)
$237.89/yr
After 10yr DRIP, annual income (after tax)
$284.95/yr
QYLD
Annual income on $10K today (after 15% tax)
$1,007.63/yr
After 10yr DRIP, annual income (after tax)
$4,743.16/yr
At 15% tax rate, QYLD beats the other by $4,458.22/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of SMMU + QYLD for your $10,000?

SMMU: 50%QYLD: 50%
100% QYLD50/50100% SMMU
Portfolio after 10yr
$24.5K
Annual income
$2,957.70/yr
Blended yield
12.06%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SMMU buys
0
QYLD buys
0
No recent congressional trades found for SMMU or QYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricSMMUQYLD
Forward yield2.80%11.85% ✓
Annual dividend / share$1.41$2.04 ✓
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$23.9K$25.2K ✓
Annual income after 10y$335.23$5,580.19 ✓
Total dividends collected$3.1K$26.8K ✓
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: SMMU vs QYLD ($10,000, DRIP)

YearSMMU PortfolioSMMU Income/yrQYLD PortfolioQYLD Income/yrGap
1$10,980$279.87$10,345$1,185.45+$635.00 → SMMU
2$12,036$287.19$10,815$1,338.87+$1.2K → SMMU
3$13,172$294.21$11,435$1,528.03+$1.7K → SMMU
4$14,395$300.94$12,238$1,763.71+$2.2K → SMMU
5$15,710$307.36$13,271$2,060.69+$2.4K → SMMU
6$17,124$313.49$14,595$2,439.49+$2.5K → SMMU
7$18,642$319.34$16,299$2,929.06+$2.3K → SMMU
8$20,271$324.91$18,500$3,570.77+$1.8K → SMMU
9$22,021$330.20$21,371$4,424.82+$650.00 → SMMU
10← crossover$23,897$335.23$25,156$5,580.19$1.3K → QYLD

SMMU vs QYLD: Complete Analysis 2026

SMMU — Stock

The Fund seeks attractive tax-exempt income, consistent with preservation of capital.

Full SMMU Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.