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SMMU vs XYLD: Dividend Comparison 2026

SMMU yields 2.80% · XYLD yields 10.98%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 XYLD wins by $1.4K in total portfolio value· pulled ahead in Year 8
10 years
SMMU
SMMU
● Live price
2.80%
Share price
$50.38
Annual div
$1.41
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$23.9K
Annual income
$335.23
Full SMMU calculator →
XYLD
Global X S&P 500 Covered Call ETF
● Live price
10.98%
Share price
$39.13
Annual div
$4.30
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.3K
Annual income
$3,219.02
Full XYLD calculator →

Portfolio growth — SMMU vs XYLD

📍 XYLD pulled ahead of the other in Year 8

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodSMMUXYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, SMMU + XYLD cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
SMMU pays
XYLD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SMMU
Annual income on $10K today (after 15% tax)
$237.89/yr
After 10yr DRIP, annual income (after tax)
$284.95/yr
XYLD
Annual income on $10K today (after 15% tax)
$933.63/yr
After 10yr DRIP, annual income (after tax)
$2,736.17/yr
At 15% tax rate, XYLD beats the other by $2,451.22/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of SMMU + XYLD for your $10,000?

SMMU: 50%XYLD: 50%
100% XYLD50/50100% SMMU
Portfolio after 10yr
$24.6K
Annual income
$1,777.12/yr
Blended yield
7.23%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SMMU buys
0
XYLD buys
0
No recent congressional trades found for SMMU or XYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricSMMUXYLD
Forward yield2.80%10.98% ✓
Annual dividend / share$1.41$4.30 ✓
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$23.9K$25.3K ✓
Annual income after 10y$335.23$3,219.02 ✓
Total dividends collected$3.1K$19.6K ✓
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: SMMU vs XYLD ($10,000, DRIP)

YearSMMU PortfolioSMMU Income/yrXYLD PortfolioXYLD Income/yrGap
1$10,980$279.87$10,818$1,098.39+$162.00 → SMMU
2$12,036$287.19$11,738$1,222.51+$298.00 → SMMU
3$13,172$294.21$12,774$1,364.64+$398.00 → SMMU
4$14,395$300.94$13,944$1,527.86+$451.00 → SMMU
5$15,710$307.36$15,270$1,715.87+$440.00 → SMMU
6$17,124$313.49$16,775$1,933.09+$349.00 → SMMU
7$18,642$319.34$18,490$2,184.87+$152.00 → SMMU
8← crossover$20,271$324.91$20,450$2,477.63$179.00 → XYLD
9$22,021$330.20$22,697$2,819.19$676.00 → XYLD
10$23,897$335.23$25,280$3,219.02$1.4K → XYLD

SMMU vs XYLD: Complete Analysis 2026

SMMU — Stock

The Fund seeks attractive tax-exempt income, consistent with preservation of capital.

Full SMMU Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.