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SMTH vs RYLD: Dividend Comparison 2026

SMTH yields 4.43% · RYLD yields 4.00%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 RYLD wins by $1.3K in total portfolio value· pulled ahead in Year 4
10 years
SMTH
SMTH
● Live price
4.43%
Share price
$25.72
Annual div
$1.14
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.7K
Annual income
$588.17
Full SMTH calculator →
RYLD
RYLD
● Live price
4.00%
Share price
$50.00
Annual div
$2.00
5Y div CAGR
5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.0K
Annual income
$899.19
Full RYLD calculator →

Portfolio growth — SMTH vs RYLD

📍 RYLD pulled ahead of the other in Year 4

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodSMTHRYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, SMTH + RYLD cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
SMTH pays
RYLD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SMTH
Annual income on $10K today (after 15% tax)
$376.40/yr
After 10yr DRIP, annual income (after tax)
$499.94/yr
RYLD
Annual income on $10K today (after 15% tax)
$340.00/yr
After 10yr DRIP, annual income (after tax)
$764.31/yr
At 15% tax rate, RYLD beats the other by $264.37/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of SMTH + RYLD for your $10,000?

SMTH: 50%RYLD: 50%
100% RYLD50/50100% SMTH
Portfolio after 10yr
$27.4K
Annual income
$743.69/yr
Blended yield
2.72%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SMTH buys
0
RYLD buys
0
No recent congressional trades found for SMTH or RYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricSMTHRYLD
Forward yield4.43% ✓4.00%
Annual dividend / share$1.14$2.00 ✓
Payout ratio50%50%
1-year div growth0%5% ✓
5-year div CAGR0%5% ✓
Portfolio after 10y$26.7K$28.0K ✓
Annual income after 10y$588.17$899.19 ✓
Total dividends collected$5.2K$6.4K ✓
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: SMTH vs RYLD ($10,000, DRIP)

YearSMTH PortfolioSMTH Income/yrRYLD PortfolioRYLD Income/yrGap
1$11,143$442.82$11,120$420.00+$23.00 → SMTH
2$12,384$461.15$12,357$458.31+$27.00 → SMTH
3$13,730$478.99$13,721$499.76+$9.00 → SMTH
4← crossover$15,187$496.30$15,227$544.58$40.00 → RYLD
5$16,763$513.07$16,885$593.02$122.00 → RYLD
6$18,466$529.27$18,713$645.34$247.00 → RYLD
7$20,304$544.88$20,724$701.81$420.00 → RYLD
8$22,285$559.91$22,938$762.73$653.00 → RYLD
9$24,419$574.34$25,372$828.41$953.00 → RYLD
10$26,717$588.17$28,047$899.19$1.3K → RYLD

SMTH vs RYLD: Complete Analysis 2026

SMTH — Stock

The ALPS | Smith Core Plus Bond ETF (SMTH) seeks above average total return from a combination of current income and capital appreciation.

Full SMTH Calculator →

RYLD — ETF

RYLD is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in RYLD shares.

Full RYLD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.