Is SMVTX or XYLD a better dividend investment in 2026?

SMVTX currently yields 15.45% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: SMVTX offers higher current income.

What is the dividend yield difference between SMVTX and XYLD?

SMVTX has a forward dividend yield of 15.45% ($1.98/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 4.47 percentage points.

Home › Compare › SMVTX vs XYLD

SMVTX vs XYLD: Dividend Comparison 2026

SMVTX yields 15.45% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 SMVTX wins by $29.7K in total portfolio value

INVESTMENT

TIME HORIZON10 years

SMVTX

● Live price

15.45%

Share price

$12.84

Annual div

$1.98

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$55.0K

Annual income

$4,007.42

Full SMVTX calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — SMVTX vs XYLD

📍 SMVTX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	SMVTX	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, SMVTX + XYLD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

SMVTX pays

XYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SMVTX

Annual income on $10K today (after 15% tax)

$1,313.47/yr

After 10yr DRIP, annual income (after tax)

$3,406.31/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, SMVTX beats the other by $670.14/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of SMVTX + XYLD for your $10,000?

SMVTX: 50%XYLD: 50%

100% XYLD50/50100% SMVTX

Portfolio after 10yr

$40.2K

Annual income

$3,613.22/yr

Blended yield

9.00%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SMVTX buys

XYLD buys

No recent congressional trades found for SMVTX or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricSMVTXXYLD

Forward yield	15.45% ✓	10.98%
Annual dividend / share	$1.98	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$55.0K ✓	$25.3K
Annual income after 10y	$4,007.42 ✓	$3,219.02
Total dividends collected	$27.1K ✓	$19.6K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: SMVTX vs XYLD ($10,000, DRIP)

Year	SMVTX Portfolio	SMVTX Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$12,245	$1,545.26	$10,818	$1,098.39	+$1.4K → SMVTX
2	$14,871	$1,768.42	$11,738	$1,222.51	+$3.1K → SMVTX
3	$17,919	$2,007.10	$12,774	$1,364.64	+$5.1K → SMVTX
4	$21,433	$2,260.27	$13,944	$1,527.86	+$7.5K → SMVTX
5	$25,461	$2,526.73	$15,270	$1,715.87	+$10.2K → SMVTX
6	$30,048	$2,805.11	$16,775	$1,933.09	+$13.3K → SMVTX
7	$35,245	$3,093.94	$18,490	$2,184.87	+$16.8K → SMVTX
8	$41,104	$3,391.68	$20,450	$2,477.63	+$20.7K → SMVTX
9	$47,678	$3,696.71	$22,697	$2,819.19	+$25.0K → SMVTX
10	$55,023	$4,007.42	$25,280	$3,219.02	+$29.7K → SMVTX

SMVTX vs XYLD: Complete Analysis 2026

SMVTX — Stock

Under normal circumstances, the fund invests at least 80% of its net assets in U.S.-traded equity securities of mid-capitalization companies. U.S.-traded equity securities may include American Depositary Receipts (ADRs). The subadviser considers mid-capitalization companies for this purpose to be those companies that, at the time of initial purchase, have market capitalizations generally within the range of companies included in the Russell Midcap® Index.

Full SMVTX Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.