HomeCompareSNV vs GBDC

SNV vs GBDC: Dividend Comparison 2026

SNV yields 3.12% · GBDC yields 11.85%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 GBDC wins by $20.53M in total portfolio value
10 years
SNV
SNV
● Live price
3.12%
Share price
$50.05
Annual div
$1.56
5Y div CAGR
50.4%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$246.1K
Annual income
$119,147.98
Full SNV calculator →
GBDC
GBDC
● Live price
11.85%
Share price
$12.66
Annual div
$1.50
5Y div CAGR
51.1%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20.78M
Annual income
$16,389,263.41
Full GBDC calculator →

Portfolio growth — SNV vs GBDC

📍 GBDC pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodSNVGBDC
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, SNV + GBDC cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
SNV pays
GBDC pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SNV
Annual income on $10K today (after 15% tax)
$264.94/yr
After 10yr DRIP, annual income (after tax)
$101,275.78/yr
GBDC
Annual income on $10K today (after 15% tax)
$1,007.11/yr
After 10yr DRIP, annual income (after tax)
$13,930,873.90/yr
At 15% tax rate, GBDC beats the other by $13,829,598.12/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of SNV + GBDC for your $10,000?

SNV: 50%GBDC: 50%
100% GBDC50/50100% SNV
Portfolio after 10yr
$10.51M
Annual income
$8,254,205.69/yr
Blended yield
78.53%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on SNV right now

SNV
Analyst Ratings
18
Buy
14
Hold
Consensus: Buy
Price Target
$58.50
+16.9% upside vs current
Range: $51.00 — $70.00
Altman Z
0.4
Piotroski
6/9
GBDC
Analyst Ratings
6
Buy
5
Hold
Consensus: Buy
Price Target
$14.00
+10.6% upside vs current
Range: $13.00 — $15.00
Altman Z
0.6
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SNV buys
0
GBDC buys
2
PoliticianChamberTickerTypeAmountDate
David P. Joyce🏢 House$GBDC▼ Sell$1,001 - $15,0002023-06-30
David P. Joyce🏢 House$GBDC▼ Sell$15,001 - $50,0002023-06-19
David P. Joyce🏢 House$GBDC▼ Sell$15,001 - $50,0002022-07-14
David P. Joyce🏢 House$GBDC▼ Sell$15,001 - $50,0002022-07-12
Teresa Leger Fernandez🏢 House$GBDC▼ Sell$15,001 - $50,0002021-01-20
David P. Joyce🏢 House$GBDC▲ Buy$1,001 - $15,0002020-02-25
David P. Joyce🏢 House$GBDC▲ Buy$15,001 - $50,0002019-05-30
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricSNVGBDC
Forward yield3.12%11.85%
Annual dividend / share$1.56$1.50
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR50.4%51.1%
Portfolio after 10y$246.1K$20.78M
Annual income after 10y$119,147.98$16,389,263.41
Total dividends collected$212.0K$20.36M
Payment frequencyquarterlyquarterly
SectorFinancialsBDC
Analyst consensusBuyBuy
Analyst price target$58.50$14.00

Year-by-year: SNV vs GBDC ($10,000, DRIP)

YearSNV PortfolioSNV Income/yrGBDC PortfolioGBDC Income/yrGap
1← crossover$11,169$468.78$12,490$1,790.28$1.3KGBDC
2$12,687$735.93$16,522$3,157.73$3.8KGBDC
3$14,750$1,175.00$23,578$5,898.68$8.8KGBDC
4$17,702$1,920.17$37,115$11,886.75$19.4KGBDC
5$22,181$3,239.31$66,136$26,423.57$44.0KGBDC
6$29,438$5,705.11$137,257$66,491.44$107.8KGBDC
7$42,142$10,643.09$341,734$194,868.54$299.6KGBDC
8$66,508$21,415.80$1,050,788$685,133.02$984.3KGBDC
9$118,670$47,506.68$4,099,314$2,974,971.01$3.98MGBDC
10$246,125$119,147.98$20,775,530$16,389,263.41$20.53MGBDC

SNV vs GBDC: Complete Analysis 2026

SNVFinancials

Synovus Financial Corp. operates as the bank holding company for Synovus Bank that provides commercial and retail banking products and services. It operates through three segments: Community Banking, Wholesale Banking, and Financial Management Services. The company's commercial banking services include treasury management, asset management, capital market, and institutional trust services, as well as commercial, financial, and real estate loans. Its retail banking services comprise accepting customary types of demand and savings deposits accounts; mortgage, installment, and other consumer loans; investment and brokerage services; safe deposit services; automated banking services; automated fund transfers; Internet-based banking services; and bank credit and debit card services. The company also offers various other financial services, including portfolio management for fixed-income securities, investment banking, execution of securities transactions as a broker/dealer, and financial planning services, as well as provides individual investment advice on equity and other securities. As of December 31, 2020, it operated through 289 branches and 389 ATMs in Alabama, Florida, Georgia, South Carolina, and Tennessee. The company was founded in 1888 and is headquartered in Columbus, Georgia.

Full SNV Calculator →

GBDCBDC

Golub Capital BDC, Inc. (GBDC) is a business development company and operates as an externally managed closed-end non-diversified management investment company. It invests in debt and minority equity investments in middle-market companies that are, in most cases, sponsored by private equity investors. It typically invests in diversified consumer services, automobiles, healthcare technology, insurance, health care equipment and supplies, hotels, restaurants and leisure, healthcare providers and services, IT services and specialty retails. It seeks to invest in the United States. It primarily invests in first lien traditional senior debt, first lien one stop, junior debt and equity, senior secured, one stop, unitranche, second lien, subordinated and mezzanine loans of middle-market companies, and warrants.

Full GBDC Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.