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SO vs CNI: Dividend Comparison 2026

SO yields 3.05% · CNI yields 2.56%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 CNI wins by $229.1K in total portfolio value
10 years
SO
The Southern Company
● Live price
3.05%
Share price
$96.94
Annual div
$2.96
5Y div CAGR
7.7%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$22.7K
Annual income
$874.49
Full SO calculator →
CNI
CNI
● Live price
2.56%
Share price
$101.33
Annual div
$2.60
5Y div CAGR
54.6%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$251.8K
Annual income
$126,929.80
Full CNI calculator →

Portfolio growth — SO vs CNI

📍 CNI pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodSOCNI
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, SO + CNI cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
SO pays
CNI pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SO
Annual income on $10K today (after 15% tax)
$259.56/yr
After 10yr DRIP, annual income (after tax)
$743.32/yr
CNI
Annual income on $10K today (after 15% tax)
$217.91/yr
After 10yr DRIP, annual income (after tax)
$107,890.33/yr
At 15% tax rate, CNI beats the other by $107,147.01/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of SO + CNI for your $10,000?

SO: 50%CNI: 50%
100% CNI50/50100% SO
Portfolio after 10yr
$137.2K
Annual income
$63,902.14/yr
Blended yield
46.56%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on CNI right now

SO
Analyst Ratings
11
Buy
21
Hold
1
Sell
Consensus: Hold
Price Target
$98.25
+1.4% upside vs current
Range: $76.00 — $112.00
Altman Z
1.0
Piotroski
5/9
CNI
Analyst Ratings
16
Buy
32
Hold
3
Sell
Consensus: Hold
Price Target
$101.33
0.0% upside vs current
Range: $100.00 — $103.00
Altman Z
2.5
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SO buys
13
CNI buys
0
PoliticianChamberTickerTypeAmountDate
Jared Moskowitz🏢 House$SO▲ Buy$1,001 - $15,0002025-12-02
Marjorie Taylor Greene🏢 House$SO▲ Buy$1,001 - $15,0002025-08-28
Jared Moskowitz🏢 House$SO▲ Buy$1,001 - $15,0002025-04-07
Marjorie Taylor Greene🏢 House$SO▲ Buy$1,001 - $15,0002025-04-03
Marjorie Taylor Greene🏢 House$SO▲ Buy$1,001 - $15,0002024-11-07
Valerie Hoyle🏢 House$SO▲ Buy$1,001 - $15,0002024-10-29
John James🏢 House$SO▼ Sell$1,001 - $15,0002024-09-04
Jared Moskowitz🏢 House$SO▲ Buy$1,001 - $15,0002024-07-05
Jared Moskowitz🏢 House$SO▲ Buy$1,001 - $15,0002024-07-05
Marjorie Taylor Greene🏢 House$SO▲ Buy$1,001 - $15,0002024-05-21
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricSOCNI
Forward yield3.05%2.56%
Annual dividend / share$2.96$2.60
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR7.7%54.6%
Portfolio after 10y$22.7K$251.8K
Annual income after 10y$874.49$126,929.80
Total dividends collected$5.6K$218.3K
Payment frequencyquarterlyquarterly
SectorUtilitiesStock
Analyst consensusHoldHold
Analyst price target$98.25$101.33

Year-by-year: SO vs CNI ($10,000, DRIP)

YearSO PortfolioSO Income/yrCNI PortfolioCNI Income/yrGap
1← crossover$10,809$328.87$11,096$396.34$287.00CNI
2$11,693$365.31$12,509$635.44$816.00CNI
3$12,660$406.13$14,419$1,034.97$1.8KCNI
4$13,720$451.89$17,152$1,723.80$3.4KCNI
5$14,882$503.27$21,316$2,962.74$6.4KCNI
6$16,157$560.99$28,128$5,319.82$12.0KCNI
7$17,559$625.92$40,239$10,142.77$22.7KCNI
8$19,100$699.03$64,021$20,965.26$44.9KCNI
9$20,799$781.46$116,698$48,194.81$95.9KCNI
10$22,672$874.49$251,796$126,929.80$229.1KCNI

SO vs CNI: Complete Analysis 2026

SOUtilities

The Southern Company, through its subsidiaries, engages in the generation, transmission, and distribution of electricity. It operates through Gas Distribution Operations, Gas Pipeline Investments, Wholesale Gas Services, and Gas Marketing Services segments. The company also develops, constructs, acquires, owns, and manages power generation assets, including renewable energy projects and sells electricity in the wholesale market; and distributes natural gas in Illinois, Georgia, Virginia, and Tennessee, as well as provides gas marketing services, wholesale gas services, and gas pipeline investments operations. In addition, it owns and/or operates 30 hydroelectric generating stations, 24 fossil fuel generating stations, three nuclear generating stations, 13 combined cycle/cogeneration stations, 45 solar facilities, 15 wind facilities, one fuel cell facility, and four battery storage facility; and constructs, operates, and maintains 76,289 miles of natural gas pipelines and 14 storage facilities with total capacity of 157 Bcf to provide natural gas to residential, commercial, and industrial customers. The company serves approximately 8.7 million electric and gas utility customers. Further, the company offers digital wireless communications and fiber optics services. The Southern Company was incorporated in 1945 and is headquartered in Atlanta, Georgia.

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CNIStock

Canadian National Railway Company, together with its subsidiaries, engages in the rail and related transportation business. The company's portfolio of goods includes petroleum and chemicals, grain and fertilizers, coal, metals and minerals, forest products, intermodal, and automotive products serving exporters, importers, retailers, farmers, and manufacturers. It operates a network of 19,500 route miles of track spanning Canada and the United States. The company also provides vessels and docks, transloading and distribution, automotive logistics, and freight forwarding and transportation management services. Canadian National Railway Company was incorporated in 1919 and is headquartered in Montreal, Canada.

Full CNI Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.