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SO vs JEPI: Dividend Comparison 2026

SO yields 3.42% · JEPI yields 7.21% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 JEPI wins by $6.5K in total portfolio value
10 years
SO
The Southern Company
3.42%
Share price
$84.20
Annual div
$2.88
5Y div CAGR
3.1%
Payout ratio
72%
After 10 yrs · $10,000 · DRIP
Portfolio value
$21.7K
Annual income
$613.85
Full SO calculator →
JEPI
JPMorgan Equity Premium Income ETF
7.21%
Share price
$55.20
Annual div
$3.98
5Y div CAGR
2.1%
Payout ratio
72%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.2K
Annual income
$1,567.15
Full JEPI calculator →

Portfolio growth — SO vs JEPI

Annual dividend income

MetricSOJEPI
Forward yield3.42%7.21%
Annual dividend / share$2.88$3.98
Payout ratio72%72%
1-year div growth3%-3.2%
5-year div CAGR3.1%2.1%
Portfolio after 10y$21.7K$28.2K
Annual income after 10y$613.85$1,567.15
Total dividends collected$4.7K$11.1K
Payment frequencyquarterlymonthly
SectorUtilitiesETF

Year-by-year: SO vs JEPI ($10,000, DRIP)

YearSO PortfolioSO Income/yrJEPI PortfolioJEPI Income/yrGap
1$10,833$352.65$11,156$736.16$323.00JEPI
2$11,728$375.81$12,429$804.72$701.00JEPI
3$12,692$400.29$13,830$878.49$1.1KJEPI
4$13,727$426.14$15,369$957.78$1.6KJEPI
5$14,839$453.42$17,057$1,042.88$2.2KJEPI
6$16,034$482.21$18,907$1,134.13$2.9KJEPI
7$17,316$512.58$20,933$1,231.83$3.6KJEPI
8$18,692$544.59$23,149$1,336.34$4.5KJEPI
9$20,167$578.32$25,569$1,447.99$5.4KJEPI
10$21,749$613.85$28,210$1,567.15$6.5KJEPI

SO vs JEPI: Complete Analysis 2026

SOUtilities

Southern Company is a Dividend Aristocrat with 23+ consecutive years of increases. It serves 9M+ customers across Georgia, Alabama, and Mississippi through its regulated electric and gas utilities. Vogtle Unit 4 nuclear plant completion in 2024 adds decades of low-carbon baseload generation capacity.

Full SO Calculator →

JEPIETF

JEPI is an actively managed ETF delivering high monthly income via covered calls on S&P 500 stocks. It consistently yields 6–9% annually, making it one of the highest-income ETFs available. Popular with retirees seeking monthly cash flow without selling shares. Launched in 2020, it rapidly became one of the largest active ETFs with $35B+ AUM.

Full JEPI Calculator →

Frequently Asked Questions

Is SO or JEPI better for dividend income in 2026?
SO currently offers a 3.42% yield (2.88/share/year) while JEPI offers 7.21% (3.98/share/year). JEPI provides higher current income. However, SO has grown its dividend faster (3.1% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in SO vs JEPI earn per year?
With $10,000 invested today: SO pays approximately $342/year. JEPI pays approximately $721/year. With DRIP reinvestment over 10 years, these grow to $614/year (SO) and $1,567/year (JEPI).
Does SO or JEPI pay monthly dividends?
SO pays quarterly dividends. JEPI pays monthly dividends. JEPI pays monthly, which is preferred by investors who need regular cash flow.
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⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.