Is SOCLF or BTI a better dividend investment in 2026?

SOCLF currently yields 5.56% with a 5% 5-year dividend growth rate. BTI yields 5.40% with 5% growth. The better choice depends on your goal: SOCLF offers higher current income.

What is the dividend yield difference between SOCLF and BTI?

SOCLF has a forward dividend yield of 5.56% ($0.02/share annually). BTI yields 5.40% ($3.15/share annually). The yield gap is 0.16 percentage points.

Home › Compare › SOCLF vs BTI

SOCLF vs BTI: Dividend Comparison 2026

SOCLF yields 5.56% · BTI yields 5.40%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 BTI wins by $9.0K in total portfolio value

INVESTMENT

TIME HORIZON10 years

SOCLF

● Live price

5.56%

Share price

$0.36

Annual div

$0.02

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$28.8K

Annual income

$792.06

Full SOCLF calculator →

BTI

● Live price

5.40%

Share price

$58.26

Annual div

$3.15

5Y div CAGR

11.3%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$37.8K

Annual income

$2,802.29

Full BTI calculator →

Portfolio growth — SOCLF vs BTI

📍 BTI pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	SOCLF	BTI
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, SOCLF + BTI cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

SOCLF pays

BTI pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SOCLF

Annual income on $10K today (after 15% tax)

$472.22/yr

After 10yr DRIP, annual income (after tax)

$673.25/yr

BTI

Annual income on $10K today (after 15% tax)

$459.05/yr

After 10yr DRIP, annual income (after tax)

$2,381.95/yr

At 15% tax rate, BTI beats the other by $1,708.70/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of SOCLF + BTI for your $10,000?

SOCLF: 50%BTI: 50%

100% BTI50/50100% SOCLF

Portfolio after 10yr

$33.3K

Annual income

$1,797.17/yr

Blended yield

5.39%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on BTI right now

SOCLF

Analyst Ratings

Hold

Consensus: Hold

Altman Z

1.7

Piotroski

7/9

BTI

Analyst Ratings

Buy

Hold

Sell

Consensus: Buy

Price Target

$40.00

-31.3% upside vs current

Range: $40.00 — $40.00

Altman Z

2.1

Piotroski

7/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SOCLF buys

BTI buys

No recent congressional trades found for SOCLF or BTI in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricSOCLFBTI

Forward yield	5.56% ✓	5.40%
Annual dividend / share	$0.02	$3.15 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	11.3% ✓
Portfolio after 10y	$28.8K	$37.8K ✓
Annual income after 10y	$792.06	$2,802.29 ✓
Total dividends collected	$6.8K	$14.4K ✓
Payment frequency	quarterly	quarterly
Sector	Stock	Consumer Staples
Analyst consensus	Hold	Buy

Year-by-year: SOCLF vs BTI ($10,000, DRIP)

Year	SOCLF Portfolio	SOCLF Income/yr	BTI Portfolio	BTI Income/yr	Gap
1← crossover	$11,256	$555.56	$11,301	$601.08	$45.00 → BTI
2	$12,628	$584.40	$12,799	$706.58	$171.00 → BTI
3	$14,125	$612.76	$14,527	$832.38	$402.00 → BTI
4	$15,754	$640.55	$16,527	$982.75	$773.00 → BTI
5	$17,524	$667.70	$18,846	$1,162.95	$1.3K → BTI
6	$19,445	$694.14	$21,545	$1,379.49	$2.1K → BTI
7	$21,526	$719.84	$24,694	$1,640.41	$3.2K → BTI
8	$23,778	$744.74	$28,378	$1,955.69	$4.6K → BTI
9	$26,211	$768.82	$32,702	$2,337.79	$6.5K → BTI
10	$28,838	$792.06	$37,794	$2,802.29	$9.0K → BTI

SOCLF vs BTI: Complete Analysis 2026

SOCLF — Stock

Pharos Energy plc engages in the exploration, development, and production of oil and gas properties. The company holds a 30.5% working interest in the Te Giac Trang Field of Block 16-1 located in the shallow water Cuu Long Basin, as well as a 25% working interest in the Ca Ngu Vang field of Block 9-2 located in the shallow water Cuu Long Basin, offshore southern Vietnam; a 70% interest in the Blocks 125 & 126 located in the Phu Khanh Basin, offshore central Vietnam; and a 100% working interest in the onshore El Fayum concession in the Western Desert, Egypt. It also holds a 33.33 % working interest in eight licenses located in Israel. The company was formerly known as SOCO International plc and changed its name to Pharos Energy plc in October 2019. Pharos Energy plc was incorporated in 1997 and is headquartered in London, the United Kingdom.

Full SOCLF Calculator →

BTI — Consumer Staples

British American Tobacco p.l.c. provides tobacco and nicotine products to consumers in the Americas, Europe, the Asia-Pacific, the Middle East, Africa, and the United States. It offers vapour, heated, and modern oral nicotine products; combustible cigarettes; and traditional oral products, such as snus and moist snuff. The company provides its products under the Vuse, glo, Velo, Grizzly, Kodiak, Dunhill, Kent, Lucky Strike, Pall Mall, Rothmans, Newport, Natural American Spirit, and Camel brands. The company distributes its products to retail outlets. British American Tobacco p.l.c. was founded in 1902 and is based in London, the United Kingdom.

Full BTI Calculator →

📬

Get this SOCLF vs BTI comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

SOCLF vs SCHD SOCLF vs JEPI SOCLF vs O SOCLF vs KO SOCLF vs MAIN

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.