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SOFE vs GBDC: Dividend Comparison 2026

SOFE yields 125000.00% · GBDC yields 11.86%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 SOFE wins by $4.4870750575756587e+27M in total portfolio value
10 years
SOFE
SOFE
● Live price
125000.00%
Share price
$0.00
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$4.4870750575756587e+27M
Annual income
$4,480,024,748,164,424,300,000,000,000,000,000.00
Full SOFE calculator →
GBDC
GBDC
● Live price
11.86%
Share price
$12.65
Annual div
$1.50
5Y div CAGR
51.1%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20.85M
Annual income
$16,450,733.83
Full GBDC calculator →

Portfolio growth — SOFE vs GBDC

📍 SOFE pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodSOFEGBDC
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, SOFE + GBDC cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
SOFE pays
GBDC pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SOFE
Annual income on $10K today (after 15% tax)
$10,625,000.00/yr
After 10yr DRIP, annual income (after tax)
$3,808,021,035,939,760,400,000,000,000,000,000.00/yr
GBDC
Annual income on $10K today (after 15% tax)
$1,007.91/yr
After 10yr DRIP, annual income (after tax)
$13,983,123.76/yr
At 15% tax rate, SOFE beats the other by $3,808,021,035,939,760,400,000,000,000,000,000.00/year in after-tax income after 10 years on $10,000
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Lazy Portfolio Split Optimizer

What's the optimal mix of SOFE + GBDC for your $10,000?

SOFE: 50%GBDC: 50%
100% GBDC50/50100% SOFE
Portfolio after 10yr
$2.2435375287878293e+27M
Annual income
$2,240,012,374,082,212,200,000,000,000,000,000.00/yr
Blended yield
99.84%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on GBDC right now

SOFE
No analyst data
Altman Z
-0.4
Piotroski
3/9
GBDC
Analyst Ratings
6
Buy
5
Hold
Consensus: Buy
Price Target
$14.00
+10.7% upside vs current
Range: $13.00 — $15.00
Altman Z
0.6
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SOFE buys
0
GBDC buys
0
No recent congressional trades found for SOFE or GBDC in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricSOFEGBDC
Forward yield125000.00% ✓11.86%
Annual dividend / share$2.00 ✓$1.50
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%51.1% ✓
Portfolio after 10y$4.4870750575756587e+27M$20.85M ✓
Annual income after 10y$4,480,024,748,164,424,300,000,000,000,000,000.00 ✓$16,450,733.83
Total dividends collected$4.486613188508161e+27M$20.43M ✓
Payment frequencyquarterlyquarterly
SectorStockBDC

Year-by-year: SOFE vs GBDC ($10,000, DRIP)

YearSOFE PortfolioSOFE Income/yrGBDC PortfolioGBDC Income/yrGap
1← crossover$12,510,700$12,500,000.00$12,492$1,791.70+$12.50M → SOFE
2$14,628,690,187$14,615,303,738.32$16,527$3,160.58+$14628.67M → SOFE
3$15,987,233,390,392$15,971,580,691,892.04$23,588$5,904.90+$15987233.37M → SOFE
4$16,330,037,182,147,600$16,312,930,842,419,880.00$37,141$11,901.65+$16330037182.11M → SOFE
5$15,590,107,113,307,974,000$15,572,633,973,523,075,000.00$66,205$26,463.38+$15590107113307.91M → SOFE
6$13,911,095,050,184,500,000,000$13,894,413,635,573,263,000,000.00$137,452$66,612.65+$13911095050184500.00M → SOFE
7$11,601,822,386,032,217,000,000,000$11,586,937,514,328,520,000,000,000.00$342,372$195,298.53+$11601822386032216064.00M → SOFE
8$9,043,703,820,318,592,000,000,000,000$9,031,289,870,365,538,000,000,000,000.00$1,053,292$686,954.33+$9.043703820318592e+21M → SOFE
9$6,589,074,216,106,539,000,000,000,000,000$6,579,397,453,018,798,000,000,000,000,000.00$4,111,439$2,984,416.95+$6.589074216106539e+24M → SOFE
10$4,487,075,057,575,658,400,000,000,000,000,000$4,480,024,748,164,424,300,000,000,000,000,000.00$20,849,974$16,450,733.83+$4.4870750575756587e+27M → SOFE

SOFE vs GBDC: Complete Analysis 2026

SOFE — Stock

Carepay Inc. operates as a healthcare IT company. Its SOAFEE platform allow consumers to find affordable self-pay pricing for all of their medical needs. The company is based in Bellaire, Texas.

Full SOFE Calculator →

GBDC — BDC

Golub Capital BDC, Inc. (GBDC) is a business development company and operates as an externally managed closed-end non-diversified management investment company. It invests in debt and minority equity investments in middle-market companies that are, in most cases, sponsored by private equity investors. It typically invests in diversified consumer services, automobiles, healthcare technology, insurance, health care equipment and supplies, hotels, restaurants and leisure, healthcare providers and services, IT services and specialty retails. It seeks to invest in the United States. It primarily invests in first lien traditional senior debt, first lien one stop, junior debt and equity, senior secured, one stop, unitranche, second lien, subordinated and mezzanine loans of middle-market companies, and warrants.

Full GBDC Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.