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SOFX vs BTI: Dividend Comparison 2026

SOFX yields 38.42% · BTI yields 5.40%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 SOFX wins by $174.9K in total portfolio value
10 years
SOFX
SOFX
● Live price
38.42%
Share price
$9.37
Annual div
$3.60
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$212.7K
Annual income
$34,752.90
Full SOFX calculator →
BTI
BTI
● Live price
5.40%
Share price
$58.26
Annual div
$3.15
5Y div CAGR
11.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$37.8K
Annual income
$2,802.29
Full BTI calculator →

Portfolio growth — SOFX vs BTI

📍 SOFX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodSOFXBTI
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, SOFX + BTI cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
SOFX pays
BTI pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SOFX
Annual income on $10K today (after 15% tax)
$3,265.85/yr
After 10yr DRIP, annual income (after tax)
$29,539.97/yr
BTI
Annual income on $10K today (after 15% tax)
$459.05/yr
After 10yr DRIP, annual income (after tax)
$2,381.95/yr
At 15% tax rate, SOFX beats the other by $27,158.02/year in after-tax income after 10 years on $10,000
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Lazy Portfolio Split Optimizer

What's the optimal mix of SOFX + BTI for your $10,000?

SOFX: 50%BTI: 50%
100% BTI50/50100% SOFX
Portfolio after 10yr
$125.2K
Annual income
$18,777.59/yr
Blended yield
14.99%
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Analyst Conviction Gap

Where Wall Street is most bullish on BTI right now

SOFX
No analyst data
BTI
Analyst Ratings
12
Buy
4
Hold
2
Sell
Consensus: Buy
Price Target
$40.00
-31.3% upside vs current
Range: $40.00 — $40.00
Altman Z
2.1
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SOFX buys
0
BTI buys
0
No recent congressional trades found for SOFX or BTI in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricSOFXBTI
Forward yield38.42%5.40%
Annual dividend / share$3.60$3.15
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%11.3%
Portfolio after 10y$212.7K$37.8K
Annual income after 10y$34,752.90$2,802.29
Total dividends collected$158.1K$14.4K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: SOFX vs BTI ($10,000, DRIP)

YearSOFX PortfolioSOFX Income/yrBTI PortfolioBTI Income/yrGap
1← crossover$14,542$3,842.18$11,301$601.08+$3.2KSOFX
2$20,782$5,221.84$12,799$706.58+$8.0KSOFX
3$29,211$6,974.24$14,527$832.38+$14.7KSOFX
4$40,417$9,161.61$16,527$982.75+$23.9KSOFX
5$55,094$11,847.04$18,846$1,162.95+$36.2KSOFX
6$74,043$15,092.44$21,545$1,379.49+$52.5KSOFX
7$98,182$18,956.42$24,694$1,640.41+$73.5KSOFX
8$128,547$23,492.15$28,378$1,955.69+$100.2KSOFX
9$166,291$28,745.42$32,702$2,337.79+$133.6KSOFX
10$212,684$34,752.90$37,794$2,802.29+$174.9KSOFX

SOFX vs BTI: Complete Analysis 2026

SOFXStock

SOFX uses swap agreements to make bullish bets on SoFi Technologies, Inc. (SOFI) share price. SOFI is an American personal finance and financial technology company that provides various financial services. The fund seeks to maintain daily leveraged exposure equivalent to 200% of the daily percentage change in SOFI's share price through daily rebalancing. As a leveraged product, it is designed for short-term tactical use, not as a long-term investment vehicle. Returns may deviate from the expected 2x if held longer than a single day due to factors like volatility and compounding effects. This strategy is high-risk and does not incorporate a defensive position. SOFX could potentially lose value over time, even if SOFI's performance is strong. It is expected to invest in US Government securities, money market funds, short-term bond ETFs, and corporate debt as collateral.

Full SOFX Calculator →

BTIConsumer Staples

British American Tobacco p.l.c. provides tobacco and nicotine products to consumers in the Americas, Europe, the Asia-Pacific, the Middle East, Africa, and the United States. It offers vapour, heated, and modern oral nicotine products; combustible cigarettes; and traditional oral products, such as snus and moist snuff. The company provides its products under the Vuse, glo, Velo, Grizzly, Kodiak, Dunhill, Kent, Lucky Strike, Pall Mall, Rothmans, Newport, Natural American Spirit, and Camel brands. The company distributes its products to retail outlets. British American Tobacco p.l.c. was founded in 1902 and is based in London, the United Kingdom.

Full BTI Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.