HomeCompareSOMC vs JEPQ

SOMC vs JEPQ: Dividend Comparison 2026

SOMC yields 2.51% · JEPQ yields 11.10%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 SOMC wins by $14.7K in total portfolio value· pulled ahead in Year 9
10 years
SOMC
SOMC
● Live price
2.51%
Share price
$25.50
Annual div
$0.64
5Y div CAGR
36.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$59.5K
Annual income
$13,089.10
Full SOMC calculator →
JEPQ
JPMorgan Nasdaq Equity Premium Income ETF
● Live price
11.10%
Share price
$55.52
Annual div
$6.16
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$44.8K
Annual income
$2,152.59
Full JEPQ calculator →

Portfolio growth — SOMC vs JEPQ

📍 SOMC pulled ahead of the other in Year 9

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodSOMCJEPQ
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, SOMC + JEPQ cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
SOMC pays
JEPQ pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SOMC
Annual income on $10K today (after 15% tax)
$213.33/yr
After 10yr DRIP, annual income (after tax)
$11,125.74/yr
JEPQ
Annual income on $10K today (after 15% tax)
$943.83/yr
After 10yr DRIP, annual income (after tax)
$1,829.70/yr
At 15% tax rate, SOMC beats the other by $9,296.03/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of SOMC + JEPQ for your $10,000?

SOMC: 50%JEPQ: 50%
100% JEPQ50/50100% SOMC
Portfolio after 10yr
$52.1K
Annual income
$7,620.84/yr
Blended yield
14.62%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SOMC buys
0
JEPQ buys
0
No recent congressional trades found for SOMC or JEPQ in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricSOMCJEPQ
Forward yield2.51%11.10%
Annual dividend / share$0.64$6.16
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR36.3%0%
Portfolio after 10y$59.5K$44.8K
Annual income after 10y$13,089.10$2,152.59
Total dividends collected$35.0K$16.3K
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: SOMC vs JEPQ ($10,000, DRIP)

YearSOMC PortfolioSOMC Income/yrJEPQ PortfolioJEPQ Income/yrGap
1$11,042$342.09$11,930$1,110.39$888.00JEPQ
2$12,296$481.17$14,133$1,224.34$1.8KJEPQ
3$13,839$682.54$16,632$1,340.46$2.8KJEPQ
4$15,787$978.57$19,454$1,457.97$3.7KJEPQ
5$18,314$1,421.93$22,626$1,576.08$4.3KJEPQ
6$21,697$2,101.24$26,175$1,694.09$4.5KJEPQ
7$26,387$3,171.09$30,133$1,811.32$3.7KJEPQ
8$33,147$4,912.57$34,531$1,927.17$1.4KJEPQ
9← crossover$43,328$7,860.87$39,403$2,041.08+$3.9KSOMC
10$59,450$13,089.10$44,787$2,152.59+$14.7KSOMC

SOMC vs JEPQ: Complete Analysis 2026

SOMCStock

Southern Michigan Bancorp, Inc. operates as the bank holding company for Southern Michigan Bank & Trust that provides a range of commercial banking services to individuals, businesses, institutions, and governmental agencies primarily in the southwest Michigan communities. Its deposit products include interest and non-interest checking, savings, and various types of money market accounts; time, savings, and demand deposits; and certificates of deposit and IRAs. The company also provides home mortgages and equity loans, home equity line of credit, and auto/personal loans; business loans, such as lines of credit, term loans, commercial real estate loans, commercial and industrial loans, agriculture loans, letters of credit, small business administration loans, and capital access loans; industrial, construction, real estate, and inventory loans; and consumer lending products comprising direct and indirect loans to purchasers of residential real property and consumer goods. In addition, it offers trust and investment services that include investment management, trustee, IRA rollovers and retirement plan, institutional and personal custody, estate settlement, wealth management, estate and wealth transfer planning assistance, charitable gift planning assistance, and cash management custody services; and safe deposit box and automated teller machine services. Further, the company provides online and mobile banking, bill pay, e-statements, health savings account, ACH, wire transfer, remote deposit capture, insurance, and merchant services, as well as ATM, debit, credit, and gift cards. As of March 23, 2022, it operated 13 branches within Branch, Calhoun, Hillsdale, Kalamazoo, and St. Joseph Counties. The company was founded in 1871 and is based in Coldwater, Michigan.

Full SOMC Calculator →

JEPQETF

The fund seeks to achieve this objective by (1) creating an actively managed portfolio of equity securities comprised significantly of those included in the fund’s primary benchmark, the Nasdaq-100 Index (the Benchmark), and (2) through equity-linked notes (ELNs), selling call options with exposure to the Benchmark. It is non-diversified.

Full JEPQ Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.