HomeCompareSOMC vs PG

SOMC vs PG: Dividend Comparison 2026

SOMC yields 2.51% · PG yields 2.92%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 SOMC wins by $8.0K in total portfolio value
10 years
SOMC
SOMC
● Live price
2.51%
Share price
$25.50
Annual div
$0.64
5Y div CAGR
36.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$59.5K
Annual income
$13,089.10
Full SOMC calculator →
PG
Procter & Gamble
● Live price
2.92%
Share price
$144.73
Annual div
$4.23
5Y div CAGR
31.1%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$51.4K
Annual income
$9,955.44
Full PG calculator →

Portfolio growth — SOMC vs PG

📍 SOMC pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodSOMCPG
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, SOMC + PG cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
SOMC pays
PG pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SOMC
Annual income on $10K today (after 15% tax)
$213.33/yr
After 10yr DRIP, annual income (after tax)
$11,125.74/yr
PG
Annual income on $10K today (after 15% tax)
$248.27/yr
After 10yr DRIP, annual income (after tax)
$8,462.12/yr
At 15% tax rate, SOMC beats the other by $2,663.61/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of SOMC + PG for your $10,000?

SOMC: 50%PG: 50%
100% PG50/50100% SOMC
Portfolio after 10yr
$55.4K
Annual income
$11,522.27/yr
Blended yield
20.78%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on PG right now

SOMC
No analyst data
Altman Z
0.3
Piotroski
5/9
PG
Analyst Ratings
29
Buy
22
Hold
1
Sell
Consensus: Buy
Price Target
$167.67
+15.9% upside vs current
Range: $150.00 — $179.00
Altman Z
5.3
Piotroski
4/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SOMC buys
0
PG buys
0
No recent congressional trades found for SOMC or PG in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricSOMCPG
Forward yield2.51%2.92%
Annual dividend / share$0.64$4.23
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR36.3%31.1%
Portfolio after 10y$59.5K$51.4K
Annual income after 10y$13,089.10$9,955.44
Total dividends collected$35.0K$29.3K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: SOMC vs PG ($10,000, DRIP)

YearSOMC PortfolioSOMC Income/yrPG PortfolioPG Income/yrGap
1← crossover$11,042$342.09$11,003$382.92+$39.00SOMC
2$12,296$481.17$12,205$520.11+$91.00SOMC
3$13,839$682.54$13,674$712.22+$165.00SOMC
4$15,787$978.57$15,507$985.02+$280.00SOMC
5$18,314$1,421.93$17,847$1,378.96+$467.00SOMC
6$21,697$2,101.24$20,913$1,959.19+$784.00SOMC
7$26,387$3,171.09$25,044$2,834.00+$1.3KSOMC
8$33,147$4,912.57$30,786$4,189.46+$2.4KSOMC
9$43,328$7,860.87$39,052$6,357.54+$4.3KSOMC
10$59,450$13,089.10$51,429$9,955.44+$8.0KSOMC

SOMC vs PG: Complete Analysis 2026

SOMCStock

Southern Michigan Bancorp, Inc. operates as the bank holding company for Southern Michigan Bank & Trust that provides a range of commercial banking services to individuals, businesses, institutions, and governmental agencies primarily in the southwest Michigan communities. Its deposit products include interest and non-interest checking, savings, and various types of money market accounts; time, savings, and demand deposits; and certificates of deposit and IRAs. The company also provides home mortgages and equity loans, home equity line of credit, and auto/personal loans; business loans, such as lines of credit, term loans, commercial real estate loans, commercial and industrial loans, agriculture loans, letters of credit, small business administration loans, and capital access loans; industrial, construction, real estate, and inventory loans; and consumer lending products comprising direct and indirect loans to purchasers of residential real property and consumer goods. In addition, it offers trust and investment services that include investment management, trustee, IRA rollovers and retirement plan, institutional and personal custody, estate settlement, wealth management, estate and wealth transfer planning assistance, charitable gift planning assistance, and cash management custody services; and safe deposit box and automated teller machine services. Further, the company provides online and mobile banking, bill pay, e-statements, health savings account, ACH, wire transfer, remote deposit capture, insurance, and merchant services, as well as ATM, debit, credit, and gift cards. As of March 23, 2022, it operated 13 branches within Branch, Calhoun, Hillsdale, Kalamazoo, and St. Joseph Counties. The company was founded in 1871 and is based in Coldwater, Michigan.

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PGConsumer Staples

The Procter & Gamble Company provides branded consumer packaged goods worldwide. It operates through five segments: Beauty; Grooming; Health Care; Fabric & Home Care; and Baby, Feminine & Family Care. The Beauty segment offers conditioners, shampoos, styling aids, and treatments under the Head & Shoulders, Herbal Essences, Pantene, and Rejoice brands; and antiperspirants and deodorants, personal cleansing, and skin care products under the Olay, Old Spice, Safeguard, Secret, and SK-II brands. The Grooming segment provides shave care products and appliances under the Braun, Gillette, and Venus brand names. The Health Care segment offers toothbrushes, toothpastes, and other oral care products under the Crest and Oral-B brand names; and gastrointestinal, rapid diagnostics, respiratory, vitamins/minerals/supplements, pain relief, and other personal health care products under the Metamucil, Neurobion, Pepto-Bismol, and Vicks brands. The Fabric & Home Care segment provides fabric enhancers, laundry additives, and laundry detergents under the Ariel, Downy, Gain, and Tide brands; and air care, dish care, P&G professional, and surface care products under the Cascade, Dawn, Fairy, Febreze, Mr. Clean, and Swiffer brands. The Baby, Feminine & Family Care segment offers baby wipes, taped diapers, and pants under the Luvs and Pampers brands; adult incontinence and feminine care products under the Always, Always Discreet, and Tampax brands; and paper towels, tissues, and toilet papers under the Bounty, Charmin, and Puffs brands. The company sells its products primarily through mass merchandisers, e-commerce, grocery stores, membership club stores, drug stores, department stores, distributors, wholesalers, specialty beauty stores, high-frequency stores, pharmacies, electronics stores, and professional channels, as well as directly to consumers. The Procter & Gamble Company was founded in 1837 and is headquartered in Cincinnati, Ohio.

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.