Is SOME or BTI a better dividend investment in 2026?

SOME currently yields 2.42% with a 5% 5-year dividend growth rate. BTI yields 5.40% with 5% growth. The better choice depends on your goal: BTI offers higher current income.

What is the dividend yield difference between SOME and BTI?

SOME has a forward dividend yield of 2.42% ($1.72/share annually). BTI yields 5.40% ($3.15/share annually). The yield gap is 2.98 percentage points.

Home › Compare › SOME vs BTI

SOME vs BTI: Dividend Comparison 2026

SOME yields 2.42% · BTI yields 5.40%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 BTI wins by $10.0K in total portfolio value

INVESTMENT

TIME HORIZON10 years

SOME

● Live price

2.42%

Share price

$71.00

Annual div

$1.72

5Y div CAGR

14.2%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$27.8K

Annual income

$1,234.96

Full SOME calculator →

BTI

● Live price

5.40%

Share price

$58.26

Annual div

$3.15

5Y div CAGR

11.3%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$37.8K

Annual income

$2,802.29

Full BTI calculator →

Portfolio growth — SOME vs BTI

📍 BTI pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	SOME	BTI
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, SOME + BTI cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

SOME pays

BTI pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SOME

Annual income on $10K today (after 15% tax)

$205.92/yr

After 10yr DRIP, annual income (after tax)

$1,049.72/yr

BTI

Annual income on $10K today (after 15% tax)

$459.05/yr

After 10yr DRIP, annual income (after tax)

$2,381.95/yr

At 15% tax rate, BTI beats the other by $1,332.23/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of SOME + BTI for your $10,000?

SOME: 50%BTI: 50%

100% BTI50/50100% SOME

Portfolio after 10yr

$32.8K

Annual income

$2,018.62/yr

Blended yield

6.15%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on BTI right now

SOME

No analyst data

Altman Z

-0.8

Piotroski

6/9

BTI

Analyst Ratings

Buy

Hold

Sell

Consensus: Buy

Price Target

$40.00

-31.3% upside vs current

Range: $40.00 — $40.00

Altman Z

2.1

Piotroski

7/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SOME buys

BTI buys

No recent congressional trades found for SOME or BTI in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricSOMEBTI

Forward yield	2.42%	5.40% ✓
Annual dividend / share	$1.72	$3.15 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	14.2% ✓	11.3%
Portfolio after 10y	$27.8K	$37.8K ✓
Annual income after 10y	$1,234.96	$2,802.29 ✓
Total dividends collected	$6.5K	$14.4K ✓
Payment frequency	quarterly	quarterly
Sector	Stock	Consumer Staples

Year-by-year: SOME vs BTI ($10,000, DRIP)

Year	SOME Portfolio	SOME Income/yr	BTI Portfolio	BTI Income/yr	Gap
1← crossover	$10,977	$276.65	$11,301	$601.08	$324.00 → BTI
2	$12,069	$324.11	$12,799	$706.58	$730.00 → BTI
3	$13,294	$380.34	$14,527	$832.38	$1.2K → BTI
4	$14,672	$447.15	$16,527	$982.75	$1.9K → BTI
5	$16,226	$526.69	$18,846	$1,162.95	$2.6K → BTI
6	$17,983	$621.66	$21,545	$1,379.49	$3.6K → BTI
7	$19,977	$735.36	$24,694	$1,640.41	$4.7K → BTI
8	$22,248	$871.87	$28,378	$1,955.69	$6.1K → BTI
9	$24,841	$1,036.29	$32,702	$2,337.79	$7.9K → BTI
10	$27,815	$1,234.96	$37,794	$2,802.29	$10.0K → BTI

SOME vs BTI: Complete Analysis 2026

SOME — Stock

Somerset Trust Holding Company operates as the bank holding company for Somerset Trust Company that provides banking products and services in Pennsylvania. It offers checking, savings, business, and individual retirement accounts, as well as certificates of deposit, and debit and credit cards; and residential and commercial real estate, commercial, consumer, agricultural, mortgage, personal, business, and home equity loans. The company also provides financial, retirement, and estate planning services; investments products, such as mutual funds and annuities; life and long-term care insurance; safe deposit box services; and online banking and business services. It operates through 41 branches in Pennsylvania and three branches in Maryland. Somerset Trust Holding Company was founded in 1889 and is headquartered in Somerset, Pennsylvania.

Full SOME Calculator →

BTI — Consumer Staples

British American Tobacco p.l.c. provides tobacco and nicotine products to consumers in the Americas, Europe, the Asia-Pacific, the Middle East, Africa, and the United States. It offers vapour, heated, and modern oral nicotine products; combustible cigarettes; and traditional oral products, such as snus and moist snuff. The company provides its products under the Vuse, glo, Velo, Grizzly, Kodiak, Dunhill, Kent, Lucky Strike, Pall Mall, Rothmans, Newport, Natural American Spirit, and Camel brands. The company distributes its products to retail outlets. British American Tobacco p.l.c. was founded in 1902 and is based in London, the United Kingdom.

Full BTI Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.