Is SPAIF or EPRT a better dividend investment in 2026?

SPAIF currently yields 131.88% with a 5% 5-year dividend growth rate. EPRT yields 3.92% with 5% growth. The better choice depends on your goal: SPAIF offers higher current income.

What is the dividend yield difference between SPAIF and EPRT?

SPAIF has a forward dividend yield of 131.88% ($2.00/share annually). EPRT yields 3.92% ($1.21/share annually). The yield gap is 127.96 percentage points.

Home › Compare › SPAIF vs EPRT

SPAIF vs EPRT: Dividend Comparison 2026

SPAIF yields 131.88% · EPRT yields 3.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 SPAIF wins by $13.19M in total portfolio value

INVESTMENT

TIME HORIZON10 years

SPAIF

● Live price

131.88%

Share price

$1.52

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$13.25M

Annual income

$5,319,618.29

Full SPAIF calculator →

EPRT

● Live price

3.92%

Share price

$30.77

Annual div

$1.21

5Y div CAGR

29%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$63.4K

Annual income

$12,840.73

Full EPRT calculator →

Portfolio growth — SPAIF vs EPRT

📍 SPAIF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	SPAIF	EPRT
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, SPAIF + EPRT cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

SPAIF pays

EPRT pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SPAIF

Annual income on $10K today (after 15% tax)

$11,210.02/yr

After 10yr DRIP, annual income (after tax)

$4,521,675.55/yr

EPRT

Annual income on $10K today (after 15% tax)

$332.87/yr

After 10yr DRIP, annual income (after tax)

$10,914.62/yr

At 15% tax rate, SPAIF beats the other by $4,510,760.93/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of SPAIF + EPRT for your $10,000?

SPAIF: 50%EPRT: 50%

100% EPRT50/50100% SPAIF

Portfolio after 10yr

$6.66M

Annual income

$2,666,229.50/yr

Blended yield

40.04%

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Analyst Conviction Gap

Where Wall Street is most bullish on EPRT right now

SPAIF

No analyst data

Altman Z

148.5

Piotroski

2/9

EPRT

Analyst Ratings

Strong

Buy

Hold

Sell

Consensus: Buy

Price Target

$35.50

+15.4% upside vs current

Range: $33.00 — $37.00

Altman Z

1.8

Piotroski

5/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SPAIF buys

EPRT buys

No recent congressional trades found for SPAIF or EPRT in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricSPAIFEPRT

Forward yield	131.88% ✓	3.92%
Annual dividend / share	$2.00 ✓	$1.21
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	29% ✓
Portfolio after 10y	$13.25M	$63.4K ✓
Annual income after 10y	$5,319,618.29 ✓	$12,840.73
Total dividends collected	$12.15M	$37.9K ✓
Payment frequency	quarterly	quarterly
Sector	Stock	REIT

Year-by-year: SPAIF vs EPRT ($10,000, DRIP)

Year	SPAIF Portfolio	SPAIF Income/yr	EPRT Portfolio	EPRT Income/yr	Gap
1← crossover	$23,888	$13,188.26	$11,205	$505.18	+$12.7K → SPAIF
2	$55,004	$29,443.43	$12,672	$682.46	+$42.3K → SPAIF
3	$122,214	$63,359.72	$14,490	$930.48	+$107.7K → SPAIF
4	$262,339	$131,569.95	$16,786	$1,282.69	+$245.6K → SPAIF
5	$544,648	$263,945.93	$19,753	$1,791.56	+$524.9K → SPAIF
6	$1,094,909	$512,135.57	$23,677	$2,541.64	+$1.07M → SPAIF
7	$2,133,748	$962,195.00	$29,008	$3,672.99	+$2.10M → SPAIF
8	$4,035,555	$1,752,444.50	$36,463	$5,425.08	+$4.00M → SPAIF
9	$7,415,610	$3,097,566.37	$47,238	$8,221.57	+$7.37M → SPAIF
10	$13,254,321	$5,319,618.29	$63,385	$12,840.73	+$13.19M → SPAIF

SPAIF vs EPRT: Complete Analysis 2026

SPAIF — Stock

Sparc Al Inc, software and engineering company, engages in the development, patenting, and commercialization of spatial, predictive, approximation, and radial convolution (SPARC) technology. The company's SPARC solution turns sensors, cameras, or smartphone devices (fixed, mobile, airborne, portable, or handheld) into target co-ordinate acquisition systems. It also develops Target Acquisition System, a software platform that determines the location of any distant object; and an autonomous flight module. The company was formerly known as EYEFI Group Technologies Inc. and changed its name to Sparc Al Inc in August 2023. Sparc Al Inc was incorporated in 2018 and is headquartered in Melbourne, Australia.

Full SPAIF Calculator →

EPRT — REIT

Essential Properties Realty Trust, Inc., a real estate company, acquires, owns, and manages single-tenant properties in the United States. The company leases its properties to middle-market companies, such as restaurants, car washes, automotive services, medical and dental services, convenience stores, equipment rental, entertainment, early childhood education, grocery, and health and fitness on a long-term basis. As of December 31, 2021, it had a portfolio of 1, 451 properties. The company qualifies as a real estate investment trust for federal income tax purposes. It generally would not be subject to federal corporate income taxes if it distributes at least 90% of its taxable income to its stockholders. The company was founded in 2016 and is headquartered in Princeton, New Jersey.

Full EPRT Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.