HomeCompareSPHD vs IRT

SPHD vs IRT: Dividend Comparison 2026

SPHD yields 4.33% · IRT yields 4.59%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 IRT wins by $6.7K in total portfolio value
10 years
SPHD
SPHD
● Live price
4.33%
Share price
$49.34
Annual div
$2.14
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.5K
Annual income
$571.32
Full SPHD calculator →
IRT
IRT
● Live price
4.59%
Share price
$14.81
Annual div
$0.68
5Y div CAGR
10.1%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$33.3K
Annual income
$1,914.49
Full IRT calculator →

Portfolio growth — SPHD vs IRT

📍 IRT pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodSPHDIRT
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, SPHD + IRT cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
SPHD pays
IRT pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SPHD
Annual income on $10K today (after 15% tax)
$367.92/yr
After 10yr DRIP, annual income (after tax)
$485.62/yr
IRT
Annual income on $10K today (after 15% tax)
$390.28/yr
After 10yr DRIP, annual income (after tax)
$1,627.32/yr
At 15% tax rate, IRT beats the other by $1,141.69/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of SPHD + IRT for your $10,000?

SPHD: 50%IRT: 50%
100% IRT50/50100% SPHD
Portfolio after 10yr
$29.9K
Annual income
$1,242.90/yr
Blended yield
4.16%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on IRT right now

SPHD
No analyst data
IRT
Analyst Ratings
19
Buy
8
Hold
Consensus: Buy
Price Target
$20.08
+35.6% upside vs current
Range: $18.00 — $22.00
Altman Z
0.7
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SPHD buys
0
IRT buys
0
No recent congressional trades found for SPHD or IRT in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricSPHDIRT
Forward yield4.33%4.59%
Annual dividend / share$2.14$0.68
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%10.1%
Portfolio after 10y$26.5K$33.3K
Annual income after 10y$571.32$1,914.49
Total dividends collected$5.1K$10.7K
Payment frequencyquarterlyquarterly
SectorETFREIT

Year-by-year: SPHD vs IRT ($10,000, DRIP)

YearSPHD PortfolioSPHD Income/yrIRT PortfolioIRT Income/yrGap
1← crossover$11,133$432.85$11,206$505.52$73.00IRT
2$12,363$450.36$12,573$582.88$210.00IRT
3$13,695$467.39$14,126$672.95$431.00IRT
4$15,138$483.90$15,893$777.98$755.00IRT
5$16,697$499.88$17,906$900.64$1.2KIRT
6$18,382$515.31$20,203$1,044.12$1.8KIRT
7$20,198$530.17$22,830$1,212.23$2.6KIRT
8$22,157$544.46$25,837$1,409.50$3.7KIRT
9$24,266$558.18$29,287$1,641.41$5.0KIRT
10$26,536$571.32$33,252$1,914.49$6.7KIRT

SPHD vs IRT: Complete Analysis 2026

SPHDETF

The Invesco S&P 500 High Dividend Low Volatility ETF (Fund) is based on the S&P 500 Low Volatility High Dividend Index (Index). The Fund will invest at least 90% of its total assets in common stocks that comprise the Index. Standard & Poor's compiles, maintains and calculates the Index, which is composed of 50 securities traded on the S&P 500 Index that historically have provided high dividend yields and low volatility. The Fund and the Index are rebalanced and reconstituted semi-annually, in January and July.

Full SPHD Calculator →

IRTREIT

Independence Realty Trust, Inc. (NYSE: IRT) is a real estate investment trust that owns and operates multifamily apartment properties across non-gateway U.S. markets, including Atlanta, Louisville, Memphis, and Raleigh. IRT's investment strategy is focused on gaining scale within key amenity rich submarkets that offer good school districts, high-quality retail and major employment centers. IRT aims to provide stockholders attractive risk-adjusted returns through diligent portfolio management, strong operational performance, and a consistent return on capital through distributions and capital appreciation.

Full IRT Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.