HomeCompareSPHY vs JEPI

SPHY vs JEPI: Dividend Comparison 2026

SPHY yields 7.46% · JEPI yields 8.56%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 SPHY wins by $3.5K in total portfolio value
10 years
SPHY
SPHY
● Live price
7.46%
Share price
$23.09
Annual div
$1.72
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$32.8K
Annual income
$1,197.92
Full SPHY calculator →
JEPI
JPMorgan Equity Premium Income ETF
● Live price
8.56%
Share price
$55.65
Annual div
$4.76
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.3K
Annual income
$1,573.67
Full JEPI calculator →

Portfolio growth — SPHY vs JEPI

📍 SPHY pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodSPHYJEPI
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, SPHY + JEPI cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
SPHY pays
JEPI pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SPHY
Annual income on $10K today (after 15% tax)
$634.36/yr
After 10yr DRIP, annual income (after tax)
$1,018.23/yr
JEPI
Annual income on $10K today (after 15% tax)
$727.38/yr
After 10yr DRIP, annual income (after tax)
$1,337.62/yr
At 15% tax rate, JEPI beats the other by $319.39/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of SPHY + JEPI for your $10,000?

SPHY: 50%JEPI: 50%
100% JEPI50/50100% SPHY
Portfolio after 10yr
$31.0K
Annual income
$1,385.79/yr
Blended yield
4.46%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SPHY buys
0
JEPI buys
0
No recent congressional trades found for SPHY or JEPI in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricSPHYJEPI
Forward yield7.46%8.56%
Annual dividend / share$1.72$4.76
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$32.8K$29.3K
Annual income after 10y$1,197.92$1,573.67
Total dividends collected$9.8K$12.0K
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: SPHY vs JEPI ($10,000, DRIP)

YearSPHY PortfolioSPHY Income/yrJEPI PortfolioJEPI Income/yrGap
1← crossover$11,446$746.31$11,276$855.74+$170.00SPHY
2$13,046$798.36$12,675$926.02+$371.00SPHY
3$14,810$850.41$14,207$999.01+$603.00SPHY
4$16,748$902.21$15,878$1,074.57+$870.00SPHY
5$18,874$953.58$17,697$1,152.57+$1.2KSPHY
6$21,200$1,004.32$19,674$1,232.87+$1.5KSPHY
7$23,738$1,054.27$21,815$1,315.29+$1.9KSPHY
8$26,503$1,103.27$24,131$1,399.68+$2.4KSPHY
9$29,510$1,151.19$26,630$1,485.86+$2.9KSPHY
10$32,773$1,197.92$29,323$1,573.67+$3.5KSPHY

SPHY vs JEPI: Complete Analysis 2026

SPHYStock

The State Street SPDR Portfolio High Yield Bond ETF seeks to provide investment results that, before fees and expenses, correspond generally to the price and yield performance of the ICE BofA US High Yield Index (the "Index").One of the low cost core State Street SPDR Portfolio ETFs, a suite of portfolio building blocks designed to provide broad, diversified exposure to core asset classes.A low cost ETF that seeks to offer exposure to over a trillion dollars of USD-denominated high yield debt.The index includes publicly issued USD high yield bonds with a below investment grade rating, at least 18 months to final maturity at the time of issuance, at least one year to maturity, a fixed coupon, and a minimum amount outstanding of $250M.

Full SPHY Calculator →

JEPIETF

The fund seeks to provide the majority of the returns associated with its primary benchmark, the Standard & Poor's 500 Total Return Index (S&P 500 Index), while exposing investors to less risk through lower volatility and still offering incremental income. Under normal circumstances, the fund invests at least 80% of its assets in equity securities. It may also invest in other equity securities not included in the S&P 500 Index.

Full JEPI Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.