HomeCompareSPHY vs MAIN

SPHY vs MAIN: Dividend Comparison 2026

SPHY yields 7.46% · MAIN yields 8.41%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 MAIN wins by $24.4K in total portfolio value
10 years
SPHY
SPHY
● Live price
7.46%
Share price
$23.09
Annual div
$1.72
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$32.8K
Annual income
$1,197.92
Full SPHY calculator →
MAIN
Main Street Capital Corporation
● Live price
8.41%
Share price
$52.80
Annual div
$4.44
5Y div CAGR
5.1%
Payout ratio
82%
After 10 yrs · $10,000 · DRIP
Portfolio value
$57.2K
Annual income
$2,355.47
Full MAIN calculator →

Portfolio growth — SPHY vs MAIN

📍 MAIN pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodSPHYMAIN
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, SPHY + MAIN cover 8 of 12 monthsgood coverage

Jan
MAIN
Feb
MAIN
Mar
Apr
May
Jun
Jul
MAIN
Aug
MAIN
Sep
MAIN
Oct
MAIN
Nov
MAIN
Dec
MAIN
SPHY pays
MAIN pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SPHY
Annual income on $10K today (after 15% tax)
$634.36/yr
After 10yr DRIP, annual income (after tax)
$1,018.23/yr
MAIN
Annual income on $10K today (after 15% tax)
$714.77/yr
After 10yr DRIP, annual income (after tax)
$2,002.15/yr
At 15% tax rate, MAIN beats the other by $983.92/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of SPHY + MAIN for your $10,000?

SPHY: 50%MAIN: 50%
100% MAIN50/50100% SPHY
Portfolio after 10yr
$45.0K
Annual income
$1,776.70/yr
Blended yield
3.95%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on MAIN right now

SPHY
No analyst data
MAIN
Analyst Ratings
2
Buy
11
Hold
Consensus: Hold
Price Target
$65.25
+23.6% upside vs current
Range: $60.00 — $70.00
Altman Z
1.7
Piotroski
5/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SPHY buys
0
MAIN buys
0
No recent congressional trades found for SPHY or MAIN in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricSPHYMAIN
Forward yield7.46%8.41%
Annual dividend / share$1.72$4.44
Payout ratio50%82%
1-year div growth0%3.7%
5-year div CAGR0%5.1%
Portfolio after 10y$32.8K$57.2K
Annual income after 10y$1,197.92$2,355.47
Total dividends collected$9.8K$15.5K
Payment frequencyquarterlymonthly
SectorStockBDC

Year-by-year: SPHY vs MAIN ($10,000, DRIP)

YearSPHY PortfolioSPHY Income/yrMAIN PortfolioMAIN Income/yrGap
1← crossover$11,446$746.31$12,124$883.80$678.00MAIN
2$13,046$798.36$14,629$1,001.91$1.6KMAIN
3$14,810$850.41$17,573$1,130.42$2.8KMAIN
4$16,748$902.21$21,022$1,269.75$4.3KMAIN
5$18,874$953.58$25,049$1,420.29$6.2KMAIN
6$21,200$1,004.32$29,738$1,582.45$8.5KMAIN
7$23,738$1,054.27$35,182$1,756.64$11.4KMAIN
8$26,503$1,103.27$41,488$1,943.25$15.0KMAIN
9$29,510$1,151.19$48,775$2,142.72$19.3KMAIN
10$32,773$1,197.92$57,179$2,355.47$24.4KMAIN

SPHY vs MAIN: Complete Analysis 2026

SPHYStock

The State Street SPDR Portfolio High Yield Bond ETF seeks to provide investment results that, before fees and expenses, correspond generally to the price and yield performance of the ICE BofA US High Yield Index (the "Index").One of the low cost core State Street SPDR Portfolio ETFs, a suite of portfolio building blocks designed to provide broad, diversified exposure to core asset classes.A low cost ETF that seeks to offer exposure to over a trillion dollars of USD-denominated high yield debt.The index includes publicly issued USD high yield bonds with a below investment grade rating, at least 18 months to final maturity at the time of issuance, at least one year to maturity, a fixed coupon, and a minimum amount outstanding of $250M.

Full SPHY Calculator →

MAINBDC

Main Street Capital is a Business Development Company providing debt and equity capital to lower middle market companies. It pays regular monthly dividends plus semi-annual special dividends. One of the few BDCs consistently trading at a premium to NAV, with an exceptional track record since its 2007 IPO. Often called the gold standard of BDCs.

Full MAIN Calculator →
📬

Get this SPHY vs MAIN comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

SPHY vs SCHDSPHY vs JEPISPHY vs OSPHY vs KOSPHY vs ARCCSPHY vs HTGCSPHY vs GBDCSPHY vs ORCC

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.