Is SPI or XYLD a better dividend investment in 2026?

SPI currently yields 261.10% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: SPI offers higher current income.

What is the dividend yield difference between SPI and XYLD?

SPI has a forward dividend yield of 261.10% ($2.00/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 250.12 percentage points.

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SPI vs XYLD: Dividend Comparison 2026

SPI yields 261.10% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 SPI wins by $607.66M in total portfolio value

INVESTMENT

TIME HORIZON10 years

SPI

● Live price

261.10%

Share price

$0.77

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$607.69M

Annual income

$346,572,909.40

Full SPI calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — SPI vs XYLD

📍 SPI pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	SPI	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, SPI + XYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

SPI pays

XYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SPI

Annual income on $10K today (after 15% tax)

$22,193.21/yr

After 10yr DRIP, annual income (after tax)

$294,586,972.99/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, SPI beats the other by $294,584,236.82/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of SPI + XYLD for your $10,000?

SPI: 50%XYLD: 50%

100% XYLD50/50100% SPI

Portfolio after 10yr

$303.86M

Annual income

$173,288,064.21/yr

Blended yield

57.03%

📊

Analyst Conviction Gap

Where Wall Street is split right now

SPI

Analyst Ratings

Hold

Consensus: Hold

Price Target

$7.00

+813.8% upside vs current

Range: $7.00 — $7.00

Altman Z

-3.9

Piotroski

4/9

XYLD

No analyst data

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SPI buys

XYLD buys

No recent congressional trades found for SPI or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricSPIXYLD

Forward yield	261.10% ✓	10.98%
Annual dividend / share	$2.00	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$607.69M ✓	$25.3K
Annual income after 10y	$346,572,909.40 ✓	$3,219.02
Total dividends collected	$580.24M ✓	$19.6K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: SPI vs XYLD ($10,000, DRIP)

Year	SPI Portfolio	SPI Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$36,810	$26,109.66	$10,818	$1,098.39	+$26.0K → SPI
2	$129,208	$89,821.28	$11,738	$1,222.51	+$117.5K → SPI
3	$432,913	$294,660.42	$12,774	$1,364.64	+$420.1K → SPI
4	$1,385,894	$922,677.84	$13,944	$1,527.86	+$1.37M → SPI
5	$4,243,461	$2,760,553.85	$15,270	$1,715.87	+$4.23M → SPI
6	$12,440,056	$7,899,553.18	$16,775	$1,933.09	+$12.42M → SPI
7	$34,954,032	$21,643,171.54	$18,490	$2,184.87	+$34.94M → SPI
8	$94,235,316	$56,834,501.81	$20,450	$2,477.63	+$94.21M → SPI
9	$244,032,341	$143,200,552.75	$22,697	$2,819.19	+$244.01M → SPI
10	$607,687,514	$346,572,909.40	$25,280	$3,219.02	+$607.66M → SPI

SPI vs XYLD: Complete Analysis 2026

SPI — Stock

SPI Energy Co., Ltd. provides photovoltaic and electric vehicle (EV) solutions for business, residential, government, and utility customers and investors in Australia, Japan, Italy, the United States, the United Kingdom, and Greece. The company offers engineering, procurement, and construction services to independent power developers and producers, and commercial and industrial companies. It also develops, owns, and operates solar projects that sell electricity to power companies and other electricity off-takers, including government-owned utility companies. In addition, the company designs and develops EV charging solutions. As of March 30, 2022, it owned and operated 16.8 megawatts of solar projects. The company is headquartered in Sacramento, California.

Full SPI Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.