HomeCompareSPOFF vs GBDC

SPOFF vs GBDC: Dividend Comparison 2026

SPOFF yields 853.24% · GBDC yields 11.86%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 SPOFF wins by $4793368.36M in total portfolio value
10 years
SPOFF
SPOFF
● Live price
853.24%
Share price
$0.23
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$4793389.21M
Annual income
$3,895,322,146,072.43
Full SPOFF calculator →
GBDC
GBDC
● Live price
11.86%
Share price
$12.65
Annual div
$1.50
5Y div CAGR
51.1%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20.85M
Annual income
$16,450,733.83
Full GBDC calculator →

Portfolio growth — SPOFF vs GBDC

📍 SPOFF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodSPOFFGBDC
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, SPOFF + GBDC cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
SPOFF pays
GBDC pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SPOFF
Annual income on $10K today (after 15% tax)
$72,525.60/yr
After 10yr DRIP, annual income (after tax)
$3,311,023,824,161.57/yr
GBDC
Annual income on $10K today (after 15% tax)
$1,007.91/yr
After 10yr DRIP, annual income (after tax)
$13,983,123.76/yr
At 15% tax rate, SPOFF beats the other by $3,311,009,841,037.81/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of SPOFF + GBDC for your $10,000?

SPOFF: 50%GBDC: 50%
100% GBDC50/50100% SPOFF
Portfolio after 10yr
$2396705.03M
Annual income
$1,947,669,298,403.13/yr
Blended yield
81.26%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on GBDC right now

SPOFF
No analyst data
Altman Z
5.0
Piotroski
5/9
GBDC
Analyst Ratings
6
Buy
5
Hold
Consensus: Buy
Price Target
$14.00
+10.7% upside vs current
Range: $13.00 — $15.00
Altman Z
0.6
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SPOFF buys
0
GBDC buys
0
No recent congressional trades found for SPOFF or GBDC in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricSPOFFGBDC
Forward yield853.24%11.86%
Annual dividend / share$2.00$1.50
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%51.1%
Portfolio after 10y$4793389.21M$20.85M
Annual income after 10y$3,895,322,146,072.43$16,450,733.83
Total dividends collected$4723116.64M$20.43M
Payment frequencyquarterlyquarterly
SectorStockBDC

Year-by-year: SPOFF vs GBDC ($10,000, DRIP)

YearSPOFF PortfolioSPOFF Income/yrGBDC PortfolioGBDC Income/yrGap
1← crossover$96,024$85,324.23$12,492$1,791.70+$83.5KSPOFF
2$868,465$765,719.05$16,527$3,160.58+$851.9KSPOFF
3$7,401,535$6,472,277.72$23,588$5,904.90+$7.38MSPOFF
4$59,471,328$51,551,685.23$37,141$11,901.65+$59.43MSPOFF
5$450,753,701$387,119,380.04$66,205$26,463.38+$450.69MSPOFF
6$3,224,466,521$2,742,160,060.72$137,452$66,612.65+$3224.33MSPOFF
7$21,782,928,256$18,332,749,078.83$342,372$195,298.53+$21782.59MSPOFF
8$139,052,724,266$115,744,991,031.68$1,053,292$686,954.33+$139051.67MSPOFF
9$839,315,011,698$690,528,596,733.33$4,111,439$2,984,416.95+$839310.90MSPOFF
10$4,793,389,208,589$3,895,322,146,072.43$20,849,974$16,450,733.83+$4793368.36MSPOFF

SPOFF vs GBDC: Complete Analysis 2026

SPOFFStock

EarthLabs Inc. operates as a technology services company in mineral exploration in Canada. The company operates in two segments, Exploration Technology Division and Financial Technology Division. The Exploration Technology Division segment offers LithoLens, a proprietary core imaging technology that automatically and consistently examines old core images to create fresh and accurate geological logs; MinusOne, a proprietary geophysical data inversion platform for creating 3-D models from geophysical data processed using deterministic and stochastic inversion methods; GeoFEZ, a processing software that extracts new insight from common exploration data, such as potential field data, topographic data, hyperspectral data, radiometric data, and electromagnetic data; and multi-parameter acquisition survey system, which allows the simultaneous capture of gradient magnetics, LiDAR, 4-band orthophoto imagery, and electromagnetic information in the very low frequency band and radiometric data. This segment also provides GeoticLog, a customizable core-logging platform; GeoticMine, a 3-D geological modelling and visualization solution; GeoticSection, a drill-hole visualizer; GeoticCAD, an industry tool with an integrated drawing motor; and GeoticField, a field-based survey data entry platform. The Financial Technology Division segment offers Resource Quantamental, an artificial intelligence decision engine for investments; CEO.CA, a social network for investors and traders in junior resource and venture stocks with online and mobile functionality; and DigiGeoAtlas platform, a software-based GIS interactive mapping interface alongside its DigiGeoMaps distribution business, as well as provides a range of cloud-based and interoperable web applications. This segment also provides smart targets, image analytics, geophysics, structural geology, geochemistry, and field geology services. The company was formerly known as GoldSpot Discoveries Corp. and changed its name to EarthLabs Inc. in September 2022. EarthLabs Inc. is headquartered in Toronto, Canada.

Full SPOFF Calculator →

GBDCBDC

Golub Capital BDC, Inc. (GBDC) is a business development company and operates as an externally managed closed-end non-diversified management investment company. It invests in debt and minority equity investments in middle-market companies that are, in most cases, sponsored by private equity investors. It typically invests in diversified consumer services, automobiles, healthcare technology, insurance, health care equipment and supplies, hotels, restaurants and leisure, healthcare providers and services, IT services and specialty retails. It seeks to invest in the United States. It primarily invests in first lien traditional senior debt, first lien one stop, junior debt and equity, senior secured, one stop, unitranche, second lien, subordinated and mezzanine loans of middle-market companies, and warrants.

Full GBDC Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.