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SRCU vs MCD: Dividend Comparison 2026

SRCU yields 8.71% · MCD yields 2.35%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 MCD wins by $22.1K in total portfolio value· pulled ahead in Year 9
10 years
SRCU
SRCU
● Live price
8.71%
Share price
$43.05
Annual div
$3.75
5Y div CAGR
11.7%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$56.4K
Annual income
$6,661.18
Full SRCU calculator →
MCD
McDonald's Corporation
● Live price
2.35%
Share price
$308.53
Annual div
$7.26
5Y div CAGR
42.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$78.5K
Annual income
$26,227.70
Full MCD calculator →

Portfolio growth — SRCU vs MCD

📍 MCD pulled ahead of the other in Year 9

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodSRCUMCD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, SRCU + MCD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
SRCU pays
MCD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SRCU
Annual income on $10K today (after 15% tax)
$740.42/yr
After 10yr DRIP, annual income (after tax)
$5,662.00/yr
MCD
Annual income on $10K today (after 15% tax)
$200.01/yr
After 10yr DRIP, annual income (after tax)
$22,293.55/yr
At 15% tax rate, MCD beats the other by $16,631.54/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of SRCU + MCD for your $10,000?

SRCU: 50%MCD: 50%
100% MCD50/50100% SRCU
Portfolio after 10yr
$67.5K
Annual income
$16,444.44/yr
Blended yield
24.37%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on MCD right now

SRCU
Analyst Ratings
4
Buy
6
Hold
1
Sell
Consensus: Hold
Altman Z
0.0
Piotroski
5/9
MCD
Analyst Ratings
37
Buy
23
Hold
1
Sell
Consensus: Buy
Price Target
$351.76
+14.0% upside vs current
Range: $320.00 — $385.00
Altman Z
4.9
Piotroski
5/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SRCU buys
0
MCD buys
0
No recent congressional trades found for SRCU or MCD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricSRCUMCD
Forward yield8.71%2.35%
Annual dividend / share$3.75$7.26
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR11.7%42.3%
Portfolio after 10y$56.4K$78.5K
Annual income after 10y$6,661.18$26,227.70
Total dividends collected$29.8K$58.5K
Payment frequencyquarterlyquarterly
SectorStockConsumer Discretionary
Analyst consensusHoldBuy

Year-by-year: SRCU vs MCD ($10,000, DRIP)

YearSRCU PortfolioSRCU Income/yrMCD PortfolioMCD Income/yrGap
1$11,673$973.00$10,815$334.85+$858.00SRCU
2$13,676$1,185.67$11,826$491.71+$1.9KSRCU
3$16,083$1,450.11$13,123$730.06+$3.0KSRCU
4$18,989$1,780.29$14,853$1,100.07+$4.1KSRCU
5$22,513$2,194.31$17,257$1,690.61+$5.3KSRCU
6$26,805$2,715.75$20,752$2,667.01+$6.1KSRCU
7$32,056$3,375.48$26,103$4,354.83+$6.0KSRCU
8$38,514$4,214.16$34,794$7,437.78+$3.7KSRCU
9← crossover$46,496$5,285.54$49,926$13,461.60$3.4KMCD
10$56,412$6,661.18$78,550$26,227.70$22.1KMCD

SRCU vs MCD: Complete Analysis 2026

SRCUStock

Spire Inc., together with its subsidiaries, engages in the purchase, retail distribution, and sale of natural gas to residential, commercial, industrial, and other end-users of natural gas in the United States. The company operates in two segments, Gas Utility and Gas Marketing. It is also involved in the marketing of natural gas. In addition, the company engages in the transportation of propane through its propane pipeline; compression of natural gas; risk management; and other activities. Further, it provides physical natural gas storage services. The company was formerly known as The Laclede Group, Inc. and changed its name to Spire Inc. in April 2016. Spire Inc. was founded in 1857 and is based in St. Louis, Missouri.

Full SRCU Calculator →

MCDConsumer Discretionary

McDonald's Corporation operates and franchises McDonald's restaurants in the United States and internationally. Its restaurants offer hamburgers and cheeseburgers, chicken sandwiches and nuggets, wraps, fries, salads, oatmeal, shakes, desserts, sundaes, soft serve cones, bakery items, soft drinks, coffee, and beverages and other beverages, as well as breakfast menu, including biscuit and bagel sandwiches, breakfast burritos, hotcakes, and other sandwiches. As of December 31, 2021, the company operated 40,031 restaurants. McDonald's Corporation was founded in 1940 and is headquartered in Chicago, Illinois.

Full MCD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.