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SSBK vs NNN: Dividend Comparison 2026

SSBK yields 0.99% · NNN yields 5.66%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 SSBK wins by $1.9K in total portfolio value
10 years
SSBK
SSBK
● Live price
0.99%
Share price
$36.37
Annual div
$0.36
5Y div CAGR
30.2%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$27.4K
Annual income
$1,805.19
Full SSBK calculator →
NNN
NNN REIT Inc.
● Live price
5.66%
Share price
$42.03
Annual div
$2.38
5Y div CAGR
8.6%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.5K
Annual income
$2,622.67
Full NNN calculator →

Portfolio growth — SSBK vs NNN

📍 SSBK pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodSSBKNNN
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, SSBK + NNN cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
SSBK pays
NNN pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SSBK
Annual income on $10K today (after 15% tax)
$84.14/yr
After 10yr DRIP, annual income (after tax)
$1,534.41/yr
NNN
Annual income on $10K today (after 15% tax)
$481.32/yr
After 10yr DRIP, annual income (after tax)
$2,229.27/yr
At 15% tax rate, NNN beats the other by $694.86/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of SSBK + NNN for your $10,000?

SSBK: 50%NNN: 50%
100% NNN50/50100% SSBK
Portfolio after 10yr
$26.5K
Annual income
$2,213.94/yr
Blended yield
8.37%
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Analyst Conviction Gap

Where Wall Street is most bullish on NNN right now

SSBK
Analyst Ratings
1
Buy
1
Hold
Consensus: Buy
Altman Z
-0.6
Piotroski
7/9
NNN
Analyst Ratings
10
Buy
15
Hold
4
Sell
Consensus: Hold
Price Target
$44.93
+6.9% upside vs current
Range: $43.00 — $48.50
Altman Z
1.1
Piotroski
5/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SSBK buys
0
NNN buys
2
PoliticianChamberTickerTypeAmountDate
Lisa McClain🏢 House$NNN▼ Sell$1,001 - $15,0002025-08-13
Lisa McClain🏢 House$NNN▲ Buy$1,001 - $15,0002025-06-17
Zoe Lofgren🏢 House$NNN▼ Sell$1,001 - $15,0002023-05-25
Ro Khanna🏢 House$NNN▼ Sell$1,001 - $15,0002022-01-20
Zoe Lofgren🏢 House$NNN▲ Buy$1,001 - $15,0002021-09-30
Zoe Lofgren🏢 House$NNN▼ Sell$1,001 - $15,0002020-03-23
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricSSBKNNN
Forward yield0.99%5.66%
Annual dividend / share$0.36$2.38
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR30.2%8.6%
Portfolio after 10y$27.4K$25.5K
Annual income after 10y$1,805.19$2,622.67
Total dividends collected$6.5K$13.7K
Payment frequencyquarterlyquarterly
SectorStockREIT
Analyst consensusBuyHold

Year-by-year: SSBK vs NNN ($10,000, DRIP)

YearSSBK PortfolioSSBK Income/yrNNN PortfolioNNN Income/yrGap
1← crossover$10,829$128.88$10,735$614.96+$94.00SSBK
2$11,757$169.82$11,572$708.43+$185.00SSBK
3$12,804$224.34$12,531$819.53+$273.00SSBK
4$13,998$297.30$13,633$952.29+$365.00SSBK
5$15,373$395.49$14,909$1,111.84+$464.00SSBK
6$16,978$528.52$16,392$1,304.77+$586.00SSBK
7$18,876$710.25$18,129$1,539.52+$747.00SSBK
8$21,158$960.89$20,173$1,827.08+$985.00SSBK
9$23,950$1,310.61$22,597$2,181.81+$1.4KSSBK
10$27,432$1,805.19$25,491$2,622.67+$1.9KSSBK

SSBK vs NNN: Complete Analysis 2026

SSBKStock

Southern States Bancshares, Inc. operates as the bank holding company for Southern States Bank that provides community banking services to businesses and individuals. It offers various deposit products, such as savings, money market, and noninterest-bearing demand accounts; certificates of deposit; and time deposits. The company also provides real estate loan products, which include loans for real estate construction and development, residential mortgages, and commercial real estate mortgage loans; commercial and industrial loans; and direct consumer installment loans, overdrafts, and other revolving credit loans. In addition, it offers online and mobile banking, and ATM services. The company operates 15 offices in Alabama and Georgia, as well as a loan production office in Atlanta, Georgia. Southern States Bancshares, Inc. was founded in 2007 and is headquartered in Anniston, Alabama.

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NNNREIT

National Retail Properties invests primarily in high-quality retail properties subject generally to long-term, net leases. As of September 30, 2020, the company owned 3,114 properties in 48 states with a gross leasable area of approximately 32.4 million square feet and with a weighted average remaining lease term of 10.7 years.

Full NNN Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.