Is SSFT or GBDC a better dividend investment in 2026?

SSFT currently yields 111111.11% with a 5% 5-year dividend growth rate. GBDC yields 11.86% with 5% growth. The better choice depends on your goal: SSFT offers higher current income.

What is the dividend yield difference between SSFT and GBDC?

SSFT has a forward dividend yield of 111111.11% ($2.00/share annually). GBDC yields 11.86% ($1.50/share annually). The yield gap is 111099.25 percentage points.

Home › Compare › SSFT vs GBDC

SSFT vs GBDC: Dividend Comparison 2026

SSFT yields 111111.11% · GBDC yields 11.86%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 SSFT wins by $1.3838190899465547e+27M in total portfolio value

INVESTMENT

TIME HORIZON10 years

SSFT

● Live price

111111.11%

Share price

$0.00

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$1.3838190899465547e+27M

Annual income

$1,381,373,456,343,941,000,000,000,000,000,000.00

Full SSFT calculator →

GBDC

● Live price

11.86%

Share price

$12.65

Annual div

$1.50

5Y div CAGR

51.1%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$20.85M

Annual income

$16,450,733.83

Full GBDC calculator →

Portfolio growth — SSFT vs GBDC

📍 SSFT pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	SSFT	GBDC
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, SSFT + GBDC cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

SSFT pays

GBDC pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SSFT

Annual income on $10K today (after 15% tax)

$9,444,444.44/yr

After 10yr DRIP, annual income (after tax)

$1,174,167,437,892,349,800,000,000,000,000,000.00/yr

GBDC

Annual income on $10K today (after 15% tax)

$1,007.91/yr

After 10yr DRIP, annual income (after tax)

$13,983,123.76/yr

At 15% tax rate, SSFT beats the other by $1,174,167,437,892,349,800,000,000,000,000,000.00/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of SSFT + GBDC for your $10,000?

SSFT: 50%GBDC: 50%

100% GBDC50/50100% SSFT

Portfolio after 10yr

$6.919095449732774e+26M

Annual income

$690,686,728,171,970,500,000,000,000,000,000.00/yr

Blended yield

99.82%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on GBDC right now

SSFT

No analyst data

Altman Z

-10.8

Piotroski

4/9

GBDC

Analyst Ratings

Buy

Hold

Consensus: Buy

Price Target

$14.00

+10.7% upside vs current

Range: $13.00 — $15.00

Altman Z

0.6

Piotroski

6/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SSFT buys

GBDC buys

No recent congressional trades found for SSFT or GBDC in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricSSFTGBDC

Forward yield	111111.11% ✓	11.86%
Annual dividend / share	$2.00 ✓	$1.50
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	51.1% ✓
Portfolio after 10y	$1.3838190899465547e+27M	$20.85M ✓
Annual income after 10y	$1,381,373,456,343,941,000,000,000,000,000,000.00 ✓	$16,450,733.83
Total dividends collected	$1.383658847866035e+27M	$20.43M ✓
Payment frequency	quarterly	quarterly
Sector	Stock	BDC

Year-by-year: SSFT vs GBDC ($10,000, DRIP)

Year	SSFT Portfolio	SSFT Income/yr	GBDC Portfolio	GBDC Income/yr	Gap
1← crossover	$11,121,811	$11,111,111.11	$12,492	$1,791.70	+$11.11M → SSFT
2	$11,561,029,218	$11,549,128,879.66	$16,527	$3,160.58	+$11561.01M → SSFT
3	$11,232,204,364,934	$11,219,834,063,671.13	$23,588	$5,904.90	+$11232204.34M → SSFT
4	$10,199,601,320,781,262	$10,187,582,862,110,782.00	$37,141	$11,901.65	+$10199601320.74M → SSFT
5	$8,656,721,364,988,387,000	$8,645,807,791,575,153,000.00	$66,205	$26,463.38	+$8656721364988.32M → SSFT
6	$6,867,176,795,058,000,000,000	$6,857,914,103,197,462,000,000.00	$137,452	$66,612.65	+$6867176795058000.00M → SSFT
7	$5,091,669,942,459,710,000,000,000	$5,084,322,063,288,997,000,000,000.00	$342,372	$195,298.53	+$5091669942459709440.00M → SSFT
8	$3,528,599,356,203,225,300,000,000,000	$3,523,151,269,364,793,600,000,000,000.00	$1,053,292	$686,954.33	+$3.5285993562032256e+21M → SSFT
9	$2,285,638,880,947,370,600,000,000,000,000	$2,281,863,279,636,233,000,000,000,000,000.00	$4,111,439	$2,984,416.95	+$2.2856388809473705e+24M → SSFT
10	$1,383,819,089,946,554,900,000,000,000,000,000	$1,381,373,456,343,941,000,000,000,000,000,000.00	$20,849,974	$16,450,733.83	+$1.3838190899465547e+27M → SSFT

SSFT vs GBDC: Complete Analysis 2026

SSFT — Stock

Sonasoft Corporation offers artificial intelligence platform and professional services in the United States and internationally. It operates through two segments, Managed Services and Artificial Intelligence Software Services (AI Services). The Managed Services segment provides hardware, software, and information technology advisory services to customers. The AI Services segment offers creation, deployment, and support of proprietary AI Software. It provides professional services, including support and maintenance activities, supporting software, and recommending, designing, and implementing IT solutions. The company sells its products to SME, ERP, and original equipment manufacturers customers. Sonasoft Corporation was incorporated in 2002 and is headquartered in San Jose, California.

Full SSFT Calculator →

GBDC — BDC

Golub Capital BDC, Inc. (GBDC) is a business development company and operates as an externally managed closed-end non-diversified management investment company. It invests in debt and minority equity investments in middle-market companies that are, in most cases, sponsored by private equity investors. It typically invests in diversified consumer services, automobiles, healthcare technology, insurance, health care equipment and supplies, hotels, restaurants and leisure, healthcare providers and services, IT services and specialty retails. It seeks to invest in the United States. It primarily invests in first lien traditional senior debt, first lien one stop, junior debt and equity, senior secured, one stop, unitranche, second lien, subordinated and mezzanine loans of middle-market companies, and warrants.

Full GBDC Calculator →

📬

Get this SSFT vs GBDC comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

SSFT vs SCHD SSFT vs JEPI SSFT vs O SSFT vs KO SSFT vs MAIN

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.