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SSIC vs EPRT: Dividend Comparison 2026

SSIC yields 9.32% · EPRT yields 3.92%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 EPRT wins by $26.3K in total portfolio value· pulled ahead in Year 6
10 years
SSIC
SSIC
● Live price
9.32%
Share price
$10.74
Annual div
$1.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$37.0K
Annual income
$1,675.08
Full SSIC calculator →
EPRT
EPRT
● Live price
3.92%
Share price
$30.77
Annual div
$1.21
5Y div CAGR
29%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$63.4K
Annual income
$12,840.73
Full EPRT calculator →

Portfolio growth — SSIC vs EPRT

📍 EPRT pulled ahead of the other in Year 6

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodSSICEPRT
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, SSIC + EPRT cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
SSIC pays
EPRT pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SSIC
Annual income on $10K today (after 15% tax)
$791.80/yr
After 10yr DRIP, annual income (after tax)
$1,423.82/yr
EPRT
Annual income on $10K today (after 15% tax)
$332.87/yr
After 10yr DRIP, annual income (after tax)
$10,914.62/yr
At 15% tax rate, EPRT beats the other by $9,490.80/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of SSIC + EPRT for your $10,000?

SSIC: 50%EPRT: 50%
100% EPRT50/50100% SSIC
Portfolio after 10yr
$50.2K
Annual income
$7,257.90/yr
Blended yield
14.45%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on EPRT right now

SSIC
Analyst Ratings
2
Buy
1
Hold
Consensus: Buy
Altman Z
0.1
Piotroski
1/9
EPRT
Analyst Ratings
1
Strong
17
Buy
3
Hold
1
Sell
Consensus: Buy
Price Target
$35.50
+15.4% upside vs current
Range: $33.00 — $37.00
Altman Z
1.8
Piotroski
5/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SSIC buys
0
EPRT buys
0
No recent congressional trades found for SSIC or EPRT in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricSSICEPRT
Forward yield9.32%3.92%
Annual dividend / share$1.00$1.21
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%29%
Portfolio after 10y$37.0K$63.4K
Annual income after 10y$1,675.08$12,840.73
Total dividends collected$13.0K$37.9K
Payment frequencyquarterlyquarterly
SectorStockREIT
Analyst consensusBuyBuy

Year-by-year: SSIC vs EPRT ($10,000, DRIP)

YearSSIC PortfolioSSIC Income/yrEPRT PortfolioEPRT Income/yrGap
1$11,632$931.53$11,205$505.18+$427.00SSIC
2$13,458$1,012.63$12,672$682.46+$786.00SSIC
3$15,495$1,095.02$14,490$930.48+$1.0KSSIC
4$17,758$1,178.29$16,786$1,282.69+$972.00SSIC
5$20,264$1,262.02$19,753$1,791.56+$511.00SSIC
6← crossover$23,028$1,345.84$23,677$2,541.64$649.00EPRT
7$26,069$1,429.38$29,008$3,672.99$2.9KEPRT
8$29,406$1,512.30$36,463$5,425.08$7.1KEPRT
9$33,059$1,594.30$47,238$8,221.57$14.2KEPRT
10$37,048$1,675.08$63,385$12,840.73$26.3KEPRT

SSIC vs EPRT: Complete Analysis 2026

SSICStock

Silver Spike Investment Corp., is a a business development company. It is a specialty finance company, focuses on investing across the cannabis ecosystem through investments in the form of direct loans to, and equity ownership of, privately held cannabis companies. It intends to partner with private equity firms, entrepreneurs, business owners, and management teams to provide credit and equity financing alternatives to support buyouts, recapitalizations, growth initiatives, refinancings, and acquisitions across cannabis companies, including cannabis-enabling technology companies, cannabis-related health and wellness companies, and hemp and CBD distribution companies. The company was founded in 2021 and is based in New York, New York.

Full SSIC Calculator →

EPRTREIT

Essential Properties Realty Trust, Inc., a real estate company, acquires, owns, and manages single-tenant properties in the United States. The company leases its properties to middle-market companies, such as restaurants, car washes, automotive services, medical and dental services, convenience stores, equipment rental, entertainment, early childhood education, grocery, and health and fitness on a long-term basis. As of December 31, 2021, it had a portfolio of 1, 451 properties. The company qualifies as a real estate investment trust for federal income tax purposes. It generally would not be subject to federal corporate income taxes if it distributes at least 90% of its taxable income to its stockholders. The company was founded in 2016 and is headquartered in Princeton, New Jersey.

Full EPRT Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.