Is SSIRX or DVY a better dividend investment in 2026?

SSIRX currently yields 4.45% with a 5% 5-year dividend growth rate. DVY yields 3.50% with 5% growth. The better choice depends on your goal: SSIRX offers higher current income.

What is the dividend yield difference between SSIRX and DVY?

SSIRX has a forward dividend yield of 4.45% ($0.86/share annually). DVY yields 3.50% ($5.25/share annually). The yield gap is 0.95 percentage points.

Home › Compare › SSIRX vs DVY

SSIRX vs DVY: Dividend Comparison 2026

SSIRX yields 4.45% · DVY yields 3.50%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 SSIRX wins by $1.7K in total portfolio value

INVESTMENT

TIME HORIZON10 years

SSIRX

● Live price

4.45%

Share price

$19.27

Annual div

$0.86

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$26.8K

Annual income

$592.13

Full SSIRX calculator →

DVY

● Live price

3.50%

Share price

$150.03

Annual div

$5.25

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.1K

Annual income

$437.78

Full DVY calculator →

Portfolio growth — SSIRX vs DVY

📍 SSIRX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	SSIRX	DVY
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, SSIRX + DVY cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

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May

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Jun

—

Jul

—

Aug

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Sep

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Oct

—

Nov

—

Dec

—

SSIRX pays

DVY pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SSIRX

Annual income on $10K today (after 15% tax)

$378.38/yr

After 10yr DRIP, annual income (after tax)

$503.31/yr

DVY

Annual income on $10K today (after 15% tax)

$297.17/yr

After 10yr DRIP, annual income (after tax)

$372.11/yr

At 15% tax rate, SSIRX beats the other by $131.20/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of SSIRX + DVY for your $10,000?

SSIRX: 50%DVY: 50%

100% DVY50/50100% SSIRX

Portfolio after 10yr

$25.9K

Annual income

$514.95/yr

Blended yield

1.99%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SSIRX buys

DVY buys

No recent congressional trades found for SSIRX or DVY in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricSSIRXDVY

Forward yield	4.45% ✓	3.50%
Annual dividend / share	$0.86	$5.25 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$26.8K ✓	$25.1K
Annual income after 10y	$592.13 ✓	$437.78
Total dividends collected	$5.2K ✓	$4.0K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: SSIRX vs DVY ($10,000, DRIP)

Year	SSIRX Portfolio	SSIRX Income/yr	DVY Portfolio	DVY Income/yr	Gap
1← crossover	$11,145	$445.15	$11,050	$349.62	+$95.00 → SSIRX
2	$12,389	$463.67	$12,184	$361.04	+$205.00 → SSIRX
3	$13,738	$481.70	$13,409	$372.07	+$329.00 → SSIRX
4	$15,199	$499.20	$14,730	$382.68	+$469.00 → SSIRX
5	$16,779	$516.15	$16,154	$392.89	+$625.00 → SSIRX
6	$18,486	$532.53	$17,688	$402.69	+$798.00 → SSIRX
7	$20,328	$548.33	$19,338	$412.07	+$990.00 → SSIRX
8	$22,315	$563.53	$21,113	$421.04	+$1.2K → SSIRX
9	$24,455	$578.13	$23,020	$429.61	+$1.4K → SSIRX
10	$26,759	$592.13	$25,070	$437.78	+$1.7K → SSIRX

SSIRX vs DVY: Complete Analysis 2026

SSIRX — Stock

The investment seeks to provide total return (with income contributing a significant part) and to limit volatility and downside risk. The fund invests in (1) open-end investment companies (mutual funds), (2) exchange-traded funds ("ETFs"). It invests in underlying funds without restriction as to issuer credit quality (including "high-yield" or "junk bonds"), capitalization, country or the individual security maturity of the securities held by the underlying funds.

Full SSIRX Calculator →

DVY — ETF

The iShares Select Dividend ETF seeks to track the investment results of an index composed of relatively high dividend paying U.S. equities.

Full DVY Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.