HomeCompareSSIRX vs SPHD

SSIRX vs SPHD: Dividend Comparison 2026

SSIRX yields 4.45% · SPHD yields 4.33%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 SSIRX wins by $223.00 in total portfolio value
10 years
SSIRX
SSIRX
● Live price
4.45%
Share price
$19.27
Annual div
$0.86
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.8K
Annual income
$592.13
Full SSIRX calculator →
SPHD
SPHD
● Live price
4.33%
Share price
$49.34
Annual div
$2.14
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.5K
Annual income
$571.32
Full SPHD calculator →

Portfolio growth — SSIRX vs SPHD

📍 SSIRX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodSSIRXSPHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, SSIRX + SPHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
SSIRX pays
SPHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SSIRX
Annual income on $10K today (after 15% tax)
$378.38/yr
After 10yr DRIP, annual income (after tax)
$503.31/yr
SPHD
Annual income on $10K today (after 15% tax)
$367.92/yr
After 10yr DRIP, annual income (after tax)
$485.62/yr
At 15% tax rate, SSIRX beats the other by $17.69/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of SSIRX + SPHD for your $10,000?

SSIRX: 50%SPHD: 50%
100% SPHD50/50100% SSIRX
Portfolio after 10yr
$26.6K
Annual income
$581.72/yr
Blended yield
2.18%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SSIRX buys
0
SPHD buys
0
No recent congressional trades found for SSIRX or SPHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricSSIRXSPHD
Forward yield4.45%4.33%
Annual dividend / share$0.86$2.14
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$26.8K$26.5K
Annual income after 10y$592.13$571.32
Total dividends collected$5.2K$5.1K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: SSIRX vs SPHD ($10,000, DRIP)

YearSSIRX PortfolioSSIRX Income/yrSPHD PortfolioSPHD Income/yrGap
1← crossover$11,145$445.15$11,133$432.85+$12.00SSIRX
2$12,389$463.67$12,363$450.36+$26.00SSIRX
3$13,738$481.70$13,695$467.39+$43.00SSIRX
4$15,199$499.20$15,138$483.90+$61.00SSIRX
5$16,779$516.15$16,697$499.88+$82.00SSIRX
6$18,486$532.53$18,382$515.31+$104.00SSIRX
7$20,328$548.33$20,198$530.17+$130.00SSIRX
8$22,315$563.53$22,157$544.46+$158.00SSIRX
9$24,455$578.13$24,266$558.18+$189.00SSIRX
10$26,759$592.13$26,536$571.32+$223.00SSIRX

SSIRX vs SPHD: Complete Analysis 2026

SSIRXStock

The investment seeks to provide total return (with income contributing a significant part) and to limit volatility and downside risk. The fund invests in (1) open-end investment companies (mutual funds), (2) exchange-traded funds ("ETFs"). It invests in underlying funds without restriction as to issuer credit quality (including "high-yield" or "junk bonds"), capitalization, country or the individual security maturity of the securities held by the underlying funds.

Full SSIRX Calculator →

SPHDETF

The Invesco S&P 500 High Dividend Low Volatility ETF (Fund) is based on the S&P 500 Low Volatility High Dividend Index (Index). The Fund will invest at least 90% of its total assets in common stocks that comprise the Index. Standard & Poor's compiles, maintains and calculates the Index, which is composed of 50 securities traded on the S&P 500 Index that historically have provided high dividend yields and low volatility. The Fund and the Index are rebalanced and reconstituted semi-annually, in January and July.

Full SPHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.