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SSPY vs O: Dividend Comparison 2026

SSPY yields 1.36% · O yields 5.97%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 O wins by $1.1K in total portfolio value· pulled ahead in Year 3
10 years
SSPY
SSPY
● Live price
1.36%
Share price
$88.44
Annual div
$1.20
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$21.6K
Annual income
$148.46
Full SSPY calculator →
O
Realty Income Corporation
● Live price
5.97%
Share price
$52.30
Annual div
$3.12
5Y div CAGR
3.2%
Payout ratio
76%
After 10 yrs · $10,000 · DRIP
Portfolio value
$22.7K
Annual income
$1,416.15
Full O calculator →

Portfolio growth — SSPY vs O

📍 O pulled ahead of the other in Year 3

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodSSPYO
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, SSPY + O cover 8 of 12 months — good coverage

Jan
O
Feb
O
Mar
—
Apr
—
May
—
Jun
—
Jul
O
Aug
O
Sep
O
Oct
O
Nov
O
Dec
O
SSPY pays
O pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SSPY
Annual income on $10K today (after 15% tax)
$115.55/yr
After 10yr DRIP, annual income (after tax)
$126.19/yr
O
Annual income on $10K today (after 15% tax)
$507.07/yr
After 10yr DRIP, annual income (after tax)
$1,203.73/yr
At 15% tax rate, O beats the other by $1,077.54/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of SSPY + O for your $10,000?

SSPY: 50%O: 50%
100% O50/50100% SSPY
Portfolio after 10yr
$22.2K
Annual income
$782.31/yr
Blended yield
3.53%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on O right now

SSPY
No analyst data
O
Analyst Ratings
13
Buy
18
Hold
3
Sell
Consensus: Hold
Price Target
$64.00
+22.4% upside vs current
Range: $60.00 — $69.00
Altman Z
1.0
Piotroski
5/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SSPY buys
0
O buys
0
No recent congressional trades found for SSPY or O in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricSSPYO
Forward yield1.36%5.97% ✓
Annual dividend / share$1.20$3.12 ✓
Payout ratio50% ✓76%
1-year div growth0%2.8% ✓
5-year div CAGR0%3.2% ✓
Portfolio after 10y$21.6K$22.7K ✓
Annual income after 10y$148.46$1,416.15 ✓
Total dividends collected$1.4K$9.6K ✓
Payment frequencyquarterlymonthly
SectorStockREIT

Year-by-year: SSPY vs O ($10,000, DRIP)

YearSSPY PortfolioSSPY Income/yrO PortfolioO Income/yrGap
1$10,836$135.94$10,826$615.65+$10.00 → SSPY
2$11,732$137.67$11,727$673.66+$5.00 → SSPY
3← crossover$12,693$139.30$12,710$737.59$17.00 → O
4$13,722$140.85$13,785$808.08$63.00 → O
5$14,825$142.31$14,961$885.87$136.00 → O
6$16,006$143.69$16,247$971.76$241.00 → O
7$17,272$144.99$17,655$1,066.66$383.00 → O
8$18,627$146.22$19,197$1,171.57$570.00 → O
9$20,078$147.38$20,888$1,287.65$810.00 → O
10$21,632$148.46$22,743$1,416.15$1.1K → O

SSPY vs O: Complete Analysis 2026

SSPY — Stock

Under normal market conditions, the fund invests substantially all, and at least 95% of its total assets in the securities comprising the index. The index, which was created by Syntax, LLC, an affiliate of the fund's investment adviser, is the stratified-weight version of the broad-based S&P 500 Index and holds the same constituents as the S&P 500 Index.

Full SSPY Calculator →

O — REIT

Nicknamed 'The Monthly Dividend Company', Realty Income is a net-lease REIT with 15,000+ properties across the US and Europe. It has paid monthly dividends for 55+ consecutive years with 126 dividend increases since 1994 — a true Dividend Aristocrat. Its tenants include Walgreens, Dollar General, and FedEx. A cornerstone holding for income investors.

Full O Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.