HomeCompareSTL vs DVY

STL vs DVY: Dividend Comparison 2026

STL yields 19.57% · DVY yields 3.46%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 STL wins by $46.1K in total portfolio value
10 years
STL
STL
● Live price
19.57%
Share price
$26.29
Annual div
$5.14
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$71.1K
Annual income
$6,434.38
Full STL calculator →
DVY
DVY
● Live price
3.46%
Share price
$151.41
Annual div
$5.25
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.0K
Annual income
$432.91
Full DVY calculator →

Portfolio growth — STL vs DVY

📍 STL pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodSTLDVY
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, STL + DVY cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
STL pays
DVY pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

STL
Annual income on $10K today (after 15% tax)
$1,663.38/yr
After 10yr DRIP, annual income (after tax)
$5,469.22/yr
DVY
Annual income on $10K today (after 15% tax)
$294.47/yr
After 10yr DRIP, annual income (after tax)
$367.97/yr
At 15% tax rate, STL beats the other by $5,101.25/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of STL + DVY for your $10,000?

STL: 50%DVY: 50%
100% DVY50/50100% STL
Portfolio after 10yr
$48.1K
Annual income
$3,433.64/yr
Blended yield
7.14%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on STL right now

STL
Analyst Ratings
13
Buy
7
Hold
Consensus: Buy
DVY
No analyst data
Altman Z
307.5
Piotroski
1/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

STL buys
0
DVY buys
0
No recent congressional trades found for STL or DVY in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricSTLDVY
Forward yield19.57%3.46%
Annual dividend / share$5.14$5.25
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$71.1K$25.0K
Annual income after 10y$6,434.38$432.91
Total dividends collected$40.0K$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: STL vs DVY ($10,000, DRIP)

YearSTL PortfolioSTL Income/yrDVY PortfolioDVY Income/yrGap
1← crossover$12,657$1,956.92$11,046$346.43+$1.6KSTL
2$15,858$2,314.81$12,177$357.65+$3.7KSTL
3$19,678$2,710.47$13,398$368.47+$6.3KSTL
4$24,199$3,143.45$14,715$378.89+$9.5KSTL
5$29,506$3,612.74$16,134$388.90+$13.4KSTL
6$35,688$4,116.81$17,662$398.51+$18.0KSTL
7$42,840$4,653.63$19,306$407.71+$23.5KSTL
8$51,059$5,220.76$21,074$416.50+$30.0KSTL
9$60,449$5,815.37$22,974$424.90+$37.5KSTL
10$71,115$6,434.38$25,015$432.91+$46.1KSTL

STL vs DVY: Complete Analysis 2026

STLStock

Sterling Bancorp operates as the bank holding company for Sterling National Bank that provides various banking products and services to commercial, consumer, and municipal clients in the United States. The company accepts deposit products, including interest and non-interest checking, savings, money market, time, and demand deposits, as well as certificates of deposit. Its loan products include commercial and industrial, asset-based, payroll finance, warehouse, factored receivables, equipment finance, public sector finance, and commercial real estate, such as multi-family loans; residential and commercial mortgage loans; consumer loans, such as homeowner loans, home equity lines of credit, new and used automobile loans, and personal unsecured loans; and acquisition, development, and construction loans. The company also engages in the third-party provider to sell mutual funds and annuities; and provision of annuity and wealth management products. As of December 31, 2020, it operated 76 full-service retail and commercial financial centers in the New York Metro Market and the New York Suburban Market. Sterling Bancorp was founded in 1888 and is headquartered in Pearl River, New York.

Full STL Calculator →

DVYETF

The iShares Select Dividend ETF seeks to track the investment results of an index composed of relatively high dividend paying U.S. equities.

Full DVY Calculator →
📬

Get this STL vs DVY comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

STL vs SCHDSTL vs JEPISTL vs OSTL vs KOSTL vs MAIN

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.