HomeCompareSTMM vs GBDC

STMM vs GBDC: Dividend Comparison 2026

STMM yields 3333.33% · GBDC yields 11.86%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 STMM wins by $1244041712869.55M in total portfolio value
10 years
STMM
STMM
● Live price
3333.33%
Share price
$0.06
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$1244041712890.40M
Annual income
$1,174,716,366,071,938,000.00
Full STMM calculator →
GBDC
GBDC
● Live price
11.86%
Share price
$12.65
Annual div
$1.50
5Y div CAGR
51.1%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20.85M
Annual income
$16,450,733.83
Full GBDC calculator →

Portfolio growth — STMM vs GBDC

📍 STMM pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodSTMMGBDC
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, STMM + GBDC cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
STMM pays
GBDC pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

STMM
Annual income on $10K today (after 15% tax)
$283,333.33/yr
After 10yr DRIP, annual income (after tax)
$998,508,911,161,147,300.00/yr
GBDC
Annual income on $10K today (after 15% tax)
$1,007.91/yr
After 10yr DRIP, annual income (after tax)
$13,983,123.76/yr
At 15% tax rate, STMM beats the other by $998,508,911,147,164,200.00/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of STMM + GBDC for your $10,000?

STMM: 50%GBDC: 50%
100% GBDC50/50100% STMM
Portfolio after 10yr
$622020856455.62M
Annual income
$587,358,183,044,194,400.00/yr
Blended yield
94.43%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on GBDC right now

STMM
No analyst data
GBDC
Analyst Ratings
6
Buy
5
Hold
Consensus: Buy
Price Target
$14.00
+10.7% upside vs current
Range: $13.00 — $15.00
Altman Z
0.6
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

STMM buys
0
GBDC buys
0
No recent congressional trades found for STMM or GBDC in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricSTMMGBDC
Forward yield3333.33%11.86%
Annual dividend / share$2.00$1.50
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%51.1%
Portfolio after 10y$1244041712890.40M$20.85M
Annual income after 10y$1,174,716,366,071,938,000.00$16,450,733.83
Total dividends collected$1239274250481.68M$20.43M
Payment frequencyquarterlyquarterly
SectorStockBDC

Year-by-year: STMM vs GBDC ($10,000, DRIP)

YearSTMM PortfolioSTMM Income/yrGBDC PortfolioGBDC Income/yrGap
1← crossover$344,033$333,333.33$12,492$1,791.70+$331.5KSTMM
2$11,085,665$10,717,549.33$16,527$3,160.58+$11.07MSTMM
3$334,616,633$322,754,971.08$23,588$5,904.90+$334.59MSTMM
4$9,462,934,690$9,104,894,892.71$37,141$11,901.65+$9462.90MSTMM
5$250,766,259,005$240,640,918,887.41$66,205$26,463.38+$250766.19MSTMM
6$6,228,082,462,189$5,959,762,565,053.11$137,452$66,612.65+$6228082.32MSTMM
7$144,998,525,500,125$138,334,477,265,582.72$342,372$195,298.53+$144998525.16MSTMM
8$3,165,074,899,913,431$3,009,926,477,628,297.00$1,053,292$686,954.33+$3165074898.86MSTMM
9$64,790,043,755,570,470$61,403,413,612,663,110.00$4,111,439$2,984,416.95+$64790043751.46MSTMM
10$1,244,041,712,890,398,500$1,174,716,366,071,938,000.00$20,849,974$16,450,733.83+$1244041712869.55MSTMM

STMM vs GBDC: Complete Analysis 2026

STMMStock

Stemcell Holdings, Inc., through its subsidiary, Stemcell Co., Ltd., engages in the regenerative medicine-related business. It provides technical assistance services to the culturing, storing, and delivery of stem cells; and administrative and consulting services to clinics. The company offers two different options for stem cell regenerative therapy, including autologous adipose derived mesenchymal stem cells and natural killer cells. It also provides coordination services to facilitate its stem cell culturing business, which comprise the introduction of patients to clinics, arranging patients' schedules, and translating between patients and clinics due to language barriers. In addition, Stemcell Holdings, Inc. offers Internet marketing services through search engine optimization for clinics; and property and equipment rental services. The company was formerly known as Perfect Acquisition, Inc., and changed its name to Stemcell Holdings, Inc. in January 2016. Stemcell Holdings, Inc. was founded in 2015 and is based in Tokyo, Japan. as of May 2, 2016, Stemcell Holdings, Inc. operates as a subsidiary of Primavera Singa Pte Ltd.

Full STMM Calculator →

GBDCBDC

Golub Capital BDC, Inc. (GBDC) is a business development company and operates as an externally managed closed-end non-diversified management investment company. It invests in debt and minority equity investments in middle-market companies that are, in most cases, sponsored by private equity investors. It typically invests in diversified consumer services, automobiles, healthcare technology, insurance, health care equipment and supplies, hotels, restaurants and leisure, healthcare providers and services, IT services and specialty retails. It seeks to invest in the United States. It primarily invests in first lien traditional senior debt, first lien one stop, junior debt and equity, senior secured, one stop, unitranche, second lien, subordinated and mezzanine loans of middle-market companies, and warrants.

Full GBDC Calculator →
📬

Get this STMM vs GBDC comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

STMM vs SCHDSTMM vs JEPISTMM vs OSTMM vs KOSTMM vs MAIN

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.