HomeCompareSTWRY vs BTI

STWRY vs BTI: Dividend Comparison 2026

STWRY yields 0.12% · BTI yields 5.40%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 BTI wins by $17.4K in total portfolio value
10 years
STWRY
STWRY
● Live price
0.12%
Share price
$8.41
Annual div
$0.01
5Y div CAGR
28.4%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20.4K
Annual income
$149.18
Full STWRY calculator →
BTI
BTI
● Live price
5.40%
Share price
$58.26
Annual div
$3.15
5Y div CAGR
11.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$37.8K
Annual income
$2,802.29
Full BTI calculator →

Portfolio growth — STWRY vs BTI

📍 BTI pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodSTWRYBTI
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, STWRY + BTI cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
STWRY pays
BTI pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

STWRY
Annual income on $10K today (after 15% tax)
$10.11/yr
After 10yr DRIP, annual income (after tax)
$126.80/yr
BTI
Annual income on $10K today (after 15% tax)
$459.05/yr
After 10yr DRIP, annual income (after tax)
$2,381.95/yr
At 15% tax rate, BTI beats the other by $2,255.14/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of STWRY + BTI for your $10,000?

STWRY: 50%BTI: 50%
100% BTI50/50100% STWRY
Portfolio after 10yr
$29.1K
Annual income
$1,475.73/yr
Blended yield
5.07%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on BTI right now

STWRY
Analyst Ratings
1
Sell
Consensus: Sell
Altman Z
2.5
Piotroski
5/9
BTI
Analyst Ratings
12
Buy
4
Hold
2
Sell
Consensus: Buy
Price Target
$40.00
-31.3% upside vs current
Range: $40.00 — $40.00
Altman Z
2.1
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

STWRY buys
0
BTI buys
0
No recent congressional trades found for STWRY or BTI in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricSTWRYBTI
Forward yield0.12%5.40%
Annual dividend / share$0.01$3.15
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR28.4%11.3%
Portfolio after 10y$20.4K$37.8K
Annual income after 10y$149.18$2,802.29
Total dividends collected$612.00$14.4K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples
Analyst consensusSellBuy

Year-by-year: STWRY vs BTI ($10,000, DRIP)

YearSTWRY PortfolioSTWRY Income/yrBTI PortfolioBTI Income/yrGap
1← crossover$10,715$15.27$11,301$601.08$586.00BTI
2$11,485$19.63$12,799$706.58$1.3KBTI
3$12,314$25.25$14,527$832.38$2.2KBTI
4$13,209$32.49$16,527$982.75$3.3KBTI
5$14,175$41.82$18,846$1,162.95$4.7KBTI
6$15,221$53.85$21,545$1,379.49$6.3KBTI
7$16,356$69.39$24,694$1,640.41$8.3KBTI
8$17,590$89.48$28,378$1,955.69$10.8KBTI
9$18,937$115.48$32,702$2,337.79$13.8KBTI
10$20,412$149.18$37,794$2,802.29$17.4KBTI

STWRY vs BTI: Complete Analysis 2026

STWRYStock

Software Aktiengesellschaft provides software development, licensing, maintenance, and IT services in Germany, the United States, and internationally. It operates through three segments: Digital Business Platform, Adabas & Natural, and Professional Services. The company offers Internet of Things (IoT) and analytics solutions comprising Cumulocity IoT for integrating digital equipment and sensors through an IoT device management and application enablement platform, as well as provides streaming analytics for big data analytics in real time and solutions for predictive analytics, artificial intelligence (AI), and machine learning; and TrendMiner, an intuitive Web-based analytics platform for visualization of industrial processes and process data. It also provides webMethods that integrate systems, applications, and processes through application programming interfaces or direct connections and orchestrate them in the form of microservices; ARIS for modeling, documenting, and optimizing business processes; Alfabet, which enables enterprise architecture mapping and optimal decision making for IT investments; Adabas & Natural for transaction processing; and CONNX for data integration, virtualization, and replication. In addition, the company offers professional services, which include implementation, development, and upgrade/migration services. Software Aktiengesellschaft was founded in 1969 and is headquartered in Darmstadt, Germany.

Full STWRY Calculator →

BTIConsumer Staples

British American Tobacco p.l.c. provides tobacco and nicotine products to consumers in the Americas, Europe, the Asia-Pacific, the Middle East, Africa, and the United States. It offers vapour, heated, and modern oral nicotine products; combustible cigarettes; and traditional oral products, such as snus and moist snuff. The company provides its products under the Vuse, glo, Velo, Grizzly, Kodiak, Dunhill, Kent, Lucky Strike, Pall Mall, Rothmans, Newport, Natural American Spirit, and Camel brands. The company distributes its products to retail outlets. British American Tobacco p.l.c. was founded in 1902 and is based in London, the United Kingdom.

Full BTI Calculator →
📬

Get this STWRY vs BTI comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

STWRY vs SCHDSTWRY vs JEPISTWRY vs OSTWRY vs KOSTWRY vs MAIN

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.