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SUGBY vs BTI: Dividend Comparison 2026

SUGBY yields 1.46% · BTI yields 5.38%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 SUGBY wins by $17.50M in total portfolio value· pulled ahead in Year 4
10 years
SUGBY
SUGBY
● Live price
1.46%
Share price
$80.02
Annual div
$1.16
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$17.54M
Annual income
$15,492,130.95
Full SUGBY calculator →
BTI
BTI
● Live price
5.38%
Share price
$58.47
Annual div
$3.15
5Y div CAGR
11.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$37.7K
Annual income
$2,786.64
Full BTI calculator →

Portfolio growth — SUGBY vs BTI

📍 SUGBY pulled ahead of the other in Year 4

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodSUGBYBTI
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, SUGBY + BTI cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
SUGBY pays
BTI pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SUGBY
Annual income on $10K today (after 15% tax)
$123.71/yr
After 10yr DRIP, annual income (after tax)
$13,168,311.31/yr
BTI
Annual income on $10K today (after 15% tax)
$457.40/yr
After 10yr DRIP, annual income (after tax)
$2,368.64/yr
At 15% tax rate, SUGBY beats the other by $13,165,942.66/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of SUGBY + BTI for your $10,000?

SUGBY: 50%BTI: 50%
100% BTI50/50100% SUGBY
Portfolio after 10yr
$8.79M
Annual income
$7,747,458.79/yr
Blended yield
88.17%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on BTI right now

SUGBY
No analyst data
Altman Z
0.4
Piotroski
4/9
BTI
Analyst Ratings
12
Buy
4
Hold
2
Sell
Consensus: Buy
Price Target
$40.00
-31.6% upside vs current
Range: $40.00 — $40.00
Altman Z
2.1
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SUGBY buys
0
BTI buys
0
No recent congressional trades found for SUGBY or BTI in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricSUGBYBTI
Forward yield1.46%5.38%
Annual dividend / share$1.16$3.15
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR100%11.3%
Portfolio after 10y$17.54M$37.7K
Annual income after 10y$15,492,130.95$2,786.64
Total dividends collected$17.35M$14.3K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: SUGBY vs BTI ($10,000, DRIP)

YearSUGBY PortfolioSUGBY Income/yrBTI PortfolioBTI Income/yrGap
1$10,991$291.09$11,299$598.92$308.00BTI
2$12,358$598.02$12,794$703.91$436.00BTI
3$14,480$1,256.86$14,518$829.07$38.00BTI
4← crossover$18,247$2,752.65$16,513$978.64+$1.7KSUGBY
5$26,007$6,483.37$18,827$1,157.84+$7.2KSUGBY
6$45,101$17,272.62$21,518$1,373.12+$23.6KSUGBY
7$104,245$55,987.28$24,657$1,632.46+$79.6KSUGBY
8$353,427$241,884.82$28,329$1,945.74+$325.1KSUGBY
9$1,911,017$1,532,850.52$32,637$2,325.33+$1.88MSUGBY
10$17,536,919$15,492,130.95$37,708$2,786.64+$17.50MSUGBY

SUGBY vs BTI: Complete Analysis 2026

SUGBYStock

Suruga Bank Ltd. provides various banking and financial products and services to individuals and corporate customers in Japan. The company offers deposit products, such as time, ordinary, savings, foreign currency, and other deposits, as well as current and general accounts; card, housing, second house, resort, startup, project assistance, and business up term loans, as well as loans by purpose; credit and debit cards; and overdrafts and other financing products. It also provides investment trust, public bond, pension contribution, insurance, inheritance/trust, lottery, foreign currency exchange reservation, pay-easy, Web oral receipt, safe deposit box, external linkage, foreign remittance, fund management, e-combination, payment, nursing care/medical care/dispensing compensation receivable factoring, mortgage, and Internet and telephone banking services. In addition, the company offers staffing, money lending and credit guarantee, mortgage loans guarantee, printing, bookbinding, packing and shipping, leasing, and clerical agency and system engineering services. It operates through a network of 128 branches in Japan. The company was founded in 1895 and is headquartered in Numazu, Japan.

Full SUGBY Calculator →

BTIConsumer Staples

British American Tobacco p.l.c. provides tobacco and nicotine products to consumers in the Americas, Europe, the Asia-Pacific, the Middle East, Africa, and the United States. It offers vapour, heated, and modern oral nicotine products; combustible cigarettes; and traditional oral products, such as snus and moist snuff. The company provides its products under the Vuse, glo, Velo, Grizzly, Kodiak, Dunhill, Kent, Lucky Strike, Pall Mall, Rothmans, Newport, Natural American Spirit, and Camel brands. The company distributes its products to retail outlets. British American Tobacco p.l.c. was founded in 1902 and is based in London, the United Kingdom.

Full BTI Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.