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SUMR vs GBDC: Dividend Comparison 2026

SUMR yields 16.68% · GBDC yields 11.86%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 GBDC wins by $20.79M in total portfolio value
10 years
SUMR
SUMR
● Live price
16.68%
Share price
$11.99
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$59.4K
Annual income
$4,646.37
Full SUMR calculator →
GBDC
GBDC
● Live price
11.86%
Share price
$12.65
Annual div
$1.50
5Y div CAGR
51.1%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20.85M
Annual income
$16,450,733.83
Full GBDC calculator →

Portfolio growth — SUMR vs GBDC

📍 GBDC pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodSUMRGBDC
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, SUMR + GBDC cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
SUMR pays
GBDC pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SUMR
Annual income on $10K today (after 15% tax)
$1,417.85/yr
After 10yr DRIP, annual income (after tax)
$3,949.41/yr
GBDC
Annual income on $10K today (after 15% tax)
$1,007.91/yr
After 10yr DRIP, annual income (after tax)
$13,983,123.76/yr
At 15% tax rate, GBDC beats the other by $13,979,174.34/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of SUMR + GBDC for your $10,000?

SUMR: 50%GBDC: 50%
100% GBDC50/50100% SUMR
Portfolio after 10yr
$10.45M
Annual income
$8,227,690.11/yr
Blended yield
78.70%
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Analyst Conviction Gap

Where Wall Street is most bullish on GBDC right now

SUMR
Analyst Ratings
3
Buy
2
Hold
Consensus: Buy
GBDC
Analyst Ratings
6
Buy
5
Hold
Consensus: Buy
Price Target
$14.00
+10.7% upside vs current
Range: $13.00 — $15.00
Altman Z
0.6
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SUMR buys
0
GBDC buys
0
No recent congressional trades found for SUMR or GBDC in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricSUMRGBDC
Forward yield16.68%11.86%
Annual dividend / share$2.00$1.50
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%51.1%
Portfolio after 10y$59.4K$20.85M
Annual income after 10y$4,646.37$16,450,733.83
Total dividends collected$30.6K$20.43M
Payment frequencyquarterlyquarterly
SectorStockBDC
Analyst consensusBuyBuy

Year-by-year: SUMR vs GBDC ($10,000, DRIP)

YearSUMR PortfolioSUMR Income/yrGBDC PortfolioGBDC Income/yrGap
1← crossover$12,368$1,668.06$12,492$1,791.70$124.00GBDC
2$15,162$1,928.10$16,527$3,160.58$1.4KGBDC
3$18,432$2,209.01$23,588$5,904.90$5.2KGBDC
4$22,232$2,509.79$37,141$11,901.65$14.9KGBDC
5$26,618$2,829.18$66,205$26,463.38$39.6KGBDC
6$31,647$3,165.65$137,452$66,612.65$105.8KGBDC
7$37,379$3,517.51$342,372$195,298.53$305.0KGBDC
8$43,879$3,882.91$1,053,292$686,954.33$1.01MGBDC
9$51,210$4,259.87$4,111,439$2,984,416.95$4.06MGBDC
10$59,441$4,646.37$20,849,974$16,450,733.83$20.79MGBDC

SUMR vs GBDC: Complete Analysis 2026

SUMRStock

Summer Infant, Inc., an infant and juvenile products company, designs, markets, and distributes branded juvenile safety and convenience products. It offers a range of juvenile products in various product categories, including gates, potty, bath, entertainers, specialty blankets, strollers, car seats, and travel systems, as well as audio and video monitors primarily under the Summer and SwaddleMe brand names. The company sells its products directly to retailers through own direct sales force; and through partner's websites and its own direct to consumer website, as well as through international distributors, representatives, and retail customers. It operates in the United States, Canada, Europe, South America, Mexico, Asia, and the Middle East. Summer Infant, Inc. was founded in 1985 and is headquartered in Woonsocket, Rhode Island.

Full SUMR Calculator →

GBDCBDC

Golub Capital BDC, Inc. (GBDC) is a business development company and operates as an externally managed closed-end non-diversified management investment company. It invests in debt and minority equity investments in middle-market companies that are, in most cases, sponsored by private equity investors. It typically invests in diversified consumer services, automobiles, healthcare technology, insurance, health care equipment and supplies, hotels, restaurants and leisure, healthcare providers and services, IT services and specialty retails. It seeks to invest in the United States. It primarily invests in first lien traditional senior debt, first lien one stop, junior debt and equity, senior secured, one stop, unitranche, second lien, subordinated and mezzanine loans of middle-market companies, and warrants.

Full GBDC Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.