HomeCompareSURFX vs MCD

SURFX vs MCD: Dividend Comparison 2026

SURFX yields 20.28% · MCD yields 2.35%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 MCD wins by $4.2K in total portfolio value· pulled ahead in Year 10
10 years
SURFX
SURFX
● Live price
20.28%
Share price
$9.86
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$74.3K
Annual income
$6,945.53
Full SURFX calculator →
MCD
McDonald's Corporation
● Live price
2.35%
Share price
$308.53
Annual div
$7.26
5Y div CAGR
42.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$78.5K
Annual income
$26,227.70
Full MCD calculator →

Portfolio growth — SURFX vs MCD

📍 MCD pulled ahead of the other in Year 10

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodSURFXMCD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, SURFX + MCD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
SURFX pays
MCD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SURFX
Annual income on $10K today (after 15% tax)
$1,724.14/yr
After 10yr DRIP, annual income (after tax)
$5,903.70/yr
MCD
Annual income on $10K today (after 15% tax)
$200.01/yr
After 10yr DRIP, annual income (after tax)
$22,293.55/yr
At 15% tax rate, MCD beats the other by $16,389.84/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of SURFX + MCD for your $10,000?

SURFX: 50%MCD: 50%
100% MCD50/50100% SURFX
Portfolio after 10yr
$76.4K
Annual income
$16,586.61/yr
Blended yield
21.70%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on MCD right now

SURFX
No analyst data
MCD
Analyst Ratings
37
Buy
23
Hold
1
Sell
Consensus: Buy
Price Target
$351.76
+14.0% upside vs current
Range: $320.00 — $385.00
Altman Z
4.9
Piotroski
5/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SURFX buys
0
MCD buys
0
No recent congressional trades found for SURFX or MCD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricSURFXMCD
Forward yield20.28%2.35%
Annual dividend / share$2.00$7.26
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%42.3%
Portfolio after 10y$74.3K$78.5K
Annual income after 10y$6,945.53$26,227.70
Total dividends collected$42.6K$58.5K
Payment frequencyquarterlyquarterly
SectorStockConsumer Discretionary

Year-by-year: SURFX vs MCD ($10,000, DRIP)

YearSURFX PortfolioSURFX Income/yrMCD PortfolioMCD Income/yrGap
1$12,728$2,028.40$10,815$334.85+$1.9KSURFX
2$16,032$2,412.92$11,826$491.71+$4.2KSURFX
3$19,995$2,840.41$13,123$730.06+$6.9KSURFX
4$24,705$3,310.72$14,853$1,100.07+$9.9KSURFX
5$30,258$3,823.04$17,257$1,690.61+$13.0KSURFX
6$36,752$4,375.94$20,752$2,667.01+$16.0KSURFX
7$44,292$4,967.39$26,103$4,354.83+$18.2KSURFX
8$52,987$5,594.86$34,794$7,437.78+$18.2KSURFX
9$62,952$6,255.36$49,926$13,461.60+$13.0KSURFX
10← crossover$74,304$6,945.53$78,550$26,227.70$4.2KMCD

SURFX vs MCD: Complete Analysis 2026

SURFXStock

The fund will invest at least 80% of its net assets, including borrowings for investment purposes, in a portfolio of primarily investment grade municipal securities issued by or on behalf of the State of Hawaii or any of its political subdivisions or agencies that pay interest that is exempt from regular federal and State of Hawaii income tax. More than 25% of the fund's assets may be invested in a particular segment of the municipal securities market. The fund is non-diversified.

Full SURFX Calculator →

MCDConsumer Discretionary

McDonald's Corporation operates and franchises McDonald's restaurants in the United States and internationally. Its restaurants offer hamburgers and cheeseburgers, chicken sandwiches and nuggets, wraps, fries, salads, oatmeal, shakes, desserts, sundaes, soft serve cones, bakery items, soft drinks, coffee, and beverages and other beverages, as well as breakfast menu, including biscuit and bagel sandwiches, breakfast burritos, hotcakes, and other sandwiches. As of December 31, 2021, the company operated 40,031 restaurants. McDonald's Corporation was founded in 1940 and is headquartered in Chicago, Illinois.

Full MCD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.