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SVBI vs JEPI: Dividend Comparison 2026

SVBI yields 14.48% · JEPI yields 8.40%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 SVBI wins by $22.8K in total portfolio value
10 years
SVBI
SVBI
● Live price
14.48%
Share price
$13.10
Annual div
$1.90
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$51.7K
Annual income
$3,549.00
Full SVBI calculator →
JEPI
JPMorgan Equity Premium Income ETF
● Live price
8.40%
Share price
$56.68
Annual div
$4.76
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$1,528.62
Full JEPI calculator →

Portfolio growth — SVBI vs JEPI

📍 SVBI pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodSVBIJEPI
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, SVBI + JEPI cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
SVBI pays
JEPI pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SVBI
Annual income on $10K today (after 15% tax)
$1,231.16/yr
After 10yr DRIP, annual income (after tax)
$3,016.65/yr
JEPI
Annual income on $10K today (after 15% tax)
$714.16/yr
After 10yr DRIP, annual income (after tax)
$1,299.33/yr
At 15% tax rate, SVBI beats the other by $1,717.32/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of SVBI + JEPI for your $10,000?

SVBI: 50%JEPI: 50%
100% JEPI50/50100% SVBI
Portfolio after 10yr
$40.4K
Annual income
$2,538.81/yr
Blended yield
6.29%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SVBI buys
0
JEPI buys
0
No recent congressional trades found for SVBI or JEPI in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricSVBIJEPI
Forward yield14.48%8.40%
Annual dividend / share$1.90$4.76
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$51.7K$29.0K
Annual income after 10y$3,549.00$1,528.62
Total dividends collected$24.5K$11.7K
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: SVBI vs JEPI ($10,000, DRIP)

YearSVBI PortfolioSVBI Income/yrJEPI PortfolioJEPI Income/yrGap
1← crossover$12,148$1,448.42$11,260$840.19+$888.00SVBI
2$14,643$1,644.49$12,641$907.94+$2.0KSVBI
3$17,521$1,852.54$14,150$978.20+$3.4KSVBI
4$20,819$2,071.57$15,795$1,050.85+$5.0KSVBI
5$24,577$2,300.48$17,584$1,125.74+$7.0KSVBI
6$28,835$2,538.05$19,526$1,202.74+$9.3KSVBI
7$33,637$2,783.01$21,628$1,281.69+$12.0KSVBI
8$39,025$3,034.04$23,898$1,362.43+$15.1KSVBI
9$45,047$3,289.81$26,347$1,444.79+$18.7KSVBI
10$51,749$3,549.00$28,982$1,528.62+$22.8KSVBI

SVBI vs JEPI: Complete Analysis 2026

SVBIStock

Severn Bancorp, Inc. is a savings and loan holding company, which engages in the provision of financial services through its subsidiaries, Severn Savings Bank, FSB, Mid-Maryland Title Company, Inc., SBI Mortgage Company, and Louis Hyatt, Inc. Its subsidiaries offer personal banking, commercial banking, mortgage lending, and commercial real estate. The company is headquartered in Annapolis, Maryland and currently employs 170 full-time employees. The firm conducts business through its subsidiaries, Severn Savings Bank, FSB (the Bank) and SBI Mortgage Company (SBI). The Bank offers a range of deposit products and originates mortgages in its market of Anne Arundel County, Maryland and in other parts of Maryland, Delaware and Virginia. SBI is engaged in the origination of mortgages not suitable for the Bank. SBI owns subsidiary companies that purchase real estate for investment purposes. The Bank provides a range of personal and commercial banking services. Personal services include mortgage lending and various other lending services, as well as checking, savings, money market, time deposit and individual retirement accounts. Commercial services include commercial secured and unsecured lending services, as well as business Internet banking, corporate cash management services and deposit services.

Full SVBI Calculator →

JEPIETF

The fund seeks to provide the majority of the returns associated with its primary benchmark, the Standard & Poor's 500 Total Return Index (S&P 500 Index), while exposing investors to less risk through lower volatility and still offering incremental income. Under normal circumstances, the fund invests at least 80% of its assets in equity securities. It may also invest in other equity securities not included in the S&P 500 Index.

Full JEPI Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.