Is SVBI or JEPQ a better dividend investment in 2026?

SVBI currently yields 14.48% with a 5% 5-year dividend growth rate. JEPQ yields 11.10% with 5% growth. The better choice depends on your goal: SVBI offers higher current income.

What is the dividend yield difference between SVBI and JEPQ?

SVBI has a forward dividend yield of 14.48% ($1.90/share annually). JEPQ yields 11.10% ($6.16/share annually). The yield gap is 3.38 percentage points.

Home › Compare › SVBI vs JEPQ

SVBI vs JEPQ: Dividend Comparison 2026

SVBI yields 14.48% · JEPQ yields 11.10%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 SVBI wins by $7.0K in total portfolio value

INVESTMENT

TIME HORIZON10 years

SVBI

● Live price

14.48%

Share price

$13.10

Annual div

$1.90

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$51.7K

Annual income

$3,549.00

Full SVBI calculator →

JEPQ

JPMorgan Nasdaq Equity Premium Income ETF

● Live price

11.10%

Share price

$55.52

Annual div

$6.16

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$44.8K

Annual income

$2,152.59

Full JEPQ calculator →

Portfolio growth — SVBI vs JEPQ

📍 SVBI pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	SVBI	JEPQ
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, SVBI + JEPQ cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

SVBI pays

JEPQ pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SVBI

Annual income on $10K today (after 15% tax)

$1,231.16/yr

After 10yr DRIP, annual income (after tax)

$3,016.65/yr

JEPQ

Annual income on $10K today (after 15% tax)

$943.83/yr

After 10yr DRIP, annual income (after tax)

$1,829.70/yr

At 15% tax rate, SVBI beats the other by $1,186.95/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of SVBI + JEPQ for your $10,000?

SVBI: 50%JEPQ: 50%

100% JEPQ50/50100% SVBI

Portfolio after 10yr

$48.3K

Annual income

$2,850.79/yr

Blended yield

5.91%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SVBI buys

JEPQ buys

No recent congressional trades found for SVBI or JEPQ in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricSVBIJEPQ

Forward yield	14.48% ✓	11.10%
Annual dividend / share	$1.90	$6.16 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$51.7K ✓	$44.8K
Annual income after 10y	$3,549.00 ✓	$2,152.59
Total dividends collected	$24.5K ✓	$16.3K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: SVBI vs JEPQ ($10,000, DRIP)

Year	SVBI Portfolio	SVBI Income/yr	JEPQ Portfolio	JEPQ Income/yr	Gap
1← crossover	$12,148	$1,448.42	$11,930	$1,110.39	+$218.00 → SVBI
2	$14,643	$1,644.49	$14,133	$1,224.34	+$510.00 → SVBI
3	$17,521	$1,852.54	$16,632	$1,340.46	+$889.00 → SVBI
4	$20,819	$2,071.57	$19,454	$1,457.97	+$1.4K → SVBI
5	$24,577	$2,300.48	$22,626	$1,576.08	+$2.0K → SVBI
6	$28,835	$2,538.05	$26,175	$1,694.09	+$2.7K → SVBI
7	$33,637	$2,783.01	$30,133	$1,811.32	+$3.5K → SVBI
8	$39,025	$3,034.04	$34,531	$1,927.17	+$4.5K → SVBI
9	$45,047	$3,289.81	$39,403	$2,041.08	+$5.6K → SVBI
10	$51,749	$3,549.00	$44,787	$2,152.59	+$7.0K → SVBI

SVBI vs JEPQ: Complete Analysis 2026

SVBI — Stock

Severn Bancorp, Inc. is a savings and loan holding company, which engages in the provision of financial services through its subsidiaries, Severn Savings Bank, FSB, Mid-Maryland Title Company, Inc., SBI Mortgage Company, and Louis Hyatt, Inc. Its subsidiaries offer personal banking, commercial banking, mortgage lending, and commercial real estate. The company is headquartered in Annapolis, Maryland and currently employs 170 full-time employees. The firm conducts business through its subsidiaries, Severn Savings Bank, FSB (the Bank) and SBI Mortgage Company (SBI). The Bank offers a range of deposit products and originates mortgages in its market of Anne Arundel County, Maryland and in other parts of Maryland, Delaware and Virginia. SBI is engaged in the origination of mortgages not suitable for the Bank. SBI owns subsidiary companies that purchase real estate for investment purposes. The Bank provides a range of personal and commercial banking services. Personal services include mortgage lending and various other lending services, as well as checking, savings, money market, time deposit and individual retirement accounts. Commercial services include commercial secured and unsecured lending services, as well as business Internet banking, corporate cash management services and deposit services.

Full SVBI Calculator →

JEPQ — ETF

The fund seeks to achieve this objective by (1) creating an actively managed portfolio of equity securities comprised significantly of those included in the fund’s primary benchmark, the Nasdaq-100 Index (the Benchmark), and (2) through equity-linked notes (ELNs), selling call options with exposure to the Benchmark. It is non-diversified.

Full JEPQ Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.