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SVBT vs ADC: Dividend Comparison 2026

SVBT yields 1.58% · ADC yields 4.13%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 SVBT wins by $412.1K in total portfolio value· pulled ahead in Year 5
10 years
SVBT
SVBT
● Live price
1.58%
Share price
$61.52
Annual div
$0.97
5Y div CAGR
72.8%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$591.0K
Annual income
$387,404.65
Full SVBT calculator →
ADC
Agree Realty Corporation
● Live price
4.13%
Share price
$74.97
Annual div
$3.10
5Y div CAGR
40.4%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$178.9K
Annual income
$80,797.29
Full ADC calculator →

Portfolio growth — SVBT vs ADC

📍 SVBT pulled ahead of the other in Year 5

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodSVBTADC
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, SVBT + ADC cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
SVBT pays
ADC pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SVBT
Annual income on $10K today (after 15% tax)
$134.02/yr
After 10yr DRIP, annual income (after tax)
$329,293.95/yr
ADC
Annual income on $10K today (after 15% tax)
$351.36/yr
After 10yr DRIP, annual income (after tax)
$68,677.70/yr
At 15% tax rate, SVBT beats the other by $260,616.26/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of SVBT + ADC for your $10,000?

SVBT: 50%ADC: 50%
100% ADC50/50100% SVBT
Portfolio after 10yr
$385.0K
Annual income
$234,100.98/yr
Blended yield
60.81%
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Analyst Conviction Gap

Where Wall Street is most bullish on ADC right now

SVBT
No analyst data
Altman Z
0.2
Piotroski
4/9
ADC
Analyst Ratings
1
Strong
22
Buy
9
Hold
Consensus: Buy
Price Target
$81.06
+8.1% upside vs current
Range: $75.00 — $84.50
Altman Z
1.6
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SVBT buys
0
ADC buys
0
No recent congressional trades found for SVBT or ADC in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricSVBTADC
Forward yield1.58%4.13%
Annual dividend / share$0.97$3.10
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR72.8%40.4%
Portfolio after 10y$591.0K$178.9K
Annual income after 10y$387,404.65$80,797.29
Total dividends collected$551.0K$156.7K
Payment frequencyquarterlymonthly
SectorStockREIT

Year-by-year: SVBT vs ADC ($10,000, DRIP)

YearSVBT PortfolioSVBT Income/yrADC PortfolioADC Income/yrGap
1$10,972$272.46$10,990$580.36$18.00ADC
2$12,223$482.80$12,301$860.26$78.00ADC
3$13,948$868.58$14,104$1,298.62$156.00ADC
4$16,524$1,600.58$16,691$2,008.16$167.00ADC
5← crossover$20,744$3,062.43$20,580$3,205.09+$164.00SVBT
6$28,404$6,208.44$26,754$5,330.02+$1.6KSVBT
7$44,121$13,729.02$37,196$9,345.14+$6.9KSVBT
8$81,650$34,440.37$56,244$17,523.09+$25.4KSVBT
9$190,294$102,928.66$94,286$35,736.21+$96.0KSVBT
10$591,020$387,404.65$178,949$80,797.29+$412.1KSVBT

SVBT vs ADC: Complete Analysis 2026

SVBTStock

SVB & T Corporation operates as a financial holding company for Springs Valley Bank & Trust Company that provides banking and financial services to individual and corporate customers in Orange, Dubois, and surrounding counties in southern Indiana. It offers checking, savings, and club accounts; certificates of deposit; individual retirement accounts; health savings accounts; CDARS/insured cash sweep accounts; and safe deposit boxes. The company also provides personal loans comprising mortgages, construction, professional loans, first time home buyer, and veteran's administration loan/federal housing administration/US department of agriculture; home equity line of credit and consumer loan products; and debit and credit cards. In addition, it offers business loans comprising commercial, agricultural, lines of credit, small business administration/farm service agency, and leases; and financial planning, investment management, estate planning and administration, trust, and other services, as well as brokerage services, such as mutual funds, annuities, tax advantage investments, life insurance products, retirement plans, and professionally managed accounts. Further, the company offers online solutions, which include online banking, e-statement, retail bill pay, mobile banking, mobile deposit, transfer, and mobile wallet services, as well as cash management services. SVB&T Corporation was founded in 1902 and is headquartered in French Lick, Indiana.

Full SVBT Calculator →

ADCREIT

Agree Realty Corporation is a publicly traded real estate investment trust primarily engaged in the acquisition and development of properties net leased to industry-leading retail tenants. As of September 30, 2020, the Company owned and operated a portfolio of 1,027 properties, located in 45 states and containing approximately 21.0 million square feet of gross leasable area. The Company's common stock is listed on the New York Stock Exchange under the symbol ADC.

Full ADC Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.