Is SVNDY or XYLD a better dividend investment in 2026?

SVNDY currently yields 1.11% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: XYLD offers higher current income.

What is the dividend yield difference between SVNDY and XYLD?

SVNDY has a forward dividend yield of 1.11% ($0.15/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 9.87 percentage points.

Home › Compare › SVNDY vs XYLD

SVNDY vs XYLD: Dividend Comparison 2026

SVNDY yields 1.11% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 SVNDY wins by $160.00 in total portfolio value

INVESTMENT

TIME HORIZON10 years

SVNDY

● Live price

1.11%

Share price

$13.85

Annual div

$0.15

5Y div CAGR

23.2%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.4K

Annual income

$1,105.15

Full SVNDY calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — SVNDY vs XYLD

📍 SVNDY pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	SVNDY	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, SVNDY + XYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

—

Apr

—

May

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Jun

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Jul

—

Aug

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Sep

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Oct

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Nov

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Dec

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SVNDY pays

XYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SVNDY

Annual income on $10K today (after 15% tax)

$94.26/yr

After 10yr DRIP, annual income (after tax)

$939.38/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, XYLD beats the other by $1,796.79/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of SVNDY + XYLD for your $10,000?

SVNDY: 50%XYLD: 50%

100% XYLD50/50100% SVNDY

Portfolio after 10yr

$25.4K

Annual income

$2,162.08/yr

Blended yield

8.53%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SVNDY buys

XYLD buys

No recent congressional trades found for SVNDY or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricSVNDYXYLD

Forward yield	1.11%	10.98% ✓
Annual dividend / share	$0.15	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	23.2% ✓	0%
Portfolio after 10y	$25.4K ✓	$25.3K
Annual income after 10y	$1,105.15	$3,219.02 ✓
Total dividends collected	$4.7K	$19.6K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: SVNDY vs XYLD ($10,000, DRIP)

Year	SVNDY Portfolio	SVNDY Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$10,837	$136.62	$10,818	$1,098.39	+$19.00 → SVNDY
2	$11,766	$170.47	$11,738	$1,222.51	+$28.00 → SVNDY
3	$12,802	$213.11	$12,774	$1,364.64	+$28.00 → SVNDY
4	$13,966	$266.99	$13,944	$1,527.86	+$22.00 → SVNDY
5	$15,278	$335.34	$15,270	$1,715.87	+$8.00 → SVNDY
6	$16,770	$422.41	$16,775	$1,933.09	$5.00 → XYLD
7	$18,478	$533.86	$18,490	$2,184.87	$12.00 → XYLD
8	$20,449	$677.28	$20,450	$2,477.63	$1.00 → XYLD
9	$22,743	$863.00	$22,697	$2,819.19	+$46.00 → SVNDY
10	$25,440	$1,105.15	$25,280	$3,219.02	+$160.00 → SVNDY

SVNDY vs XYLD: Complete Analysis 2026

SVNDY — Stock

Seven & i Holdings Co., Ltd. engages in retail, food, financial, and IT businesses in Japan, North America, and internationally. It operates through seven segments: Domestic Convenience Store operations, Overseas Convenience Store Operations, Superstore Operations, Department Store Operations, Financial Services, Specialty Stores Operations, and Others. The company's Domestic Convenience Store Operations segment operates convenience stores comprising directly managed corporate stores and franchised stores. Its Overseas Convenience Store Operations segment engages in convenience store operation and gasoline retail businesses. The company's Superstore Operations segment operates retail business that provide daily life necessities, such as food and other daily necessities. Its Department Store Operations operates department stores that provide various merchandise products. The company's Financial Services segment offers banking, leasing, and credit card services. Its Specialty Store Operations segment operates specialty retail stores. The company's others segment engages in real estate and other businesses. It operates approximately 22,500 stores in Japan and 71,800 stores internationally. The company was incorporated in 2005 and is headquartered in Tokyo, Japan.

Full SVNDY Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.