Is SVTRF or BTI a better dividend investment in 2026?

SVTRF currently yields 3.79% with a 5% 5-year dividend growth rate. BTI yields 5.38% with 5% growth. The better choice depends on your goal: BTI offers higher current income.

What is the dividend yield difference between SVTRF and BTI?

SVTRF has a forward dividend yield of 3.79% ($1.65/share annually). BTI yields 5.38% ($3.15/share annually). The yield gap is 1.59 percentage points.

Home › Compare › SVTRF vs BTI

SVTRF vs BTI: Dividend Comparison 2026

SVTRF yields 3.79% · BTI yields 5.38%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 SVTRF wins by $9.7K in total portfolio value· pulled ahead in Year 6

INVESTMENT

TIME HORIZON10 years

SVTRF

● Live price

3.79%

Share price

$43.55

Annual div

$1.65

5Y div CAGR

23.9%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$47.4K

Annual income

$6,689.73

Full SVTRF calculator →

BTI

● Live price

5.38%

Share price

$58.47

Annual div

$3.15

5Y div CAGR

11.3%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$37.7K

Annual income

$2,786.64

Full BTI calculator →

Portfolio growth — SVTRF vs BTI

📍 SVTRF pulled ahead of the other in Year 6

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	SVTRF	BTI
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, SVTRF + BTI cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

SVTRF pays

BTI pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SVTRF

Annual income on $10K today (after 15% tax)

$322.15/yr

After 10yr DRIP, annual income (after tax)

$5,686.27/yr

BTI

Annual income on $10K today (after 15% tax)

$457.40/yr

After 10yr DRIP, annual income (after tax)

$2,368.64/yr

At 15% tax rate, SVTRF beats the other by $3,317.63/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of SVTRF + BTI for your $10,000?

SVTRF: 50%BTI: 50%

100% BTI50/50100% SVTRF

Portfolio after 10yr

$42.6K

Annual income

$4,738.18/yr

Blended yield

11.13%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on BTI right now

SVTRF

Analyst Ratings

Buy

Consensus: Buy

Altman Z

1.0

Piotroski

7/9

BTI

Analyst Ratings

Buy

Hold

Sell

Consensus: Buy

Price Target

$40.00

-31.6% upside vs current

Range: $40.00 — $40.00

Altman Z

2.1

Piotroski

7/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SVTRF buys

BTI buys

No recent congressional trades found for SVTRF or BTI in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricSVTRFBTI

Forward yield	3.79%	5.38% ✓
Annual dividend / share	$1.65	$3.15 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	23.9% ✓	11.3%
Portfolio after 10y	$47.4K ✓	$37.7K
Annual income after 10y	$6,689.73 ✓	$2,786.64
Total dividends collected	$23.4K ✓	$14.3K
Payment frequency	quarterly	quarterly
Sector	Stock	Consumer Staples
Analyst consensus	Buy	Buy

Year-by-year: SVTRF vs BTI ($10,000, DRIP)

Year	SVTRF Portfolio	SVTRF Income/yr	BTI Portfolio	BTI Income/yr	Gap
1	$11,170	$469.58	$11,299	$598.92	$129.00 → BTI
2	$12,559	$607.34	$12,794	$703.91	$235.00 → BTI
3	$14,229	$790.74	$14,518	$829.07	$289.00 → BTI
4	$16,262	$1,037.37	$16,513	$978.64	$251.00 → BTI
5	$18,773	$1,372.88	$18,827	$1,157.84	$54.00 → BTI
6← crossover	$21,923	$1,835.21	$21,518	$1,373.12	+$405.00 → SVTRF
7	$25,939	$2,481.57	$24,657	$1,632.46	+$1.3K → SVTRF
8	$31,154	$3,399.94	$28,329	$1,945.74	+$2.8K → SVTRF
9	$38,064	$4,728.56	$32,637	$2,325.33	+$5.4K → SVTRF
10	$47,418	$6,689.73	$37,708	$2,786.64	+$9.7K → SVTRF

SVTRF vs BTI: Complete Analysis 2026

SVTRF — Stock

Severn Trent Plc operates as a water and sewerage company in England and Wales. It operates in two segments, Regulated Water and Waste Water, and Business Services. The Regulated Water and Waste Water segment offers water and waste water services to approximately 4.8 million households and businesses in the Midlands and Wales. The Business Services segment generates renewable energy from anaerobic digestion, hydropower, wind turbines, and solar technology; manages and sells land; and offers search services. It also provides contract services to municipal and industrial clients in the United Kingdom; and the United Kingdom Ministry of Defense for design, build, and operation of water and waste water treatment facilities and networks, as well as services to developers. The company was founded in 1974 and is headquartered in Coventry, the United Kingdom.

Full SVTRF Calculator →

BTI — Consumer Staples

British American Tobacco p.l.c. provides tobacco and nicotine products to consumers in the Americas, Europe, the Asia-Pacific, the Middle East, Africa, and the United States. It offers vapour, heated, and modern oral nicotine products; combustible cigarettes; and traditional oral products, such as snus and moist snuff. The company provides its products under the Vuse, glo, Velo, Grizzly, Kodiak, Dunhill, Kent, Lucky Strike, Pall Mall, Rothmans, Newport, Natural American Spirit, and Camel brands. The company distributes its products to retail outlets. British American Tobacco p.l.c. was founded in 1902 and is based in London, the United Kingdom.

Full BTI Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.