Is SWIOU or MCD a better dividend investment in 2026?

SWIOU currently yields 0.03% with a 5% 5-year dividend growth rate. MCD yields 2.27% with 8.5% growth. The better choice depends on your goal: MCD offers higher current income.

What is the dividend yield difference between SWIOU and MCD?

SWIOU has a forward dividend yield of 0.03% ($2.00/share annually). MCD yields 2.27% ($6.68/share annually). The yield gap is 2.24 percentage points.

Home › Compare › SWIOU vs MCD

SWIOU vs MCD: Dividend Comparison 2026

SWIOU yields 0.03% · MCD yields 2.27%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 SWIOU wins by $4.7K in total portfolio value· pulled ahead in Year 7

INVESTMENT

TIME HORIZON10 years

SWIOU

● Live price

0.03%

Share price

$8,000.00

Annual div

$2.00

5Y div CAGR

100%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.7K

Annual income

$2,962.19

Full SWIOU calculator →

MCD

McDonald's Corporation

● Live price

2.27%

Share price

$294.50

Annual div

$6.68

5Y div CAGR

8.5%

Payout ratio

72%

After 10 yrs · $10,000 · DRIP

Portfolio value

$21.0K

Annual income

$652.30

Full MCD calculator →

Portfolio growth — SWIOU vs MCD

📍 SWIOU pulled ahead of the other in Year 7

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	SWIOU	MCD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, SWIOU + MCD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

SWIOU pays

MCD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SWIOU

Annual income on $10K today (after 15% tax)

$2.13/yr

After 10yr DRIP, annual income (after tax)

$2,517.86/yr

MCD

Annual income on $10K today (after 15% tax)

$192.80/yr

After 10yr DRIP, annual income (after tax)

$554.45/yr

At 15% tax rate, SWIOU beats the other by $1,963.41/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of SWIOU + MCD for your $10,000?

SWIOU: 50%MCD: 50%

100% MCD50/50100% SWIOU

Portfolio after 10yr

$23.4K

Annual income

$1,807.24/yr

Blended yield

7.74%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on MCD right now

SWIOU

No analyst data

MCD

Analyst Ratings

Buy

Hold

Sell

Consensus: Buy

Price Target

$351.76

+19.4% upside vs current

Range: $320.00 — $385.00

Altman Z

4.9

Piotroski

5/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SWIOU buys

MCD buys

No recent congressional trades found for SWIOU or MCD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricSWIOUMCD

Forward yield	0.03%	2.27% ✓
Annual dividend / share	$2.00	$6.68 ✓
Payout ratio	50% ✓	72%
1-year div growth	0%	10% ✓
5-year div CAGR	100% ✓	8.5%
Portfolio after 10y	$25.7K ✓	$21.0K
Annual income after 10y	$2,962.19 ✓	$652.30
Total dividends collected	$5.7K ✓	$4.2K
Payment frequency	quarterly	quarterly
Sector	Stock	Consumer Discretionary

Year-by-year: SWIOU vs MCD ($10,000, DRIP)

Year	SWIOU Portfolio	SWIOU Income/yr	MCD Portfolio	MCD Income/yr	Gap
1	$10,705	$5.00	$10,726	$246.11	$21.00 → MCD
2	$11,464	$10.00	$11,514	$273.29	$50.00 → MCD
3	$12,287	$20.03	$12,371	$303.73	$84.00 → MCD
4	$13,187	$40.12	$13,302	$337.85	$115.00 → MCD
5	$14,191	$80.48	$14,317	$376.12	$126.00 → MCD
6	$15,346	$161.88	$15,423	$419.10	$77.00 → MCD
7← crossover	$16,747	$327.22	$16,631	$467.42	+$116.00 → SWIOU
8	$18,587	$667.48	$17,951	$521.82	+$636.00 → SWIOU
9	$21,273	$1,384.69	$19,396	$583.12	+$1.9K → SWIOU
10	$25,724	$2,962.19	$20,979	$652.30	+$4.7K → SWIOU

SWIOU vs MCD: Complete Analysis 2026

SWIOU — Stock

Southwest Iowa Renewable Energy LLC engages in the production and sale of ethanol, distiller's grains, corn syrup, and distillers corn oil. The company was founded on March 8, 2005 and is headquartered in Council Bluffs, IA.

Full SWIOU Calculator →

MCD — Consumer Discretionary

McDonald's is a Dividend Aristocrat with 48+ consecutive years of increases. As the world's most visited fast food brand with 40,000+ locations, its franchise model generates high-margin royalties. MCD's real estate holdings (owning land under many franchised locations) create an additional asset floor supporting long-term value.

Full MCD Calculator →

📬

Get this SWIOU vs MCD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

SWIOU vs SCHD SWIOU vs JEPI SWIOU vs O SWIOU vs KO SWIOU vs MAIN SWIOU vs YUM SWIOU vs QSR SWIOU vs SBUX

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.