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SWSDF vs BTI: Dividend Comparison 2026

SWSDF yields 4.37% · BTI yields 5.38%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 SWSDF wins by $2929.60M in total portfolio value
10 years
SWSDF
SWSDF
● Live price
4.37%
Share price
$1,067.00
Annual div
$46.68
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$2929.63M
Annual income
$2,806,402,979.09
Full SWSDF calculator →
BTI
BTI
● Live price
5.38%
Share price
$58.47
Annual div
$3.15
5Y div CAGR
11.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$37.7K
Annual income
$2,786.64
Full BTI calculator →

Portfolio growth — SWSDF vs BTI

📍 SWSDF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodSWSDFBTI
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, SWSDF + BTI cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
SWSDF pays
BTI pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SWSDF
Annual income on $10K today (after 15% tax)
$371.87/yr
After 10yr DRIP, annual income (after tax)
$2,385,442,532.23/yr
BTI
Annual income on $10K today (after 15% tax)
$457.40/yr
After 10yr DRIP, annual income (after tax)
$2,368.64/yr
At 15% tax rate, SWSDF beats the other by $2,385,440,163.58/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of SWSDF + BTI for your $10,000?

SWSDF: 50%BTI: 50%
100% BTI50/50100% SWSDF
Portfolio after 10yr
$1464.84M
Annual income
$1,403,202,882.87/yr
Blended yield
95.79%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on BTI right now

SWSDF
Analyst Ratings
1
Buy
1
Hold
Consensus: Buy
Altman Z
0.4
Piotroski
7/9
BTI
Analyst Ratings
12
Buy
4
Hold
2
Sell
Consensus: Buy
Price Target
$40.00
-31.6% upside vs current
Range: $40.00 — $40.00
Altman Z
2.1
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SWSDF buys
0
BTI buys
0
No recent congressional trades found for SWSDF or BTI in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricSWSDFBTI
Forward yield4.37%5.38%
Annual dividend / share$46.68$3.15
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR100%11.3%
Portfolio after 10y$2929.63M$37.7K
Annual income after 10y$2,806,402,979.09$2,786.64
Total dividends collected$2920.89M$14.3K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples
Analyst consensusBuyBuy

Year-by-year: SWSDF vs BTI ($10,000, DRIP)

YearSWSDF PortfolioSWSDF Income/yrBTI PortfolioBTI Income/yrGap
1← crossover$11,575$874.98$11,299$598.92+$276.00SWSDF
2$14,278$1,893.05$12,794$703.91+$1.5KSWSDF
3$19,643$4,364.80$14,518$829.07+$5.1KSWSDF
4$32,241$11,223.63$16,513$978.64+$15.7KSWSDF
5$68,932$34,434.36$18,827$1,157.84+$50.1KSWSDF
6$211,368$137,610.31$21,518$1,373.12+$189.8KSWSDF
7$1,014,866$788,702.00$24,657$1,632.46+$990.2KSWSDF
8$8,164,199$7,078,293.12$28,329$1,945.74+$8.14MSWSDF
9$115,169,544$106,433,850.56$32,637$2,325.33+$115.14MSWSDF
10$2,929,634,391$2,806,402,979.09$37,708$2,786.64+$2929.60MSWSDF

SWSDF vs BTI: Complete Analysis 2026

SWSDFStock

Swiss Life Holding AG provides life insurance, risk, pensions, and financial solutions for private and corporate clients. It operates through Switzerland, France, Germany, International, and Asset Managers segments. The company offers a range of life, pension, health, annuity, and investment-type policies to groups and individuals, as well as disability coverage. It also provides property and casualty, liability and motor, accident, and health insurance. In addition, the company manages assets and provides advisory services for institutional clients. Further, the company engages in the private equity, information technology, real estate, banking, restaurant, and investment funds businesses. Swiss Life Holding AG distributes its products through its agents, financial advisors, and distribution partners. The company operates in Switzerland and internationally under the Swiss Life Select, Tecis, Horbach, Proventus, Chase de Vere, and Fincentrum brands. Swiss Life Holding AG was founded in 1857 and is headquartered in Zurich, Switzerland.

Full SWSDF Calculator →

BTIConsumer Staples

British American Tobacco p.l.c. provides tobacco and nicotine products to consumers in the Americas, Europe, the Asia-Pacific, the Middle East, Africa, and the United States. It offers vapour, heated, and modern oral nicotine products; combustible cigarettes; and traditional oral products, such as snus and moist snuff. The company provides its products under the Vuse, glo, Velo, Grizzly, Kodiak, Dunhill, Kent, Lucky Strike, Pall Mall, Rothmans, Newport, Natural American Spirit, and Camel brands. The company distributes its products to retail outlets. British American Tobacco p.l.c. was founded in 1902 and is based in London, the United Kingdom.

Full BTI Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.