Is SWSSF or RYLD a better dividend investment in 2026?

SWSSF currently yields 60.98% with a 5% 5-year dividend growth rate. RYLD yields 12.14% with 5% growth. The better choice depends on your goal: SWSSF offers higher current income.

What is the dividend yield difference between SWSSF and RYLD?

SWSSF has a forward dividend yield of 60.98% ($2.00/share annually). RYLD yields 12.14% ($1.81/share annually). The yield gap is 48.84 percentage points.

Home › Compare › SWSSF vs RYLD

SWSSF vs RYLD: Dividend Comparison 2026

SWSSF yields 60.98% · RYLD yields 12.14%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 RYLD wins by $12.4K in total portfolio value· pulled ahead in Year 6

INVESTMENT

TIME HORIZON10 years

SWSSF

● Live price

60.98%

Share price

$3.28

Annual div

$2.00

5Y div CAGR

-50%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$32.1K

Annual income

$9.72

Full SWSSF calculator →

RYLD

● Live price

12.14%

Share price

$14.95

Annual div

$1.81

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$44.5K

Annual income

$2,587.35

Full RYLD calculator →

Portfolio growth — SWSSF vs RYLD

📍 RYLD pulled ahead of the other in Year 6

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	SWSSF	RYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, SWSSF + RYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

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Sep

—

Oct

—

Nov

—

Dec

—

SWSSF pays

RYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SWSSF

Annual income on $10K today (after 15% tax)

$5,182.93/yr

After 10yr DRIP, annual income (after tax)

$8.26/yr

RYLD

Annual income on $10K today (after 15% tax)

$1,031.60/yr

After 10yr DRIP, annual income (after tax)

$2,199.25/yr

At 15% tax rate, RYLD beats the other by $2,190.99/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of SWSSF + RYLD for your $10,000?

SWSSF: 50%RYLD: 50%

100% RYLD50/50100% SWSSF

Portfolio after 10yr

$38.3K

Annual income

$1,298.53/yr

Blended yield

3.39%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SWSSF buys

RYLD buys

No recent congressional trades found for SWSSF or RYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricSWSSFRYLD

Forward yield	60.98% ✓	12.14%
Annual dividend / share	$2.00 ✓	$1.81
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	-50%	0% ✓
Portfolio after 10y	$32.1K	$44.5K ✓
Annual income after 10y	$9.72	$2,587.35 ✓
Total dividends collected	$7.3K	$18.8K ✓
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: SWSSF vs RYLD ($10,000, DRIP)

Year	SWSSF Portfolio	SWSSF Income/yr	RYLD Portfolio	RYLD Income/yr	Gap
1	$13,749	$3,048.78	$11,914	$1,213.65	+$1.8K → SWSSF
2	$16,670	$1,958.74	$14,099	$1,351.30	+$2.6K → SWSSF
3	$18,947	$1,109.77	$16,580	$1,494.55	+$2.4K → SWSSF
4	$20,862	$589.41	$19,384	$1,642.61	+$1.5K → SWSSF
5	$22,626	$303.27	$22,535	$1,794.70	+$91.00 → SWSSF
6← crossover	$24,363	$153.70	$26,063	$1,950.00	$1.7K → RYLD
7	$26,146	$77.34	$29,995	$2,107.69	$3.8K → RYLD
8	$28,015	$38.78	$34,361	$2,266.99	$6.3K → RYLD
9	$29,996	$19.42	$39,194	$2,427.12	$9.2K → RYLD
10	$32,105	$9.72	$44,525	$2,587.35	$12.4K → RYLD

SWSSF vs RYLD: Complete Analysis 2026

SWSSF — Stock

Swiss Water Decaffeinated Coffee Inc. operates as a green coffee decaffeinator in Canada, the United States, and internationally. It decaffeinates and sells green coffees to specialty roaster retailers, specialty coffee importers, and commercial coffee roasters, as well as sells coffees through regional distributors. The company decaffeinates coffees without the use of chemicals. It also provides a range of green coffee logistics services, including devanning coffee received from origin; inspecting, weighing, and sampling coffees; and storing, handling, and preparing green coffee for outbound shipments. In addition, the company handles and stores coffees for various other coffee importers and brokers. The company was formerly known as Ten Peaks Coffee Company Inc. and changed its name to Swiss Water Decaffeinated Coffee Inc. in September 2018. Swiss Water Decaffeinated Coffee Inc. is headquartered in Delta, Canada.

Full SWSSF Calculator →

RYLD — ETF

The Global X Russell 2000 Covered Call ETF (RYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Russell 2000 BuyWrite Index.

Full RYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.