HomeCompareSWSSF vs SCHD

SWSSF vs SCHD: Dividend Comparison 2026

SWSSF yields 60.98% · SCHD yields 3.46%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 SWSSF wins by $3.1K in total portfolio value
10 years
SWSSF
SWSSF
● Live price
60.98%
Share price
$3.28
Annual div
$2.00
5Y div CAGR
-50%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$32.1K
Annual income
$9.72
Full SWSSF calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.46%
Share price
$30.48
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$425.95
Full SCHD calculator →

Portfolio growth — SWSSF vs SCHD

📍 SWSSF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodSWSSFSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, SWSSF + SCHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
SWSSF pays
SCHD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SWSSF
Annual income on $10K today (after 15% tax)
$5,182.93/yr
After 10yr DRIP, annual income (after tax)
$8.26/yr
SCHD
Annual income on $10K today (after 15% tax)
$294.40/yr
After 10yr DRIP, annual income (after tax)
$362.06/yr
At 15% tax rate, SCHD beats the other by $353.80/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of SWSSF + SCHD for your $10,000?

SWSSF: 50%SCHD: 50%
100% SCHD50/50100% SWSSF
Portfolio after 10yr
$30.6K
Annual income
$217.83/yr
Blended yield
0.71%
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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SWSSF buys
0
SCHD buys
3
PoliticianChamberTickerTypeAmountDate
Virginia Foxx🏢 House$SCHD▼ Sell$50,001 - $100,0002023-03-08
Steve Cohen🏢 House$SCHD▲ Buy$50,001 - $100,0002022-07-29
Hakeem S. Jeffries🏢 House$SCHD▲ Buy$15,001 - $50,0002021-04-12
Mikie Sherrill🏢 House$SCHD▲ Buy$100,001 - $250,0002020-02-21
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricSWSSFSCHD
Forward yield60.98%3.46%
Annual dividend / share$2.00$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR-50%0%
Portfolio after 10y$32.1K$29.0K
Annual income after 10y$9.72$425.95
Total dividends collected$7.3K$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: SWSSF vs SCHD ($10,000, DRIP)

YearSWSSF PortfolioSWSSF Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$13,749$3,048.78$11,226$346.36+$2.5KSWSSF
2$16,670$1,958.74$12,572$357.38+$4.1KSWSSF
3$18,947$1,109.77$14,046$367.84+$4.9KSWSSF
4$20,862$589.41$15,660$377.73+$5.2KSWSSF
5$22,626$303.27$17,425$387.07+$5.2KSWSSF
6$24,363$153.70$19,354$395.86+$5.0KSWSSF
7$26,146$77.34$21,461$404.13+$4.7KSWSSF
8$28,015$38.78$23,762$411.89+$4.3KSWSSF
9$29,996$19.42$26,272$419.15+$3.7KSWSSF
10$32,105$9.72$29,010$425.95+$3.1KSWSSF

SWSSF vs SCHD: Complete Analysis 2026

SWSSFStock

Swiss Water Decaffeinated Coffee Inc. operates as a green coffee decaffeinator in Canada, the United States, and internationally. It decaffeinates and sells green coffees to specialty roaster retailers, specialty coffee importers, and commercial coffee roasters, as well as sells coffees through regional distributors. The company decaffeinates coffees without the use of chemicals. It also provides a range of green coffee logistics services, including devanning coffee received from origin; inspecting, weighing, and sampling coffees; and storing, handling, and preparing green coffee for outbound shipments. In addition, the company handles and stores coffees for various other coffee importers and brokers. The company was formerly known as Ten Peaks Coffee Company Inc. and changed its name to Swiss Water Decaffeinated Coffee Inc. in September 2018. Swiss Water Decaffeinated Coffee Inc. is headquartered in Delta, Canada.

Full SWSSF Calculator →

SCHDETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.