HomeCompareSWSSF vs VYM

SWSSF vs VYM: Dividend Comparison 2026

SWSSF yields 60.98% · VYM yields 2.41%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 SWSSF wins by $4.3K in total portfolio value
10 years
SWSSF
SWSSF
● Live price
60.98%
Share price
$3.28
Annual div
$2.00
5Y div CAGR
-50%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$32.1K
Annual income
$9.72
Full SWSSF calculator →
VYM
Vanguard High Dividend Yield ETF
● Live price
2.41%
Share price
$145.48
Annual div
$3.51
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$27.8K
Annual income
$278.55
Full VYM calculator →

Portfolio growth — SWSSF vs VYM

📍 SWSSF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodSWSSFVYM
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, SWSSF + VYM cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
SWSSF pays
VYM pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SWSSF
Annual income on $10K today (after 15% tax)
$5,182.93/yr
After 10yr DRIP, annual income (after tax)
$8.26/yr
VYM
Annual income on $10K today (after 15% tax)
$205.23/yr
After 10yr DRIP, annual income (after tax)
$236.77/yr
At 15% tax rate, VYM beats the other by $228.51/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of SWSSF + VYM for your $10,000?

SWSSF: 50%VYM: 50%
100% VYM50/50100% SWSSF
Portfolio after 10yr
$30.0K
Annual income
$144.13/yr
Blended yield
0.48%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SWSSF buys
0
VYM buys
1
PoliticianChamberTickerTypeAmountDate
Carol Devine Miller🏢 House$VYM▲ Buy$15,001 - $50,0002022-11-02
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricSWSSFVYM
Forward yield60.98%2.41%
Annual dividend / share$2.00$3.51
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR-50%0%
Portfolio after 10y$32.1K$27.8K
Annual income after 10y$9.72$278.55
Total dividends collected$7.3K$2.6K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: SWSSF vs VYM ($10,000, DRIP)

YearSWSSF PortfolioSWSSF Income/yrVYM PortfolioVYM Income/yrGap
1← crossover$13,749$3,048.78$11,151$241.44+$2.6KSWSSF
2$16,670$1,958.74$12,413$246.79+$4.3KSWSSF
3$18,947$1,109.77$13,794$251.79+$5.2KSWSSF
4$20,862$589.41$15,306$256.47+$5.6KSWSSF
5$22,626$303.27$16,960$260.84+$5.7KSWSSF
6$24,363$153.70$18,768$264.92+$5.6KSWSSF
7$26,146$77.34$20,745$268.71+$5.4KSWSSF
8$28,015$38.78$22,905$272.24+$5.1KSWSSF
9$29,996$19.42$25,265$275.51+$4.7KSWSSF
10$32,105$9.72$27,842$278.55+$4.3KSWSSF

SWSSF vs VYM: Complete Analysis 2026

SWSSFStock

Swiss Water Decaffeinated Coffee Inc. operates as a green coffee decaffeinator in Canada, the United States, and internationally. It decaffeinates and sells green coffees to specialty roaster retailers, specialty coffee importers, and commercial coffee roasters, as well as sells coffees through regional distributors. The company decaffeinates coffees without the use of chemicals. It also provides a range of green coffee logistics services, including devanning coffee received from origin; inspecting, weighing, and sampling coffees; and storing, handling, and preparing green coffee for outbound shipments. In addition, the company handles and stores coffees for various other coffee importers and brokers. The company was formerly known as Ten Peaks Coffee Company Inc. and changed its name to Swiss Water Decaffeinated Coffee Inc. in September 2018. Swiss Water Decaffeinated Coffee Inc. is headquartered in Delta, Canada.

Full SWSSF Calculator →

VYMETF

Seeks to track the performance of the FTSE High Dividend Yield Index, which measures the investment return of common stocks of companies characterized by high dividend yields. Provides a convenient way to track the performance of stocks that are forecasted to have above-average dividend yields. Follows a passively managed, full-replication approach.

Full VYM Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.