Is SWYMX or DVY a better dividend investment in 2026?

SWYMX currently yields 2.03% with a 5% 5-year dividend growth rate. DVY yields 3.46% with 5% growth. The better choice depends on your goal: DVY offers higher current income.

What is the dividend yield difference between SWYMX and DVY?

SWYMX has a forward dividend yield of 2.03% ($0.44/share annually). DVY yields 3.46% ($5.25/share annually). The yield gap is 1.43 percentage points.

Home › Compare › SWYMX vs DVY

SWYMX vs DVY: Dividend Comparison 2026

SWYMX yields 2.03% · DVY yields 3.46%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 DVY wins by $2.4K in total portfolio value

INVESTMENT

TIME HORIZON10 years

SWYMX

● Live price

2.03%

Share price

$21.52

Annual div

$0.44

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$22.7K

Annual income

$231.14

Full SWYMX calculator →

DVY

● Live price

3.46%

Share price

$151.41

Annual div

$5.25

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.0K

Annual income

$432.91

Full DVY calculator →

Portfolio growth — SWYMX vs DVY

📍 DVY pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	SWYMX	DVY
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, SWYMX + DVY cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

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Jun

—

Jul

—

Aug

—

Sep

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Oct

—

Nov

—

Dec

—

SWYMX pays

DVY pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SWYMX

Annual income on $10K today (after 15% tax)

$172.33/yr

After 10yr DRIP, annual income (after tax)

$196.47/yr

DVY

Annual income on $10K today (after 15% tax)

$294.47/yr

After 10yr DRIP, annual income (after tax)

$367.97/yr

At 15% tax rate, DVY beats the other by $171.50/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of SWYMX + DVY for your $10,000?

SWYMX: 50%DVY: 50%

100% DVY50/50100% SWYMX

Portfolio after 10yr

$23.8K

Annual income

$332.02/yr

Blended yield

1.39%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SWYMX buys

DVY buys

No recent congressional trades found for SWYMX or DVY in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricSWYMXDVY

Forward yield	2.03%	3.46% ✓
Annual dividend / share	$0.44	$5.25 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$22.7K	$25.0K ✓
Annual income after 10y	$231.14	$432.91 ✓
Total dividends collected	$2.2K	$3.9K ✓
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: SWYMX vs DVY ($10,000, DRIP)

Year	SWYMX Portfolio	SWYMX Income/yr	DVY Portfolio	DVY Income/yr	Gap
1← crossover	$10,903	$202.74	$11,046	$346.43	$143.00 → DVY
2	$11,873	$206.58	$12,177	$357.65	$304.00 → DVY
3	$12,914	$210.24	$13,398	$368.47	$484.00 → DVY
4	$14,032	$213.72	$14,715	$378.89	$683.00 → DVY
5	$15,231	$217.03	$16,134	$388.90	$903.00 → DVY
6	$16,517	$220.16	$17,662	$398.51	$1.1K → DVY
7	$17,896	$223.14	$19,306	$407.71	$1.4K → DVY
8	$19,375	$225.96	$21,074	$416.50	$1.7K → DVY
9	$20,960	$228.62	$22,974	$424.90	$2.0K → DVY
10	$22,658	$231.14	$25,015	$432.91	$2.4K → DVY

SWYMX vs DVY: Complete Analysis 2026

SWYMX — Stock

The fund seeks to achieve its investment objective by investing primarily in affiliated Schwab exchange-traded funds (ETFs). It has a policy to invest, under normal circumstances, at least 80% of its assets (net assets, including, for this purpose, any borrowings for investment purposes) in underlying funds that are managed to seek investment returns that track particular market indices. The fund is managed based on the specific retirement date (target date) included in its name and assumes a retirement age of 65.

Full SWYMX Calculator →

DVY — ETF

The iShares Select Dividend ETF seeks to track the investment results of an index composed of relatively high dividend paying U.S. equities.

Full DVY Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.