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T vs CAPL: Dividend Comparison 2026

T yields 6.24% · CAPL yields 4.00%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 CAPL wins by $18.9K in total portfolio value
10 years
T
AT&T Inc.
● Live price
6.24%
Share price
$17.80
Annual div
$1.11
5Y div CAGR
-8.2%
Payout ratio
58%
After 10 yrs · $10,000 · DRIP
Portfolio value
$9.1K
Annual income
$432.01
Full T calculator →
CAPL
CAPL
● Live price
4.00%
Share price
$50.00
Annual div
$2.00
5Y div CAGR
5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.0K
Annual income
$899.19
Full CAPL calculator →

Portfolio growth — T vs CAPL

📍 CAPL pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodTCAPL
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, T + CAPL cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
T pays
CAPL pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

T
Annual income on $10K today (after 15% tax)
$530.06/yr
After 10yr DRIP, annual income (after tax)
$367.21/yr
CAPL
Annual income on $10K today (after 15% tax)
$340.00/yr
After 10yr DRIP, annual income (after tax)
$764.31/yr
At 15% tax rate, CAPL beats the other by $397.10/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of T + CAPL for your $10,000?

T: 50%CAPL: 50%
100% CAPL50/50100% T
Portfolio after 10yr
$18.6K
Annual income
$665.61/yr
Blended yield
3.58%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

T buys
0
CAPL buys
0
No recent congressional trades found for T or CAPL in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricTCAPL
Forward yield6.24% ✓4.00%
Annual dividend / share$1.11$2.00 ✓
Payout ratio58%50% ✓
1-year div growth0%5% ✓
5-year div CAGR-8.2%5% ✓
Portfolio after 10y$9.1K$28.0K ✓
Annual income after 10y$432.01$899.19 ✓
Total dividends collected$5.0K$6.4K ✓
Payment frequencyquarterlyquarterly
SectorTelecomStock

Year-by-year: T vs CAPL ($10,000, DRIP)

YearT PortfolioT Income/yrCAPL PortfolioCAPL Income/yrGap
1← crossover$9,962$572.46$11,120$420.00$1.2K → CAPL
2$9,912$557.56$12,357$458.31$2.4K → CAPL
3$9,850$542.34$13,721$499.76$3.9K → CAPL
4$9,776$526.88$15,227$544.58$5.5K → CAPL
5$9,691$511.23$16,885$593.02$7.2K → CAPL
6$9,595$495.45$18,713$645.34$9.1K → CAPL
7$9,489$479.58$20,724$701.81$11.2K → CAPL
8$9,374$463.69$22,938$762.73$13.6K → CAPL
9$9,250$447.82$25,372$828.41$16.1K → CAPL
10$9,118$432.01$28,047$899.19$18.9K → CAPL

T vs CAPL: Complete Analysis 2026

T — Telecom

AT&T is one of the largest telecom companies in the US. After spinning off WarnerMedia in 2022 and cutting its dividend, AT&T has stabilized its payout at $1.11/year. High yield makes it attractive for pure income investors, though dividend growth has been absent. The company is focused on debt reduction and fiber network expansion.

Full T Calculator →

CAPL — Stock

CAPL is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in CAPL shares.

Full CAPL Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.