HomeCompareT vs COST

T vs COST: Dividend Comparison 2026

T yields 3.93% · COST yields 0.52%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 COST wins by $24.4K in total portfolio value
10 years
T
AT&T Inc.
● Live price
3.93%
Share price
$28.25
Annual div
$1.11
5Y div CAGR
-45.4%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$5.6K
Annual income
$0.98
Full T calculator →
COST
COST
● Live price
0.52%
Share price
$996.58
Annual div
$5.20
5Y div CAGR
47%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$30.1K
Annual income
$3,341.06
Full COST calculator →

Portfolio growth — T vs COST

📍 COST pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodTCOST
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, T + COST cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
T pays
COST pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

T
Annual income on $10K today (after 15% tax)
$334.04/yr
After 10yr DRIP, annual income (after tax)
$0.83/yr
COST
Annual income on $10K today (after 15% tax)
$44.35/yr
After 10yr DRIP, annual income (after tax)
$2,839.90/yr
At 15% tax rate, COST beats the other by $2,839.07/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of T + COST for your $10,000?

T: 50%COST: 50%
100% COST50/50100% T
Portfolio after 10yr
$17.8K
Annual income
$1,671.02/yr
Blended yield
9.36%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on T right now

T
Analyst Ratings
1
Strong
26
Buy
29
Hold
5
Sell
Consensus: Hold
Price Target
$28.88
+2.2% upside vs current
Range: $20.00 — $33.00
Altman Z
1.0
Piotroski
7/9
COST
No analyst data
Altman Z
9.4
Piotroski
8/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

T buys
9
COST buys
0
PoliticianChamberTickerTypeAmountDate
David Taylor🏢 House$T▼ Sell$1,001 - $15,0002026-02-26
Julia Letlow🏢 House$T▼ Sell$1,001 - $15,0002026-02-12
Tim Moore🏢 House$T▼ Sell$15,001 - $50,0002026-01-30
David Taylor🏢 House$T▲ Buy$1,001 - $15,0002026-01-29
Tim Moore🏢 House$T▲ Buy$15,001 - $50,0002026-01-09
Cleo Fields🏢 House$T▼ Sell$15,001 - $50,0002025-12-11
Harold Dallas Rogers🏢 House$T▼ Sell$1,001 - $15,0002025-11-24
David Taylor🏢 House$T▲ Buy$1,001 - $15,0002025-10-30
David Taylor🏢 House$T▲ Buy$1,001 - $15,0002025-10-30
David Taylor🏢 House$T▲ Buy$1,001 - $15,0002025-10-30
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricTCOST
Forward yield3.93%0.52%
Annual dividend / share$1.11$5.20
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR-45.4%47%
Portfolio after 10y$5.6K$30.1K
Annual income after 10y$0.98$3,341.06
Total dividends collected$480.00$9.2K
Payment frequencyquarterlyquarterly
SectorTelecomConsumer Staples

Year-by-year: T vs COST ($10,000, DRIP)

YearT PortfolioT Income/yrCOST PortfolioCOST Income/yrGap
1← crossover$9,605$214.57$10,777$76.70$1.2KCOST
2$9,139$119.83$11,645$113.56$2.5KCOST
3$8,647$66.30$12,628$168.58$4.0KCOST
4$8,156$36.48$13,763$251.16$5.6KCOST
5$7,679$20.01$15,103$376.07$7.4KCOST
6$7,221$10.95$16,727$566.94$9.5KCOST
7$6,787$5.99$18,761$862.64$12.0KCOST
8$6,376$3.27$21,403$1,329.21$15.0KCOST
9$5,989$1.79$24,985$2,083.31$19.0KCOST
10$5,625$0.98$30,075$3,341.06$24.4KCOST

T vs COST: Complete Analysis 2026

TTelecom

AT&T Inc. provides telecommunications, media, and technology services worldwide. Its Communications segment offers wireless voice and data communications services; and sells handsets, wireless data cards, wireless computing devices, and carrying cases and hands-free devices through its own company-owned stores, agents, and third-party retail stores. It also provides data, voice, security, cloud solutions, outsourcing, and managed and professional services, as well as customer premises equipment for multinational corporations, small and mid-sized businesses, governmental, and wholesale customers. In addition, this segment offers broadband fiber and legacy telephony voice communication services to residential customers. It markets its communications services and products under the AT&T, Cricket, AT&T PREPAID, and AT&T Fiber brand names. The company's Latin America segment provides wireless services in Mexico; and video services in Latin America. This segment markets its services and products under the AT&T and Unefon brand names. The company was formerly known as SBC Communications Inc. and changed its name to AT&T Inc. in 2005. AT&T Inc. was incorporated in 1983 and is headquartered in Dallas, Texas.

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COSTConsumer Staples

Costco Wholesale Corporation, together with its subsidiaries, engages in the operation of membership warehouses in the United States, Puerto Rico, Canada, the United Kingdom, Mexico, Japan, Korea, Australia, Spain, France, Iceland, China, and Taiwan. It offers branded and private-label products in a range of merchandise categories. The company offers sundries, dry groceries, candies, coolers, freezers, liquor, and tobacco and deli products; appliances, electronics, health and beauty aids, hardware, garden and patio products, sporting goods, tires, toys and seasonal products, office supplies, automotive care products, postages, tickets, apparel, small appliances, furniture, domestics, housewares, special order kiosks, and jewelry; and meat, produce, service deli, and bakery products. It also operates pharmacies, opticals, food courts, hearing-aid centers, and tire installation centers, as well as 636 gas stations; and offers business delivery, travel, same-day grocery, and various other services online in various countries. As of August 29, 2021, the company operated 815 membership warehouses, including 564 in the United States and Puerto Rico, 105 in Canada, 39 in Mexico, 30 in Japan, 29 in the United Kingdom, 16 in South Korea, 14 in Taiwan, 12 in Australia, 3 in Spain, 1 in Iceland, 1 in France, and 1 in China. It also operates e-commerce websites in the United States, Canada, the United Kingdom, Mexico, South Korea, Taiwan, Japan, and Australia. The company was formerly known as Costco Companies, Inc. and changed its name to Costco Wholesale Corporation in August 1999. Costco Wholesale Corporation was founded in 1976 and is based in Issaquah, Washington.

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.