HomeCompareT vs HD

T vs HD: Dividend Comparison 2026

T yields 3.86% · HD yields 2.85%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 HD wins by $273.4K in total portfolio value
10 years
T
AT&T Inc.
● Live price
3.86%
Share price
$28.79
Annual div
$1.11
5Y div CAGR
-45.4%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$5.6K
Annual income
$0.96
Full T calculator →
HD
HD
● Live price
2.85%
Share price
$323.50
Annual div
$9.23
5Y div CAGR
53.4%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$279.0K
Annual income
$142,668.82
Full HD calculator →

Portfolio growth — T vs HD

📍 HD pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodTHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, T + HD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
T pays
HD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

T
Annual income on $10K today (after 15% tax)
$327.72/yr
After 10yr DRIP, annual income (after tax)
$0.82/yr
HD
Annual income on $10K today (after 15% tax)
$242.52/yr
After 10yr DRIP, annual income (after tax)
$121,268.50/yr
At 15% tax rate, HD beats the other by $121,267.68/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of T + HD for your $10,000?

T: 50%HD: 50%
100% HD50/50100% T
Portfolio after 10yr
$142.3K
Annual income
$71,334.89/yr
Blended yield
50.13%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on HD right now

T
Analyst Ratings
1
Strong
26
Buy
29
Hold
5
Sell
Consensus: Hold
Price Target
$28.88
+0.3% upside vs current
Range: $20.00 — $33.00
Altman Z
1.0
Piotroski
7/9
HD
Analyst Ratings
1
Strong
37
Buy
20
Hold
4
Sell
Consensus: Buy
Price Target
$408.08
+26.1% upside vs current
Range: $320.00 — $454.00
Altman Z
5.6
Piotroski
5/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

T buys
0
HD buys
0
No recent congressional trades found for T or HD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricTHD
Forward yield3.86%2.85%
Annual dividend / share$1.11$9.23
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR-45.4%53.4%
Portfolio after 10y$5.6K$279.0K
Annual income after 10y$0.96$142,668.82
Total dividends collected$471.00$244.1K
Payment frequencyquarterlyquarterly
SectorTelecomConsumer Discretionary
Analyst consensusHoldBuy
Analyst price target$28.88$408.08

Year-by-year: T vs HD ($10,000, DRIP)

YearT PortfolioT Income/yrHD PortfolioHD Income/yrGap
1← crossover$9,601$210.51$11,138$437.68$1.5KHD
2$9,132$117.52$12,616$698.86$3.5KHD
3$8,640$65.00$14,634$1,134.92$6.0KHD
4$8,149$35.76$17,546$1,887.33$9.4KHD
5$7,672$19.61$22,018$3,244.11$14.3KHD
6$7,214$10.73$29,396$5,836.38$22.2KHD
7$6,780$5.87$42,625$11,170.93$35.8KHD
8$6,370$3.21$68,831$23,222.23$62.5KHD
9$5,983$1.75$127,410$53,760.90$121.4KHD
10$5,619$0.96$278,997$142,668.82$273.4KHD

T vs HD: Complete Analysis 2026

TTelecom

AT&T Inc. provides telecommunications, media, and technology services worldwide. Its Communications segment offers wireless voice and data communications services; and sells handsets, wireless data cards, wireless computing devices, and carrying cases and hands-free devices through its own company-owned stores, agents, and third-party retail stores. It also provides data, voice, security, cloud solutions, outsourcing, and managed and professional services, as well as customer premises equipment for multinational corporations, small and mid-sized businesses, governmental, and wholesale customers. In addition, this segment offers broadband fiber and legacy telephony voice communication services to residential customers. It markets its communications services and products under the AT&T, Cricket, AT&T PREPAID, and AT&T Fiber brand names. The company's Latin America segment provides wireless services in Mexico; and video services in Latin America. This segment markets its services and products under the AT&T and Unefon brand names. The company was formerly known as SBC Communications Inc. and changed its name to AT&T Inc. in 2005. AT&T Inc. was incorporated in 1983 and is headquartered in Dallas, Texas.

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HDConsumer Discretionary

The Home Depot, Inc. operates as a home improvement retailer. It operates The Home Depot stores that sell various building materials, home improvement products, lawn and garden products, and décor products, as well as facilities maintenance, repair, and operations products The company also offers installation services for flooring, cabinets and cabinet makeovers, countertops, furnaces and central air systems, and windows. In addition, it provides tool and equipment rental services. The company primarily serves homeowners; and professional renovators/remodelers, general contractors, maintenance professionals, handymen, property managers, building service contractors, and specialty tradesmen, such as electricians, plumbers, and painters. It also sells its products through websites, including homedepot.com; blinds.com, an online site for custom window coverings; and thecompanystore.com, an online site for textiles and décor products. As of December 31, 2021, the company operated 2,317 stores in the United States. The Home Depot, Inc. was incorporated in 1978 and is based in Atlanta, Georgia.

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.