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T vs HDV: Dividend Comparison 2026

T yields 6.24% · HDV yields 3.70% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 HDV wins by $18.3K in total portfolio value
10 years
T
AT&T Inc.
6.24%
Share price
$17.80
Annual div
$1.11
5Y div CAGR
-8.2%
Payout ratio
58%
After 10 yrs · $10,000 · DRIP
Portfolio value
$9.1K
Annual income
$432.01
Full T calculator →
HDV
iShares Core High Dividend ETF
3.70%
Share price
$108.20
Annual div
$4.00
5Y div CAGR
4.8%
Payout ratio
55%
After 10 yrs · $10,000 · DRIP
Portfolio value
$27.4K
Annual income
$792.81
Full HDV calculator →

Portfolio growth — T vs HDV

Annual dividend income

MetricTHDV
Forward yield6.24%3.70%
Annual dividend / share$1.11$4.00
Payout ratio58%55%
1-year div growth0%4.2%
5-year div CAGR-8.2%4.8%
Portfolio after 10y$9.1K$27.4K
Annual income after 10y$432.01$792.81
Total dividends collected$5.0K$5.7K
Payment frequencyquarterlyquarterly
SectorTelecomETF

Year-by-year: T vs HDV ($10,000, DRIP)

YearT PortfolioT Income/yrHDV PortfolioHDV Income/yrGap
1$9,962$572.46$11,097$387.43$1.1KHDV
2$9,912$557.56$12,306$420.72$2.4KHDV
3$9,850$542.34$13,636$456.52$3.8KHDV
4$9,776$526.88$15,099$495.00$5.3KHDV
5$9,691$511.23$16,708$536.34$7.0KHDV
6$9,595$495.45$18,475$580.73$8.9KHDV
7$9,489$479.58$20,415$628.36$10.9KHDV
8$9,374$463.69$22,544$679.43$13.2KHDV
9$9,250$447.82$24,879$734.17$15.6KHDV
10$9,118$432.01$27,438$792.81$18.3KHDV

T vs HDV: Complete Analysis 2026

TTelecom

AT&T is one of the largest telecom companies in the US. After spinning off WarnerMedia in 2022 and cutting its dividend, AT&T has stabilized its payout at $1.11/year. High yield makes it attractive for pure income investors, though dividend growth has been absent. The company is focused on debt reduction and fiber network expansion.

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HDVETF

HDV screens for dividend sustainability using Morningstar's economic moat methodology — only companies with wide or narrow moats qualify. Its concentrated portfolio of ~75 holdings represents high-conviction dividend payers in healthcare, energy, and consumer staples. Higher yield than SCHD with similar quality focus.

Full HDV Calculator →

Frequently Asked Questions

Is T or HDV better for dividend income in 2026?
T currently offers a 6.24% yield (1.11/share/year) while HDV offers 3.70% (4.00/share/year). T provides higher current income. However, HDV has grown its dividend faster (4.8% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in T vs HDV earn per year?
With $10,000 invested today: T pays approximately $624/year. HDV pays approximately $370/year. With DRIP reinvestment over 10 years, these grow to $432/year (T) and $793/year (HDV).
Does T or HDV pay monthly dividends?
T pays quarterly dividends. HDV pays quarterly dividends. Neither pay monthly — both use a quarterly schedule, which is preferred by investors who need regular cash flow.
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⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.